Federal Agricultural Mortgage Corporation (AGM) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Federal Agricultural Mortgage Corporation stock $248, price $180, upside +37.5%, quality 50 out of 100. Rating: undervalued. Calculated from audited financials with 9 of our 26 valuation models and 37 quality factors, updated daily.
- Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with one Yes, for free
Federal Agricultural Mortgage Corporation
AGM · USThe stock costs 27% less than our calculation considers fair.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
60‑month range $79.35 – $240.02 · fair‑value band $143.24 – $309.70 · the $180.20 price screens below the $247.76 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 6, 2026.
Every Wednesday you see whether Federal Agricultural Mortgage is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Company profile
Federal Agricultural Mortgage Corporation provides a secondary market for various loans made to borrowers in the United States. It operates through seven segments: Farm & Ranch, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments.
Show moreShow less
The Farm & Ranch segment includes the USDA Securities portfolio, Farm & Ranch loans, and AgVantage securities secured by Farm & Ranch loans.
The Corporate AgFinance segment includes loans and AgVantage securities to larger and more complex farming operations, agribusinesses focused on food and fiber processing, and other supply chain production.
The Power & Utilities segment includes loans to rural electric generation and transmission cooperatives and distribution cooperatives, as well as AgVantage securities secured by those types of loans.
The Broadband Infrastructure segment includes loans to rural fiber, cable/broadband, tower, wireless, local exchange carrier, and data center projects. The Renewable Energy segment includes rural electric, solar, wind, and gas projects.
The Funding segment includes debt issuance, hedging, asset/liability management, and capital allocation. The Investments segment includes an investment portfolio, which is held for liquidity purposes.
The company is involved in a line of agricultural finance business, including purchasing and retaining eligible loans and securities; guaranteeing the payment of principal and interest on securities that represent interests in, or obligations secured by pools of eligible loans; servicing eligible loans; and issuing long-term standby purchase commitments for designated eligible loans.
Federal Agricultural Mortgage Corporation was incorporated in 1987 and is headquartered in Washington, District Of Columbia.
Stock analysis
Federal Agricultural Mortgage Corporation (AGM) currently trades at $180.20, while our model-based Fair Value estimate is $247.76, implying the stock looks roughly 27% undervalued today.
Show more
Valuation
Bull case: the Earnings-Based group reads highest at a median of $473.77 per share, and 3 of the 8 models we run sit above the $180.20 price.
Bear case: the Asset-Based group reads lowest at $97.25, and 5 of the 8 models stay below the price. Data coverage for this calculation is high.
Scenario range: $143.24 (bear) to $309.70 (bull), the price of $180.20 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 50/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Federal Agricultural Mortgage Corporation reported revenue of $1.3B in FY2025 versus $448M in FY2021, a compound +31.0%/yr. Reported net income was $207M in FY2025, compounding +11.1%/yr from FY2021.
Key figures
Market cap $2.1B Mid · P/E ratio 10.8 · P/S ratio 5.26 · EPS (TTM) $18.28 · Dividend yield 3.4% · Net margin 56.0% · Return on equity 13.5% · Return on assets (EBIT) 0.8% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 67 out of 100 (low confidence).
What moves the price
The share trades about 25% below its 52-week high and 32% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −3% fair-value upside, at 37%, AGM screens cheaper than that median.
Fair Value models
All 9 models by family
Quality Score breakdown
It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.
Insider trades
In the last 6 months, no officer or director bought or sold shares on the open market.
