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Alm. Brand A/S, (ALMB) Fair Value & Analysis

Financial Services · DK · Market cap 20.6B DKK

Pricekr 15.65
Fair Valuekr 12.85
Upside-17.9%
Quality95/100
Evidence: High Range kr 9.63 – kr 16.06

Fair value as of: Jun 25, 2026

Analysis

Alm. Brand A/S, (ALMB) currently trades at kr 15.65, while our model-based Fair Value estimate is kr 12.85 — implying the stock looks roughly 17.9% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Alm. Brand A/S, together with its subsidiaries, provides non-life insurance products and services in Denmark. It offers car, travel, home, contents, accident, and holiday home insurance; as well as salary security, dog, health, change of ownership, seller's liability, veteran vehicle, motorcycle, moped, boat, youth, drone, horse, caravan, and child accident insurance. In addition, the company provides business, workers' compensation, professional liability, electric car, truck, construction, building, and cyber insurance. Further, it offers other direct insurance products to private households, agricultural, small and medium-sized enterprises, and corporates through its sales channels and partnerships. The company was founded in 1792 and is headquartered in Copenhagen, Denmark.

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Frequently asked questions

Is Alm. Brand A/S, (ALMB) undervalued?
As of Jun 25, 2026, our model estimates a fair value of kr 12.85 versus a price of kr 15.65 — about −18% (overvalued). Model-based estimate, not financial advice.
What is the fair value of ALMB?
Our 21-model fair value for Alm. Brand A/S, is kr 12.85 (as of Jun 25, 2026), built from audited fundamentals. The current price is kr 15.65.
What is the quality score of ALMB?
Alm. Brand A/S, has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.