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Enact Holdings (ACT) Fair Value & Analysis

Financial Services · US · Market cap $5.7B

Price$44.25
Fair Value$62.79
Upside+41.9%
Quality95/100
Evidence: High Range $47.09 – $78.48

Fair value as of: Jun 25, 2026

Analysis

Enact Holdings (ACT) currently trades at $44.25, while our model-based Fair Value estimate is $62.79 — implying the stock looks roughly 41.9% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.

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Frequently asked questions

Is Enact Holdings (ACT) undervalued?
As of Jun 25, 2026, our model estimates a fair value of $62.79 versus a price of $44.25 — about +42% (undervalued). Model-based estimate, not financial advice.
What is the fair value of ACT?
Our 21-model fair value for Enact Holdings is $62.79 (as of Jun 25, 2026), built from audited fundamentals. The current price is $44.25.
What is the quality score of ACT?
Enact Holdings has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.