Plus 18 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Source: SEC Form 4, as of Nov 6, 2026. All filings at the SEC ↗
Revenue & earnings trend
Watch AGM, get fair value alerts →
Compare Federal Agricultural Mortgage Corporation with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Credit Services · 283 stocks
Valuation Multiplesvs Credit Services median · lower = cheaper
Strength profile in five axes (Snowflake)
HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Return on assets by industry
- Fair value gap by industry
- Piotroski F-Score screener with fair value
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Credit Services stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value | Compare |
|---|---|---|---|---|
| Synchrony Financial, SYF | $73.74 | $141.92 | +92% | vs AGM |
| PayPal Holdings PYPL | $59.24 | $107.45 | +81% | vs AGM |
| Shriram Finance Limited SHRIRAMFIN | ₹961.15 | ₹1,309 | +36% | vs AGM |
| Affirm Holdings AFRM | $68.11 | $76.63 | +13% | vs AGM |
| Bajaj Finance Limited BAJFINANCE | ₹1,088 | ₹1,055 | −3% | vs AGM |
| American Express Company AXP | $320.99 | $210.02 | −35% | vs AGM |
| Visa Inc V | $422.65 | $242.87 | −43% | vs AGM |
| Mastercard Incorporated MA | $652.70 | $360.13 | −45% | vs AGM |
| Capital One Financial Corporation COF | $201.87 | $106.81 | −47% | vs AGM |
| SoFi Technologies, Inc SOFI | $16.21 | $5.51 | −66% | vs AGM |
Explore undervalued stocks
More undervalued Financial Services stocks →
Try a ready-made strategy
Pick a strategy and jump into the live analysis with that exact screen applied.
Discover tools
Frequently asked questions
Is Federal Agricultural Mortgage Corporation (AGM) overvalued or undervalued?
What is the fair value of AGM?
What is the quality score of AGM?
What is the price target for Federal Agricultural Mortgage Corporation (AGM)?
What is the Federal Agricultural Mortgage Corporation stock forecast for 2026?
Does Federal Agricultural Mortgage Corporation pay a dividend?
How much is the dividend of Federal Agricultural Mortgage Corporation (AGM) and when is the ex-dividend date?
What is the intrinsic value of Federal Agricultural Mortgage Corporation (AGM)?
Is Federal Agricultural Mortgage Corporation stock overvalued or undervalued in 2026?
Is fair value the same as the market price of AGM?
How much is Federal Agricultural Mortgage Corporation worth?
What do the bullish and bearish scenarios say about AGM?
What is the P/E ratio of AGM?
What is the PEG ratio of AGM?
How solid is the balance sheet of Federal Agricultural Mortgage Corporation (AGM)?
How far is AGM from its 52-week high?
Which stocks are comparable to Federal Agricultural Mortgage Corporation?
Is Federal Agricultural Mortgage Corporation stock attractive at the current price?
How is the fair value of AGM calculated?
Is it still worth investing in stocks now?
What is the share price of Federal Agricultural Mortgage Corporation (AGM)?
What should I pay attention to with Federal Agricultural Mortgage Corporation right now?
Where does the earnings growth of Federal Agricultural Mortgage Corporation (AGM) come from?
Key figures of Federal Agricultural Mortgage Corporation
How large is the market capitalisation of Federal Agricultural Mortgage Corporation (AGM)?
What is the P/S ratio of Federal Agricultural Mortgage Corporation (AGM)?
What are the earnings per share of Federal Agricultural Mortgage Corporation (AGM)?
What is the dividend yield of Federal Agricultural Mortgage Corporation (AGM)?
What is the net margin of Federal Agricultural Mortgage Corporation (AGM)?
What is the return on equity of Federal Agricultural Mortgage Corporation (AGM)?
What is the EBIT return on assets of Federal Agricultural Mortgage Corporation (AGM)?
What is the operating margin of Federal Agricultural Mortgage Corporation (AGM)?
How fast is revenue growing at Federal Agricultural Mortgage Corporation (AGM)?
How fast are earnings growing at Federal Agricultural Mortgage Corporation (AGM)?
How much free cash flow does Federal Agricultural Mortgage Corporation (AGM) generate?
How much net debt does Federal Agricultural Mortgage Corporation (AGM) carry?
Watch Federal Agricultural Mortgage Corporation in the live analysis
One click puts Federal Agricultural Mortgage Corporation on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.
Watch for free →Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.