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Andira Agro Tbk PT (ANDI) Fair Value & Analysis

Consumer Defensive · ID · Market cap 159B IDR

AA Andira Agro Tbk PT ANDI · JK
Price17.00 IDR
Fair Value7.70 IDR
Upside-54.7%
Quality41/100
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Risks

!Trades 121% ABOVE our fair value of 7.70 IDR
!Weak Growth (revenue 5y −1.1 %/yr)
!Loss-making · -25.5% net margin
!Moderate debt · negative free cash flow
Weak Growth (revenue 5y −1.1 %/yr)
Loss-making · -25.5% net margin
Moderate debt · negative free cash flow
Trails peers (0/8)
Narrow moat 8/100
Evidence: Low Range 2.05 IDR – 13.36 IDR Share as image

Fair value as of: Aug 21, 2026

From 2 valuation models · updated 6 days ago

Below-average quality, and trading another 121% above our fair value.

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What matters now

  • The price sits above even our optimistic bull case (13.36 IDR). The favourable scenario is already priced in.
  • Weak quality (41/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • The model range is unusually wide (2.05 IDR to 13.36 IDR). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
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Price vs Fair Value (5 years)

52.00 IDR 4.00 IDR Fair Value 7.70 IDR Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 21, 2026.

How to read this chart

60‑month range 4.00 IDR – 52.00 IDR · fair‑value band 2.05 IDR – 13.36 IDR · the 17.00 IDR price screens above the 7.70 IDR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 21, 2026.

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Analysis

Andira Agro Tbk PT (ANDI) currently trades at 17.00 IDR, while our model-based Fair Value estimate is 7.70 IDR, implying the stock looks roughly 54.7% overvalued today. The Quality Score stands at 41/100 (below-average quality), in the Consumer Defensive sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Over the trailing twelve months, Andira Agro Tbk PT generated revenue of 199B IDR at a net margin of -25.5%. Revenue declined 65.6% year over year. It earns a return on equity of -37.1%. Net debt stands at 139B IDR. Fundamentals as of Aug 21, 2026

Our scenario range runs from 2.05 IDR (bear case) to 13.36 IDR (bull case); at 17.00 IDR, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 58% below its 52-week high and 21% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at -19% fair-value upside, at -55%, ANDI screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
EV/EBITDA 2.60 IDR 8.25 IDR 13.90 IDR 54
NCAV (Graham) 6.34 IDR 8.50 IDR 12.69 IDR 50
All 2 models by family
Multiples
EV/EBITDA 2.60 IDR 8.25 IDR 13.90 IDR 54
Asset-Based
NCAV (Graham) 6.34 IDR 8.50 IDR 12.69 IDR 50

Widest divergence: Asset-Based (8.50 IDR) versus Multiples (8.25 IDR). Highest evidence: EV/EBITDA (54).

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Key figures & financial health

P/S ratio 0.80 TTM
Net margin -25.5% TTM
Return on equity -37.1% TTM
Return on assets -7.7% TTM
Operating margin -25.1% TTM
EPS (TTM) -5.44 IDR
More key figures
Growth
Revenue (TTM) 199B IDR TTM
Revenue growth (YoY) -65.6% 3y avg -8.1%
EPS growth (YoY) +66.2%
Balance sheet & cash flow
Free cash flow −12.1B IDR FY2025
Net debt 139B IDR FY2025

Figures from reported company fundamentals · as of Aug 21, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 41/100

Of which business quality 38 · Market factors (momentum, volatility) 22

Profitability 12
Margins and returns on capital today
Quality Growth 59
Are margins and returns improving?
Cashflow 1
Earnings quality: real cash, not paper profit
Fin. Strength 24
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 12
Price trend over the last 3–12 months (market factor)
52W Momentum 6
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

PT Andira Agro, Tbk engages in owning, operating, and managing crude palm oil plantations in Indonesia. The company operates through Crude Palm Oil and Palm Kernel segments. It is involved in cultivating and harvesting fresh fruit bunches (FFB) from palm trees; and extracting and refining crude palm oil and palm kernel from FFB.

