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DocCheck AG (AJ91) Fair Value & Analysis

Healthcare · DE · Market cap €60.4M

DA DocCheck AG AJ91 · XETRA
Price€11.40
Fair Value€18.65
Upside+63.6%
Quality69/100
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Weak Growth
Thin margins · 9.6% net margin
Low debt · generates free cash flow
8.40% dividend yield
Ranks above peers (12/14)
Moderate moat 53/100
Evidence: High Range €11.85 – €27.66 Share as image

Fair value as of: Jul 19, 2026

From 26 valuation models · updated 22 days ago

Fair value updated Jul 19, 2026, revised from €18.54 to €18.65 (+0.6%) since Jul 14, 2026. Share price −5.0% over the past month.

A solid business, screening 64% undervalued on our models.

What matters now

  • The price is below even our cautious bear case (€11.85). The market is more pessimistic than our downside scenario.
  • Solid quality (69/100) at a price below fair value, the discount is the argument here, not the business quality.
  • A fairly wide model range (€11.85 to €27.66) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

€26.18 €6.21 Fair Value €18.65 Apr 2020 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 19, 2026.

How to read this chart

60‑month range €6.21 – €26.18 · fair‑value band €11.85 – €27.66 · the €11.40 price screens below the €18.65 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 19, 2026.

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Analysis

DocCheck AG (AJ91) currently trades at €11.40, while our model-based Fair Value estimate is €18.65, implying the stock looks roughly 63.6% undervalued today. The Quality Score stands at 69/100 (solid quality), in the Healthcare sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, DocCheck AG generated revenue of €55.3M at a net margin of 9.6%. Revenue declined 2.8% year over year. It earns a return on equity of 13.1%. The balance sheet holds a net cash position of €10.3M. Fundamentals as of Jul 19, 2026

Our scenario range runs from €11.85 (bear case) to €27.66 (bull case); at €11.40, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 23% below its 52-week high and 14% above its 52-week low, currently below its 200-day average. For context, the median of 10 Healthcare peers we cover trades at -53% fair-value upside, at 64%, AJ91 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF €7.17 €8.66 €10.43 80
Residual Income €7.05 €7.85 €10.29 76
Rev-Margin DCF €12.03 €18.56 €26.08 74
All 26 models by family
DCF Models
FCF DCF €7.17 €8.91 €11.12 38
Owner Earnings €10.43 €13.49 €17.36 31
5Y Revenue Exit €12.03 €18.69 €27.33 39
5Y EBITDA Exit €15.46 €25.15 €36.62 41
5Y P/E Exit €13.39 €21.25 €29.59 38
10Y Revenue Exit €9.46 €14.41 €21.26 36
10Y EBITDA Exit €11.65 €18.26 €27.35 37
10Y P/E Exit €10.51 €15.94 €22.74 35
Earnings-Based
Graham-Dodd €7.15 €23.11 €30.85 54
Lynch FV €5.14 €7.35 €9.55 50
PEG = 1.0 €5.14 €7.35 €9.55 46
EPV €9.33 €10.10 €10.73 59
Dividend Discount
Gordon GGM €5.22 €8.75 €11.36 70
DDM Multi-Stage €5.22 €7.98 €9.41 61
Multiples
P/E Multiple €17.35 €23.13 €28.91 63
P/S Multiple €13.40 €17.87 €22.34 58
P/B Multiple €13.40 €17.87 €22.34 55
EV/EBIT €21.97 €28.34 €34.72 53
EV/EBITDA €24.36 €31.52 €38.69 54
EV/Revenue €16.50 €22.35 €28.19 43
Asset-Based
NCAV (Graham) €4.10 €5.49 €8.20 50
Growth DCF
Growth DCF €7.17 €8.66 €10.43 80
Rev-Margin DCF €12.03 €18.56 €26.08 74
Economic Profit
Residual Income €7.05 €7.85 €10.29 76
ROIC Compounder €9.52 €10.74 €12.07 72
Growth Earnings
Growth-Adj P/E €14.46 €20.66 €26.86 68

Widest divergence: Multiples (€22.35) versus Asset-Based (€5.49). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) €55.3M
Revenue growth (YoY) -2.8%
Net margin 9.6%
Return on equity 13.1%
Free cash flow €2.6M FY2025
P/E ratio 11.3
More key figures
Operating margin 12.5%
EPS (TTM) €1.15
Dividend yield 7.4%
EPS growth (YoY) -15.4%
Net cash €10.3M FY2025

Figures from reported company fundamentals · as of Jul 19, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 69/100

