Abans Holdings Ltd (AHL) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of Abans Holdings Ltd ₹193, price ₹202, upside -4.5%, quality 44 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Watch Abans Holdings Ltd for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for freePro now: $1 first month
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
45‑month range ₹169.00 – ₹607.45 · fair‑value band ₹134.39 – ₹292.89 · the ₹201.65 price screens above the ₹192.52 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
Follow Abans Holdings in your weekly email
Every Wednesday you see whether Abans Holdings is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Abans Holdings Limited, together with its subsidiaries, operates as a non-banking finance company in India, and internationally. It operates through Agency Business, Internal Treasury Operations, Lending Activities, and Others segments.
Show more
Abans Holdings Limited, together with its subsidiaries, operates as a non-banking finance company in India, and internationally. It operates through Agency Business, Internal Treasury Operations, Lending Activities, and Others segments. The company provides wealth and asset management services, including financial asset distribution, broking, lending, credit, investment solutions, asset and portfolio management, treasury operations, and allied activities. It also offers lending services to private traders and other small and medium businesses involved in the commodities trading market. In addition, the company provides client-based institutional trading, wealth management and private client brokerage services in the areas of equity, commodities, and foreign exchange. Further, the company invests in physical and exchange traded commodities and other instruments; and offers warehousing services to commodity market participants. Additionally, it is involved in the trading of derivatives, agricultural products, base metals, and precious metals; providing of secured and unsecured loans. Abans Holdings Limited was incorporated in 2009 and is based in Mumbai, India.
Stock analysis
Abans Holdings Ltd (AHL) currently trades at ₹201.65, while our model-based Fair Value estimate is ₹192.52, implying the stock looks roughly 4.7% fairly valued today.
Show more
Valuation
Bull case: the Earnings-Based group reads highest at a median of ₹407.43 per share, and 9 of the 11 models we run sit above the ₹201.65 price.
Bear case: the Asset-Based group reads lowest at ₹123.31, and 2 of the 11 models stay below the price. Evidence for this calculation is medium.
Scenario range: ₹134.39 (bear) to ₹292.89 (bull), the price of ₹201.65 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 44/100 (below-average quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Abans Holdings Ltd reported revenue of ₹13.4B in FY2024 versus ₹12.3B in FY2021, a compound +2.8%/yr. Reported net income was ₹892M in FY2024, compounding +28.7%/yr from FY2021.
Key figures
Market cap ₹10.1B (≈ $105M) · P/E ratio 10.2 · P/S ratio 0.68 · EPS (TTM) ₹19.71 · Net margin 6.7% · Return on equity 9.3% · Return on assets (EBIT) 5.8% · Operating margin 4.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 38 out of 100 (low confidence).
What moves the price
The share trades about 8% below its 52-week high and at its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −17% fair-value upside, at −5%, AHL screens cheaper than that median.
Fair Value models
Bear ₹134.39Fair Value ₹192.52Bull ₹292.89
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.42/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+18.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.8%
’21
’22
’23
’24
What shareholders gained per year (last 3 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 3 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+16.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year+16.7%
Dividend (yield on the price)0.0%
Profit margin 2021 to 2024 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.6% → 11%
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+36.3%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (India: IMF forecast 4.1% a year to 2030, 4.7% from 2016 to 2025) that is about +30.8% a year for the price.
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 460 stocks
Beats the industry median on 9/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score45 · Below median
Fair Value upside−5% · Above median
Profitability
Return on equity (TTM)9% · Above median
Return on assets4% · Above median
Net margin (TTM)4% · Below median
Operating margin (TTM)4% · Below median
Growth and dividend
Revenue growth153% · Top 25%
Balance sheet
Debt / equity0.22× · Above median
Valuation Multiplesvs Capital Markets median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Abans Holdings Ltd (AHL) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of ₹192.52 versus a price of ₹201.65, about −5% upside (fairly valued).
What is the fair value of AHL?
Our model-based fair value for Abans Holdings Ltd is ₹192.52 (as of Sep 24, 2026), built from audited fundamentals. The current price: ₹201.65.
What is the quality score of AHL?
Abans Holdings Ltd has a Quality Score of 44/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Abans Holdings Ltd (AHL)?
Our model-based price target is the fair value of ₹192.52 (as of Sep 24, 2026) from 11 valuation models. Cautious scenario ₹134.39, optimistic scenario ₹292.89. It is a calculation from audited fundamentals, not an analyst target.
What is the Abans Holdings Ltd stock forecast for 2026?
Our models put fair value at ₹192.52, about −5% upside versus a price of ₹201.65 (fairly valued). Cautious scenario ₹134.39, optimistic scenario ₹292.89. The calculation is refreshed regularly with new filings.
What is the revenue of Abans Holdings Ltd (AHL)?
Abans Holdings Ltd reported trailing-twelve-month revenue of about ₹24.7B (latest available figure, as of Sep 24, 2026).
What growth is priced into Abans Holdings Ltd (AHL)?
