Fair Value Calculator Fair Value Calculator
EN DE

Allianz SE (ALZ) Fair Value & Analysis

Financial Services · CA · Market cap C$232B

AS Allianz SE ALZ · NEO
PriceC$29.29
Fair ValueC$49.86
Upside+70.2%
Quality64/100
Watch Allianz SE for free — get notified when fair value or trend changes. Watch for free
Evidence: High Range C$37.39 – C$62.32

Fair value as of: Jun 26, 2026

From 20 valuation models · updated 18 days ago

Fair value updated Jun 26, 2026 — revised from C$39.56 to C$49.86 (+26.0%) since Jun 24, 2026. Share price +1.0% over the past month.

Price vs Fair Value (12 months)

C$29.29 C$24.52 Fair Value C$49.86 Jun 2025 Jun 2026

12‑month range C$24.52 – C$29.29 · fair‑value band C$37.39 – C$62.32 · the C$29.29 price screens below the C$49.86 fair value. As of Jun 26, 2026.

✦ Which stocks are undervalued right now? Check free Discover now →

Analysis

Allianz SE (ALZ) currently trades at C$29.29, while our model-based Fair Value estimate is C$49.86 — implying the stock looks roughly 70.2% undervalued today. We read business quality at 64/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Allianz SE generated revenue of C$109B at a net margin of 9.4%. It earns a return on equity of 18.2%. Net debt stands at C$3.0B. The stock trades on a trailing P/E of 13.0. Fundamentals as of Jun 26, 2026

Our scenario range runs from C$37.39 (bear case) to C$62.32 (bull case); at C$29.29, the current price sits below that range. The share trades near its 52-week high and 20% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -19% fair-value upside — at 70%, ALZ screens cheaper than that median.

Key figures & financial health

Revenue (TTM) C$109B
Net margin 9.4%
Return on equity 18.2%
Free cash flow C$30.9B FY2025
P/E ratio 13.0
Operating margin 11.1%
More key figures
EPS (TTM) C$2.13
EPS growth (YoY) +15.5%
Net debt C$3.0B FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services Internationally. The company's Property-Casualty segment offers various insurance products, including motor liability, accident, fire and property, legal expense, credit, and travel to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company's Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, cash, and multi-assets; and alternative investment products that include real estate, infrastructure debt/equity, real assets, and liquid alternatives. Its …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Allianz SE reported revenue of C$137B in FY2025 versus C$119B in FY2021, a compound +3.7%/yr. Reported net income was C$10.8B in FY2025, compounding +13.0%/yr from FY2021.

Revenue +3.7%/yr
FY21 C$119B
FY22 C$79.9B
FY23 C$120B
FY24 C$140B
FY25 C$137B
Net income +13.0%/yr
FY21 C$6.6B
FY22 C$6.4B
FY23 C$8.5B
FY24 C$9.9B
FY25 C$10.8B

Is ALZ fairly valued? → Check now

🧮 Run the numbers yourself — free valuation calculators
📤 Share or link this analysis
🔗 Embed on your site (free fair-value badge)

Paste this into your site or blog — it shows the current fair value and links back here (free, and welcome):

Cite: Fair Value Calculator (2026). "Allianz SE Fair Value". https://www.fairvalue-calculator.com/stock/ALZ

Similar stocks

10 more Insurance - Diversified stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

Stock Price Fair Value vs Fair Value
Berkshire Hathaway Inc BRKB $492.81 $556.10 +13%
Zurich Insurance Group ZURVY $36.15 $29.58 -18%
AXA SA AXAN 795.49 MXN 43.50 MXN -95%
Assicurazioni Generali S.p.A ARZGY $24.04 $19.38 -19%
Sun Life Financial Inc SLF $77.66 $56.68 -27%
American International Group AIG $73.44 $58.77 -20%
The Hartford Insurance Group H1IG34 R$727.00 R$279.87 -62%
Talanx AG TLLXY $60.33 $92.72 +54%
Arch Capital Group ACGL $88.34 $176.68 +100%
Helvetia Baloise Holding HLVTY $7.07 $2.92 -59%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap Stocks

Frequently asked questions

Is Allianz SE (ALZ) undervalued?
As of Jun 26, 2026, our model estimates a fair value of C$49.86 versus a price of C$29.29 — about +70% (undervalued). Model-based estimate, not financial advice.
What is the fair value of ALZ?
Our model-based fair value for Allianz SE is C$49.86 (as of Jun 26, 2026), built from audited fundamentals. The current price is C$29.29.
What is the quality score of ALZ?
Allianz SE has a Quality Score of 64/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Allianz SE (ALZ)?
Allianz SE reported trailing-twelve-month revenue of about C$109B (latest available figure, as of Jun 26, 2026).
What is the net profit margin of ALZ?
The net profit margin of Allianz SE is about 9.4%, meaning it keeps roughly 9.4% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

14 days Pro free · no card

Unlock the full Allianz SE analysis — and try Pro free

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.

Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.