Watch Atlanticus Holdings Corporation for free: we tell you when fair value or trend changes.

Atlanticus Holdings Corporation (ATLC) fair value: what the stock is really worth

As of Nov 6, 2026: fair value (intrinsic value) of Atlanticus Holdings Corporation stock $105, price $91.23, upside +14.8%, quality 54 out of 100. Rating: undervalued. Calculated from audited financials with 12 of our 26 valuation models and 37 quality factors, updated daily.

12 models, one by oneBear $54.78 to bull $196.25 Growth analysisrevenue history, year by year Quality 54/100 in detail37 factors, each one shown Compared with its peersrank on every measure, side by side

Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with one Yes, for free

Financial Services US

Broad data Nov 6, 2026

Atlanticus Holdings Corporation

ATLC · US

Undervalued, in an uptrend

The stock costs 13% less than our calculation considers fair.

Fair value $104.72 · Undervalued (13%)

Highly profitable · 21.1% net margin (TTM)

Upbeat coverage

Broad data

Last quarter vs. a year ago: revenue +83%, profit +66%.

Quality 54/100

Mixed Growth (revenue 5y +12.5 %/yr in USD)

Wide moat 72/100 · thin data

Insiders sold $7.9M (6M)

Trails peers (5/14)

Watch Atlanticus Holdings Corporation for free: we tell you when fair value or trend changes. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.

How to read this chart

60‑month range $21.92 – $111.79 · fair‑value band $54.78 – $196.25 · the $91.23 price screens below the $104.72 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 2 fiscal years are left out: there the valuation rested on only a fraction of the usual models. As of Nov 6, 2026.

Follow Atlanticus Holdings in your weekly email

Every Wednesday you see whether Atlanticus Holdings is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance.

Show moreShow less

Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and its retail partners' brands; and general-purpose credit cards under the Aspire, Imagine, Mercury, and Fortiva brand names.

The company's private label and general-purpose credit cards originated from its bank partners through various channels, including retail and healthcare point-of-sale locations, direct mail solicitation, and digital marketing and partnerships with third parties.

This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties, as well as engages in other product testing and investments.

The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business.

This segment also provides floor plan financing and installment lending products. The company was founded in 1996 and is headquartered in Atlanta, Georgia.

Stock analysis

Atlanticus Holdings Corporation (ATLC) currently trades at $91.23, while our model-based Fair Value estimate is $104.72, implying the stock looks roughly 13% undervalued today.

Valuation

Bull case: the Growth DCF group reads highest at a median of $500.04 per share, and 5 of the 11 models we run sit above the $91.23 price.

Bear case: the Asset-Based group reads lowest at $25.55, and 6 of the 11 models stay below the price. Data coverage for this calculation is high.

Scenario range: $54.78 (bear) to $196.25 (bull), the price of $91.23 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 54/100 (solid quality), in the Financial Services sector.

Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.

Atlanticus Holdings Corporation reported revenue of $704M in FY2025 versus $454M in FY2021, a compound +11.6%/yr. Reported net income was $122M in FY2025, compounding −9.0%/yr from FY2021.

Key figures

Market cap $1.8B Small · P/E ratio 11.8 · P/S ratio 2.40 · EPS (TTM) $7.70 · Dividend yield 0.8% · Net margin 21.1% · Return on equity 23.0% · Return on assets (EBIT) 5.7% (5-year average).

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 72 out of 100 (low confidence).

What moves the price

The share trades about 18% below its 52-week high and 90% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −3% fair-value upside, at 15%, ATLC screens cheaper than that median.

Fair Value models

Bear $54.78 Fair Value $104.72 Bull $196.25

Price $91.23 · Upside +14.8%

Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($6.58 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.

Best data coverage

Residual Income $39.71 $54.18 $88.54 74

Owner Earnings n/a n/a $289.47 73

Growth DCF $194.36 $500.04 $1,036 72

All 12 models by family

DCF Models

Owner Earnings n/a n/a $289.47 73

5Y P/E Exit n/a $31.97 >$127.88 68

10Y P/E Exit $13.90 $216.88 $513.02 55

Earnings-Based

Graham-Dodd $54.78 $382.02 $536.10 63

Lynch FV $128.68 $183.83 $238.98 61

Dividend Discount

Gordon GGM $5.37 $8.68 $10.98 69

DDM Multi-Stage $5.37 $8.38 $9.37 67

Multiples

P/E Multiple $78.54 $104.72 $130.90 63

P/B Multiple $40.04 $53.38 $66.73 55

Asset-Based

NCAV (Graham) $19.06 $25.55 $38.13 54

Growth DCF

Growth DCF $194.36 $500.04 $1,036 72

Economic Profit

Residual Income $39.71 $54.18 $88.54 74

Open the full fair value analysis →

Quality Score breakdown

Overall quality 54/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 37

How much profit the company makes from its sales and capital

Quality Growth 32

Are margins and returns getting better?