Full company description

PT Andira Agro, Tbk engages in owning, operating, and managing crude palm oil plantations in Indonesia. The company operates through Crude Palm Oil and Palm Kernel segments. It is involved in cultivating and harvesting fresh fruit bunches (FFB) from palm trees; and extracting and refining crude palm oil and palm kernel from FFB. PT Andira Agro, Tbk was founded in 1995 and is based in Jakarta Timur, Indonesia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Andira Agro Tbk PT reported revenue of 246B IDR in FY2025 versus 346B IDR in FY2021, a compound −8.2%/yr. Reported net income was −41.0B IDR in FY2025.

Growth Quality 8/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
246B IDR
Latest YoY
+25.3%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−8.1%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−1.1%
Avg. revenue growth/yr (10Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+0.0%
Value creation/yr We only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Revenue −8.2%/yr
FY21 346B IDR
FY22 318B IDR
FY23 220B IDR
FY24 197B IDR
FY25 246B IDR
Net income
FY21 −3.1B IDR
FY22 −10.8B IDR
FY23 −56.0B IDR
FY24 −23.1B IDR
FY25 −41.0B IDR

ANDI screens 55% overvalued. Compare with Archer-Daniels-Midland Company →

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Cite: Fair Value Calculator (2026). "Andira Agro Tbk PT Fair Value". https://www.fairvalue-calculator.com/stock/ANDI

Peer Group

Farm Products · 296 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 38 · Bottom 25%
Fair Value upside −55% · Bottom 25%
Return on assets -8% · Bottom 25%
Net margin (TTM) -26% · Bottom 25%
Operating margin (TTM) -25% · Bottom 25%
Revenue growth -66% · Bottom 25%
Debt / equity 1.14× · Higher than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 28
FUTURE0 · sector 24
PAST0 · sector 19
HEALTH43 · sector 94
DIVIDEND0 · sector 47

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Farm Products stocks, each showing price versus our Fair Value estimate (as of Aug 21, 2026).

Stock Price Fair Value vs Fair Value
Archer-Daniels-Midland Company ADM $80.76 $38.02 -53%
Muyuan Foods Group 002714 ¥40.15 ¥47.42 +18%
Bunge Global SA BG $111.75 $56.19 -50%
Tyson Foods, Inc TSN $57.99 $28.60 -51%
Wens Foodstuff Group 300498 ¥13.80 ¥11.18 -19%
Mowi ASA MOWI kr 206.00 kr 260.70 +27%
Fujian Wanchen Food Group 300972 ¥201.06 ¥143.09 -29%
United Plantations Berhad 2089 32.60 MYR 23.34 MYR -28%
Charoen Pokphand Foods Public Company CPF 23.40 THB 43.24 THB +85%
PT Charoen Pokphand Indonesia Tbk, CPIN 2,960 IDR 6,818 IDR +130%

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Frequently asked questions

Is Andira Agro Tbk PT (ANDI) overvalued or undervalued?
As of Aug 21, 2026, our model estimates a fair value of 7.70 IDR versus a price of 17.00 IDR, about −55% (overvalued).
What is the fair value of ANDI?
Our model-based fair value for Andira Agro Tbk PT is 7.70 IDR (as of Aug 21, 2026), built from audited fundamentals. The current price: 17.00 IDR.
What is the quality score of ANDI?
Andira Agro Tbk PT has a Quality Score of 41/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Andira Agro Tbk PT (ANDI)?
Andira Agro Tbk PT reported trailing-twelve-month revenue of about 199B IDR (latest available figure, as of Aug 21, 2026).
What is the net profit margin of ANDI?
The net profit margin of Andira Agro Tbk PT is about -25.5%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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