Anadolu Hayat Emeklilik Anonim Sirketi (ANHYT) Fair Value & Analysis
Financial Services · TR · Market cap 49.5B TRY
Fair value as of: Aug 4, 2026
From 24 valuation models · updated today
Share price +13.3% over the past month.
A solid business, screening 57% undervalued on our models.
What matters now
- The price is below even our cautious bear case (135.92 TRY). The market is more pessimistic than our downside scenario.
- Solid quality (61/100) at a price below fair value, the discount is the argument here, not the business quality.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 4, 2026.
How to read this chart
60‑month range 6.32 TRY – 124.09 TRY · fair‑value band 135.92 TRY – 226.53 TRY · the 115.10 TRY price screens below the 181.22 TRY fair value. Dashed = 300-day average. As of Aug 4, 2026.
Analysis
Anadolu Hayat Emeklilik Anonim Sirketi (ANHYT) currently trades at 115.10 TRY, while our model-based Fair Value estimate is 181.22 TRY, implying the stock looks roughly 57.5% undervalued today. We read business quality at 61/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.
Over the trailing twelve months, Anadolu Hayat Emeklilik Anonim Sirketi generated revenue of 43.2B TRY at a net margin of 16.4%. Revenue grew 29.2% year over year. It earns a return on equity of 59.1%. The stock trades on a trailing P/E of 7.0. Fundamentals as of Aug 4, 2026
Our scenario range runs from 135.92 TRY (bear case) to 226.53 TRY (bull case); at 115.10 TRY, the current price sits below that range. The share trades about 4% below its 52-week high and 57% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 35% fair-value upside, at 57%, ANHYT screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 24 models by family
Widest divergence: Growth Earnings (417.75 TRY) versus Asset-Based (21.28 TRY). Highest evidence: Residual Income (76).
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 4, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 44 · Market factors (momentum, volatility) 70
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Anadolu Hayat Emeklilik Anonim Sirketi provides private pension and life insurance products in Turkey. The company offers private pension products, including individual, non-sponsored group, employer-sponsored, and income drawdown plans; auto-enrolment plans; and life insurance products, such as savings and endowment, annuities, and term life.
Full company description
Anadolu Hayat Emeklilik Anonim Sirketi provides private pension and life insurance products in Turkey. The company offers private pension products, including individual, non-sponsored group, employer-sponsored, and income drawdown plans; auto-enrolment plans; and life insurance products, such as savings and endowment, annuities, and term life. It also provides personal and group accident insurance products. In addition, the company provides conservative, balanced, dynamic, and aggressive pension funds. The company was formerly known as Anadolu Hayat Sigorta A.S. and changed its name to Anadolu Hayat Emeklilik Anonim Sirketi in 2003. Anadolu Hayat Emeklilik Anonim Sirketi was founded in 1990 and is headquartered in Istanbul, Turkey. Anadolu Hayat Emeklilik Anonim Sirketi is a subsidiary of Türkiye Is Bankasi A.S.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Anadolu Hayat Emeklilik Anonim Sirketi reported revenue of 37.4B TRL in FY2025 versus 4.9B TRL in FY2021, a compound +66.3%/yr. Reported net income was 6.0B TRL in FY2025, compounding +71.1%/yr from FY2021.
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Peer Group
Insurance - Life · 98 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Insurance - Life median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Insurance - Life stocks, each showing price versus our Fair Value estimate (as of Aug 4, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| China Life Insurance Company 601628 | ¥38.72 | ¥70.87 | +83% |
| Ping An Insurance (Group) Company 601318 | ¥49.60 | ¥96.76 | +95% |
| AIA Group 1299 | HK$75.55 | HK$7.88 | -90% |
| Manulife Financial Corporation MFC | C$58.52 | C$45.13 | -23% |
| Great-West Lifeco Inc GWO | C$92.34 | C$59.64 | -35% |
| Life Insurance Corporation LICI | ₹438.30 | ₹590.43 | +35% |
| Samsung Life Insurance Co 032830 | 337,500 KRW | 166,710 KRW | -51% |
| China Pacific Insurance (Group) Co 601601 | ¥29.75 | ¥59.50 | +100% |
| Prudential plc PUKN | 545.00 MXN | 722.72 MXN | +33% |
| New China Life Insurance Company 601336 | ¥62.80 | ¥125.60 | +100% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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