Cashflow 100

Do the profits arrive as real cash?

Financial strength 27

Debt, balance sheet and risk of trouble

Investment 36

Does it invest with discipline instead of growing at any price?

Low Volatility 9

How calm the share price moves, does not count

Price momentum 63

Price momentum of the last 3 to 12 months, does not count

Near the 52-week high 83

Distance to the 52-week high, does not count

New shares 79

Buys back shares or issues new ones?

Open the full quality analysis →

Insider trades

In the last 6 months, 4 officers or directors sold shares worth $7.9M and none bought.

SaleDavid G HannaExecutive Chairman, Director, 10% owner25,000 shares at $103.90$2.6MJul 1, 2026
SaleFrank J Hanna III10% owner25,000 shares at $103.90$2.6MJul 1, 2026
SaleJeffrey A. HowardPresident & CEO, Director2× since Jun 26, 2026: 20,000 shares, avg. $106.23$2.1MJun 30, 2026
SaleWilliam McCameyChief Financial Officer2× since Jun 26, 2026: 20,000 shares, avg. $106.23$2.1MJun 30, 2026
SaleMitchell SaundersChief Accounting Officer10,000 shares at $102.20$1.0MJun 29, 2026
SaleDeal W HudsonDirector1,675 shares at $59.72$100,031Jan 13, 2026

Plus 5 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.

Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.

Source: SEC Form 4, as of Nov 6, 2026. All filings at the SEC ↗

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 88/100

Revenue is growing, but margins or cash flow do not fully confirm the trend.

Revenue growth 1 year

+53.3%

Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+23.5%

Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+12.5%

Start year 2020 (pandemic). Over 10 years: +22.8% a year

Revenue growth 13 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+11.9%

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.

+7.1%

Earnings growth per share plus dividend.

Earnings per share, growth per year+6.3%

Dividend (yield on the price)0.8%

Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.6.3% vs 34.9%, slowing

Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.29% → 23%

Pace: the 5-year rate starts in 2020 (pandemic)

Watch ATLC, get fair value alerts →

Earlier news

News mood ⓘNews mood, the average tone of recent news (95 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation. Hype

Recent news coverage is unusually upbeat, far more positive than stocks are typically covered.

Evercore, FirstCash, Blackstone, and Atlanticus Holdings Stocks Trade Down, What You Need To Know Yahoo Finance · Oct 14, 2026
Atlanticus Holdings (ATLC) Sells Auto Finance Unit. Can it Replace Lost Earnings? Yahoo Finance · Sep 23, 2026

Compare Atlanticus Holdings Corporation with another stock

Price, fair value, quality and upside side by side.

First stock

Second stock

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Credit Services · 283 stocks

Beats the industry median on 5/14 measures

Overall it trails its industry peers.

Valuation

Quality Score 54 · Above median

Fair Value upside +14.8% · Below median

Profitability

Return on equity (12 months) 23.0% · Top 25%

Return on assets 1.6% · Below median

Net margin (12 months) 21.1% · Below median

Operating margin (12 months) 29.5% · Below median

Growth and dividend

Revenue growth (quarter YoY) 83.3% · Top 25%

Dividend yield (12 months) 0.8% · Bottom 25%

Balance sheet

Debt / equity 10.71× · Highest 25%

Valuation Multiplesvs Credit Services median · lower = cheaper

P/E (12 months) 11.8× · Pricier than median

P/B 2.88× · Priciest 25%

P/S (12 months) 2.40× · Cheaper than median

Price / free cash flow (fiscal year) 2.8× · Cheapest 25%

EV/EBITDA 45.1× · Priciest 25%

Strength profile in five axes (Snowflake)

This stock

Sector peers

VALUE (fair-value potential)53 · sector 59

FUTURE (revenue growth)100 · sector 57

PAST (return on equity)92 · sector 39

HEALTH (low debt)–

DIVIDEND (yield)17 · sector 63

HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Credit Services stocks, each showing price versus our Fair Value estimate.