For today's price to be fair in a discounted-cash-flow model, Abans Holdings Ltd would have to grow free cash flow by +36.3 % per year for five years (discount rate 15.4 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 3 years revenue grew +2.8 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of AHL use?
Our models discount Abans Holdings Ltd at 15.4 %: a base by market capitalisation (micro), country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Abans Holdings Ltd that is +36.3 % per year a year over ten years, using the same discount rate (15.4 %) and the same formula as our fair value.
How much growth has Abans Holdings Ltd (AHL) delivered so far?
Over the past 3 years revenue at Abans Holdings Ltd grew +2.8 % a year. The price currently implies +36.3 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Abans Holdings Ltd (AHL) growing?
The median revenue growth in the sector is +8.3 % a year. That is the yardstick for the growth priced into Abans Holdings Ltd (+36.3 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Abans Holdings Ltd (AHL)?
The free-cash-flow yield on the price is 4.33 %: that much free cash flow Abans Holdings Ltd produces per unit of market value. When it exceeds the discount rate of our models (15.4 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Abans Holdings Ltd (AHL)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Abans Holdings Ltd it is ₹192.52 per share (as of Sep 24, 2026), against a price of ₹201.65. It is the blended result of 11 valuation models (cash flow, earnings, asset, dividend).
Is Abans Holdings Ltd stock overvalued or undervalued in 2026?
As of Sep 24, 2026, AHL trades above its calculated fair value: price ₹201.65, fair value ₹192.52, a gap of about −5% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of AHL?
No. The price is what the market pays today (₹201.65); the fair value is what the company's own numbers justify (₹192.52). For Abans Holdings Ltd the two are ₹9.13 per share apart. That gap is exactly why we show both numbers side by side.
How much is Abans Holdings Ltd worth?
The market values Abans Holdings Ltd at about ₹10.1B (market capitalisation, as of Sep 24, 2026). Per share that is ₹201.65; our models calculate a fair value of ₹192.52 per share.
What do the bullish and bearish scenarios say about AHL?
Our models span a range for Abans Holdings Ltd: cautious scenario ₹134.39, base ₹192.52, optimistic ₹292.89 per share (as of Sep 24, 2026, price ₹201.65). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of AHL?
Abans Holdings Ltd trades at a price-to-earnings ratio of 10.2 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹192.52 is built from several models across several years. Other multiples: P/B 1.1, P/S 0.4, EV/EBITDA 5.4.
How solid is the balance sheet of Abans Holdings Ltd (AHL)?
Balance-sheet figures for Abans Holdings Ltd (as of Sep 24, 2026): return on equity 9.3%, debt of 0.22 per unit of equity. They feed the Quality Score of 44/100, which measures business quality independently of the share price.
How far is AHL from its 52-week high?
Abans Holdings Ltd trades at ₹201.65, about 8% below its 52-week high of ₹218.80 and at the low of ₹201.00 (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of ₹192.52 is for.
Which stocks are comparable to Abans Holdings Ltd?
From the same area (Financial Services) we also value Morgan Stanley, a financial holding company,, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Abans Holdings Ltd stock attractive at the current price?
The data as of Sep 24, 2026: price ₹201.65, calculated fair value ₹192.52 (−5%), Quality Score 44/100, from 11 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of AHL calculated?
We run Abans Holdings Ltd through 11 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹192.52, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0 % above its aggregate fair value. Abans Holdings Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Abans Holdings Ltd (AHL)?
The closing price on Sep 24, 2026 was ₹201.65. Our model-based fair value is ₹192.52, about −5% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Abans Holdings Ltd right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. A fairly wide model range (₹134.39 to ₹292.89) leaves room in how you read the outcome. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Abans Holdings Ltd
How large is the market capitalisation of Abans Holdings Ltd (AHL)?
The market capitalisation of Abans Holdings Ltd is ₹10.1B (≈ $105M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Abans Holdings Ltd (AHL)?
The price-to-sales ratio of Abans Holdings Ltd is 0.68 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Abans Holdings Ltd (AHL)?
Earnings per share at Abans Holdings Ltd are ₹19.71 (price ÷ EPS = P/E 10.2). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Abans Holdings Ltd (AHL)?
The net margin of Abans Holdings Ltd is 6.7% (fiscal year 2024). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Abans Holdings Ltd (AHL)?
The return on equity (ROE) of Abans Holdings Ltd is 9.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Abans Holdings Ltd (AHL)?
On an EBIT basis the return on assets of Abans Holdings Ltd is 5.8% (avg 4y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Abans Holdings Ltd (AHL)?
The operating margin of Abans Holdings Ltd is 4.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Abans Holdings Ltd (AHL)?
Revenue at Abans Holdings Ltd is growing +153% versus a year earlier (3y avg +2.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Abans Holdings Ltd (AHL)?
Earnings per share at Abans Holdings Ltd are growing +12.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Abans Holdings Ltd (AHL) carry?
The net debt of Abans Holdings Ltd is ₹7.0B (fiscal year 2024, ≈ 15.9 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch Abans Holdings Ltd in the live analysis
One click puts Abans Holdings Ltd on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