Of which business quality 67 · Market factors (momentum, volatility) 42

Profitability 55
Margins and returns on capital today
Quality Growth 62
Are margins and returns improving?
Cashflow 34
Earnings quality: real cash, not paper profit
Fin. Strength 97
Balance sheet, leverage, solvency risk
Investment 88
Disciplined investing over empire-building
Low Volatility 66
Calm price path (market factor)
Momentum 32
Price trend over the last 3–12 months (market factor)
52W Momentum 33
Distance to the 52-week high (market factor)
Net Issuance 81
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

DocCheck AG offers community, agency, and e-commerce services for the healthcare sector in Europe. The company develops and implements communication strategies for media on healthcare and business-to-business sectors; sells medical supplies and medical technology primarily via mail order to various medical professional groups, and invests in healthcare …

Full company description

DocCheck AG offers community, agency, and e-commerce services for the healthcare sector in Europe. The company develops and implements communication strategies for media on healthcare and business-to-business sectors; sells medical supplies and medical technology primarily via mail order to various medical professional groups, and invests in healthcare sectors, as well as involved in online advertising, market research, online studies, and paid content for healthcare market players. It also operates platform for information exchange, online services, and e-commerce in this market. DocCheck AG was founded in 1990 and is based in Cologne, Germany.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

DocCheck AG reported revenue of €55.3M in FY2025 versus €85.9M in FY2021, a compound −10.4%/yr. Reported net income was €5.3M in FY2025, compounding −17.3%/yr from FY2021.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
€55.3M
Latest YoY
+2.8%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−3.2%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−2.6%
Avg. growth/yr (20Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+8.3%
Revenue −10.4%/yr
FY21 €85.9M
FY22 €60.9M
FY23 €53.4M
FY24 €53.8M
FY25 €55.3M
Net income −17.3%/yr
FY21 €11.4M
FY22 €6.3M
FY23 €2.3M
FY24 €5.3M
FY25 €5.3M
Character of growth · EPS growth decomposed (2014-2025) +6.4 % p.a.
Revenue per share +9.2 pp

of which total revenue +9.4 pp · buybacks/dilution −0.2 pp

EBIT margin −3.1 pp
Tax rate −0.6 pp
Residual (interest, one-offs) +0.9 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

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Cite: Fair Value Calculator (2026). "DocCheck AG Fair Value". https://www.fairvalue-calculator.com/stock/AJ91

Peer Group

Health Information Services · 126 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 69 · Top 25%
Fair Value upside +64% · Top 25%
Return on equity (TTM) 13% · Top 25%
Return on assets 8% · Top 25%
Net margin (TTM) 10% · Top 25%
Operating margin (TTM) 13% · Above median
Revenue growth -3% · Below median
Dividend yield (TTM) 8.4% · Top 25%

Valuation Multiples vs Health Information Services median · lower = cheaper

P/E (TTM) 11.3× · Cheaper than 75% of peers
P/B 1.68× · Cheaper than median
P/S (TTM) 1.26× · Cheaper than median
P/FCF 26.7× · Pricier than 75% of peers
EV/EBITDA 6.1× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 0
FUTURE 0 · sector 33
PAST 52 · sector 8
HEALTH 100 · sector 98
DIVIDEND 100 · sector 35

Insider activity: 45/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Health Information Services stocks, each showing price versus our Fair Value estimate (as of Jul 19, 2026).

Stock Price Fair Value vs Fair Value
Veeva Systems Inc VEEV $190.12 $95.12 -50%
Pro Medicus Limited PME A$194.84 A$23.74 -88%
BrightSpring Health Services, Inc BTSG $68.16 $21.31 -69%
HealthEquity, Inc HQY $97.67 $56.63 -42%
Hinge Health, Inc HNGE $88.80 $24.03 -73%
10x Genomics, Inc TXG $45.75 $17.18 -62%
Waystar Holding WAY $22.69 $12.86 -43%
Doximity, Inc DOCS $22.21 $17.18 -23%
Privia Health Group PRVA $28.10 $5.30 -81%
Inventurus Knowledge Solutions Limited IKS ₹1,846 ₹860.28 -53%

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Frequently asked questions

Is DocCheck AG (AJ91) overvalued or undervalued?
As of Jul 19, 2026, our model estimates a fair value of €18.65 versus a price of €11.40, about +64% (undervalued).
What is the fair value of AJ91?
Our model-based fair value for DocCheck AG is €18.65 (as of Jul 19, 2026), built from audited fundamentals. The current price is €11.40.
What is the quality score of AJ91?
DocCheck AG has a Quality Score of 69/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of DocCheck AG (AJ91)?
DocCheck AG reported trailing-twelve-month revenue of about €55.3M (latest available figure, as of Jul 19, 2026).
What is the net profit margin of AJ91?
The net profit margin of DocCheck AG is about 9.6%, meaning it keeps roughly 9.6% of revenue as net income. Based on the latest reported figures.
Does DocCheck AG pay a dividend?
DocCheck AG currently shows a dividend yield of about 7.35% relative to its recent price (as of Jul 19, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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