Stock	Price	Fair Value	vs Fair Value	Compare
Synchrony Financial, SYF	$73.74	$141.92	+92%	vs ATLC
PayPal Holdings PYPL	$59.24	$107.45	+81%	vs ATLC
Shriram Finance Limited SHRIRAMFIN	₹961.15	₹1,309	+36%	vs ATLC
Affirm Holdings AFRM	$68.11	$76.63	+13%	vs ATLC
Bajaj Finance Limited BAJFINANCE	₹1,088	₹1,055	−3%	vs ATLC
American Express Company AXP	$320.99	$210.02	−35%	vs ATLC
Visa Inc V	$422.65	$242.87	−43%	vs ATLC
Mastercard Incorporated MA	$652.70	$360.13	−45%	vs ATLC
Capital One Financial Corporation COF	$201.87	$106.81	−47%	vs ATLC
SoFi Technologies, Inc SOFI	$16.21	$5.51	−66%	vs ATLC

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks Technology Financial Services Healthcare Consumer Cyclical Consumer Defensive Communication Services Industrials Energy Basic Materials Real Estate Utilities Deeply Undervalued Stocks Undervalued High-Quality Stocks Undervalued Blue-Chip Stocks Undervalued Small-Cap Stocks Undervalued Dividend Stocks Undervalued 52-Week Low Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Evidence & backtest34 years, failed companies included Financial calculatorsDCF, Graham, PEG and more

Run the numbers yourself: free valuation calculators

DCF Calculator P/E Ratio Calculator PEG Ratio Calculator Graham Number Peter Lynch Formula DDM Calculator Intrinsic Value Intrinsic vs Extrinsic Value P/E Ratio by Sector

For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Atlanticus Holdings Corporation: fair value per Fair Value Calculator

<a href="https://www.fairvalue-calculator.com/stock/ATLC?utm_source=embed&amp;utm_medium=badge" target="_blank" rel="nofollow noopener"><img src="https://www.fairvalue-calculator.com/embed/ATLC.US.svg" width="360" height="84" alt="Atlanticus Holdings Corporation: fair value per Fair Value Calculator" style="border:0;max-width:100%" loading="lazy"></a>

Cite: Fair Value Calculator (2026). "Atlanticus Holdings Corporation Fair Value". https://www.fairvalue-calculator.com/stock/ATLC

Frequently asked questions

Is Atlanticus Holdings Corporation (ATLC) overvalued or undervalued?

As of Nov 6, 2026, our model estimates a fair value of $104.72 versus a price of $91.23, about +15% upside (undervalued).

What is the fair value of ATLC?

Our model-based fair value for Atlanticus Holdings Corporation is $104.72 (as of Nov 6, 2026), built from audited fundamentals. The current price: $91.23.

What is the quality score of ATLC?

Atlanticus Holdings Corporation has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.

What is the price target for Atlanticus Holdings Corporation (ATLC)?

Our model-based price target is the fair value of $104.72 (as of Nov 6, 2026) from 12 valuation models. Cautious scenario $54.78, optimistic scenario $196.25. It is a calculation from audited fundamentals, not an analyst target.

What is the Atlanticus Holdings Corporation stock forecast for 2026?

Our models put fair value at $104.72, about +15% upside versus a price of $91.23 (undervalued). Cautious scenario $54.78, optimistic scenario $196.25. The calculation is refreshed regularly with new filings.

What is the revenue of Atlanticus Holdings Corporation (ATLC)?

Atlanticus Holdings Corporation reported trailing-twelve-month revenue of about $730M (latest available figure, as of Nov 6, 2026).

Does Atlanticus Holdings Corporation pay a dividend?

Atlanticus Holdings Corporation currently shows a dividend yield of 0.85% relative to its recent price (as of Nov 6, 2026).

How much is the dividend of Atlanticus Holdings Corporation (ATLC)?

Atlanticus Holdings Corporation has a dividend yield of 0.8%.

What is the intrinsic value of Atlanticus Holdings Corporation (ATLC)?

Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Atlanticus Holdings Corporation it is $104.72 per share (as of Nov 6, 2026), against a price of $91.23. It is the blended result of 12 valuation models in 7 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit).

Is Atlanticus Holdings Corporation stock overvalued or undervalued in 2026?

As of Nov 6, 2026, ATLC trades below its calculated fair value: price $91.23, fair value $104.72, a gap of about +15% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.

Is fair value the same as the market price of ATLC?

No. The price is what the market pays today ($91.23); the fair value is what the company's own numbers justify ($104.72). For Atlanticus Holdings Corporation the two are $13.49 per share apart. That gap is exactly why we show both numbers side by side.

How much is Atlanticus Holdings Corporation worth?

The market values Atlanticus Holdings Corporation at about $1.8B (market capitalisation, as of Nov 6, 2026). Per share that is $91.23; our models calculate a fair value of $104.72 per share.

What do the bullish and bearish scenarios say about ATLC?

