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Bega Cheese Limited (BGA) Fair Value & Analysis

Consumer Defensive · AU · Market cap A$1.9B

BC Bega Cheese Limited BGA · AU
PriceA$6.06
Fair ValueA$1.90
Upside-68.7%
Quality57/100
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Mixed Growth
Thin margins · 0.2% net margin
Low debt · generates free cash flow
2.18% dividend yield
Trails peers (4/14)
Narrow moat 28/100
Evidence: Medium Range A$1.17 – A$2.64 Share as image

Fair value as of: Aug 13, 2026

From 12 valuation models · updated yesterday

Share price +2.9% over the past month.

A solid business, but screening 69% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (A$2.64). The favourable scenario is already priced in.
  • Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder.
  • A fairly wide model range (A$1.17 to A$2.64) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

A$6.47 A$2.37 Fair Value A$1.90 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range A$2.37 – A$6.47 · fair‑value band A$1.17 – A$2.64 · the A$6.06 price screens above the A$1.90 fair value. Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

Bega Cheese Limited (BGA) currently trades at A$6.06, while our model-based Fair Value estimate is A$1.90, implying the stock looks roughly 68.7% overvalued today. The Quality Score stands at 57/100 (solid quality), in the Consumer Defensive sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, Bega Cheese Limited generated revenue of A$3.6B at a net margin of 0.2%. Revenue grew 5.0% year over year. It earns a return on equity of 0.8%. Net debt stands at A$319M. Fundamentals as of Aug 13, 2026

Our scenario range runs from A$1.17 (bear case) to A$2.64 (bull case); at A$6.06, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The last reported earnings sit well below what analysts expect (earnings in transition, for example after write-downs or an earnings dip); whether the stock is cheap or expensive hinges on the expected recovery actually arriving. Read the fair value with that caveat. The share trades about 9% below its 52-week high and 24% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at -14% fair-value upside, at -69%, BGA screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF A$1.90 A$3.11 A$4.76 80
Rev-Margin DCF A$1.73 A$3.08 A$4.75 74
Gordon GGM A$0.7200 A$1.30 A$1.79 70
All 12 models by family
DCF Models
FCF DCF A$1.91 A$3.24 A$5.15 38
5Y Revenue Exit A$1.73 A$3.09 A$4.87 39
5Y EBITDA Exit A$1.71 A$3.04 A$4.64 41
10Y Revenue Exit A$1.72 A$2.94 A$4.67 36
10Y EBITDA Exit A$1.76 A$2.90 A$4.51 37
Dividend Discount
Gordon GGM A$0.7200 A$1.30 A$1.79 70
DDM Multi-Stage A$0.7200 A$1.19 A$1.39 61
Multiples
EV/EBITDA A$1.80 A$2.53 A$3.27 54
EV/Revenue A$1.69 A$2.59 A$3.50 43
Asset-Based
NCAV (Graham) A$1.60 A$2.15 A$3.21 50
Growth DCF
Growth DCF A$1.90 A$3.11 A$4.76 80
Rev-Margin DCF A$1.73 A$3.08 A$4.75 74

Widest divergence: Growth DCF (A$3.08) versus Dividend Discount (A$1.19). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) A$3.6B
Revenue growth (YoY) +5.0%
Net margin 0.2%
Return on equity 0.8%
Free cash flow A$70.6M FY2025
P/E ratio 202.0
More key figures
Operating margin 4.1%
EPS (TTM) A$0.0300
Dividend yield 2.2%
EPS growth (YoY) +56.1%
Net debt A$319M FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 57/100

Of which business quality 56 · Market factors (momentum, volatility) 64

Profitability 42
Margins and returns on capital today
Quality Growth 49
Are margins and returns improving?
Cashflow 21
Earnings quality: real cash, not paper profit
Fin. Strength 67
Balance sheet, leverage, solvency risk
Investment 99
Disciplined investing over empire-building
Low Volatility 84
Calm price path (market factor)
Momentum 52
Price trend over the last 3–12 months (market factor)
52W Momentum 60
Distance to the 52-week high (market factor)
Net Issuance 83
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Bega Cheese Limited receives, processes, manufactures, and distributes dairy and other food-related products in Australia. It operates through two segments, Branded and Bulk. The Branded segment manufactures value added consumer products for owned and externally owned brands.