Our models span a range for Atlanticus Holdings Corporation: cautious scenario $54.78, base $104.72, optimistic $196.25 per share (as of Nov 6, 2026, price $91.23). The range comes from different growth and margin assumptions, not from analyst opinions.

What is the P/E ratio of ATLC?

Atlanticus Holdings Corporation trades at a price-to-earnings ratio of 11.8 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $104.72 is built from several models across several years. Median P/E at fiscal year-end, 8 fiscal years (2018 to 2025), reported earnings: 6.8. Other multiples: P/B 2.9, P/S 2.4, EV/EBITDA 45.1.

How solid is the balance sheet of Atlanticus Holdings Corporation (ATLC)?

Balance-sheet figures for Atlanticus Holdings Corporation (as of Nov 6, 2026): return on equity 23.0%, debt of 10.71 per unit of equity. They feed the Quality Score of 54/100, which measures business quality independently of the share price.

How far is ATLC from its 52-week high?

Atlanticus Holdings Corporation trades at $91.23, about 18% below its 52-week high of $111.79 and 90% above the low of $47.96 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $104.72 is for.

Which stocks are comparable to Atlanticus Holdings Corporation?

From the same area (Financial Services) we also value Visa Inc, Mastercard Incorporated, American Express Company, Capital One Financial Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.

Is Atlanticus Holdings Corporation stock attractive at the current price?

The data as of Nov 6, 2026: price $91.23, calculated fair value $104.72 (+15%), Quality Score 54/100, from 12 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.

How is the fair value of ATLC calculated?

We run Atlanticus Holdings Corporation through 12 models from 7 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit. Every model gets the same audited fundamentals; the fair value of $104.72 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.

Is it still worth investing in stocks now?

The global stock market currently sits 13.0% above its aggregate fair value. Atlanticus Holdings Corporation currently trades 13% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.

What is the share price of Atlanticus Holdings Corporation (ATLC)?

The closing price on Nov 6, 2026 was $91.23. Our model-based fair value is $104.72, about +15% upside (undervalued). We carry closing prices from our data provider, not a live tick.

What should I pay attention to with Atlanticus Holdings Corporation right now?

The model range is unusually wide ($54.78 to $196.25). The outcome hinges heavily on assumptions, so read the point estimate with caution. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of Atlanticus Holdings Corporation

How large is the market capitalisation of Atlanticus Holdings Corporation (ATLC)?

The market capitalisation of Atlanticus Holdings Corporation is $1.8B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.

What is the P/S ratio of Atlanticus Holdings Corporation (ATLC)?

The price-to-sales ratio of Atlanticus Holdings Corporation is 2.40 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.

What are the earnings per share of Atlanticus Holdings Corporation (ATLC)?

Earnings per share at Atlanticus Holdings Corporation are $7.70 (price ÷ EPS = P/E 11.8). Earnings per share over the last twelve months: total profit spread across every single share.

What is the dividend yield of Atlanticus Holdings Corporation (ATLC)?

The dividend yield of Atlanticus Holdings Corporation is 0.8% (payout 10.1%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.

What is the net margin of Atlanticus Holdings Corporation (ATLC)?

The net margin of Atlanticus Holdings Corporation is 21.1% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.

What is the return on equity of Atlanticus Holdings Corporation (ATLC)?

The return on equity (ROE) of Atlanticus Holdings Corporation is 23.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.

What is the EBIT return on assets of Atlanticus Holdings Corporation (ATLC)?

On an EBIT basis the return on assets of Atlanticus Holdings Corporation is 5.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.

What is the operating margin of Atlanticus Holdings Corporation (ATLC)?

The operating margin of Atlanticus Holdings Corporation is 29.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.

How fast is revenue growing at Atlanticus Holdings Corporation (ATLC)?

Revenue at Atlanticus Holdings Corporation is growing +83.3% versus a year earlier (3y avg +23.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.

How fast are earnings growing at Atlanticus Holdings Corporation (ATLC)?

Earnings per share at Atlanticus Holdings Corporation are growing +66.0% versus a year earlier. How much earnings per share grew versus a year earlier.

How much free cash flow does Atlanticus Holdings Corporation (ATLC) generate?

The free cash flow of Atlanticus Holdings Corporation is $633M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.

How much net debt does Atlanticus Holdings Corporation (ATLC) carry?

The net debt of Atlanticus Holdings Corporation is $5.9B (fiscal year 2025, ≈ 9.4 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.

Free · no account needed

Watch Atlanticus Holdings Corporation in the live analysis

One click puts Atlanticus Holdings Corporation on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.