Full company description

Bega Cheese Limited receives, processes, manufactures, and distributes dairy and other food-related products in Australia. It operates through two segments, Branded and Bulk. The Branded segment manufactures value added consumer products for owned and externally owned brands. The Bulk segment manufactures bulk dairy ingredients, nutritional, and bio nutrient products. Its grocery categories include milk-based beverages, yoghurt, spreads, chilled juice and drinks, fresh white milk, and water ice under the Dare, Iced Coffee, Masters, Dairy Farmers, Big M, Farmers Union, Yoplait, VEGEMIT, Peanut Butter, Simply nuts, Daily Juice, THE JUICE BROTHERS, Mildura, Pura, Complete Dairy, Betta Milk, ZOOPER DOOPER, and Berri brands. The company sells its products through grocery, route trade, foodservice, petrol, and convenience channels, as well as food manufacturers. It also exports its products. The company was founded in 1899 and is headquartered in Bega, Australia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Bega Cheese Limited reported revenue of A$3.6B in FY2025 versus A$2.1B in FY2021, a compound +14.4%/yr. Reported net income was −A$8.5M in FY2025.

Growth Quality 76/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
A$3.6B
Latest YoY
+0.8%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+5.7%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+18.9%
Avg. growth/yr (17Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+10.1%
Revenue +14.4%/yr
FY21 A$2.1B
FY22 A$3.0B
FY23 A$3.4B
FY24 A$3.5B
FY25 A$3.6B
Net income
FY21 A$72.2M
FY22 A$24.2M
FY23 −A$230M
FY24 A$30.5M
FY25 −A$8.5M

BGA screens 69% overvalued. Compare with Nestlé India Limited →

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Cite: Fair Value Calculator (2026). "Bega Cheese Limited Fair Value". https://www.fairvalue-calculator.com/stock/BGA

Peer Group

Packaged Foods · 652 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 57 · Above median
Fair Value upside −69% · Bottom 25%
Return on equity (TTM) 1% · Below median
Return on assets 2% · Below median
Net margin (TTM) 0% · Below median
Operating margin (TTM) 4% · Below median
Revenue growth 5% · Above median
Dividend yield (TTM) 2.2% · Below median
Debt / equity 0.25× · Higher than median

Valuation Multiples vs Packaged Foods median · lower = cheaper

P/E (TTM) 202.0× · Pricier than 75% of peers
P/B 1.35× · Cheaper than median
P/S (TTM) 0.36× · Cheaper than median
P/FCF 18.7× · Pricier than 75% of peers
EV/EBITDA 11.0× · Pricier than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 24
FUTURE 25 · sector 19
PAST 3 · sector 28
HEALTH 87 · sector 96
DIVIDEND 44 · sector 47

VALUE 0: the price sits above our fair-value range.

Insider activity: 40/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Packaged Foods stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Nestlé India Limited NESTLEIND ₹1,507 ₹362.37 -76%
Britannia Industries Limited BRITANNIA ₹5,646 ₹1,870 -67%
Tata Consumer Products Limited TATACONSUM ₹1,062 ₹327.27 -69%
PT Indofood CBP Sukses Makmur Tbk ICBP 7,550 IDR 12,864 IDR +70%
Samyang Foods Co 003230 1,219,000 KRW 1,010,543 KRW -17%
Patanjali Foods Limited PATANJALI ₹352.60 ₹144.77 -59%
Vietnam Dairy Products Joint Stock Company VNM 61,600 VND 52,858 VND -14%
PT Mayora Indah Tbk, MYOR 1,665 IDR 2,699 IDR +62%
PT Cisarua Mountain Dairy Tbk CMRY 4,630 IDR 4,350 IDR -6%
Nongshim Co 004370 389,500 KRW 530,619 KRW +36%

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Frequently asked questions

Is Bega Cheese Limited (BGA) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of A$1.90 versus a price of A$6.06, about −69% (overvalued).
What is the fair value of BGA?
Our model-based fair value for Bega Cheese Limited is A$1.90 (as of Aug 13, 2026), built from audited fundamentals. The current price is A$6.06.
What is the quality score of BGA?
Bega Cheese Limited has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Bega Cheese Limited (BGA)?
Bega Cheese Limited reported trailing-twelve-month revenue of about A$3.6B (latest available figure, as of Aug 13, 2026).
What is the net profit margin of BGA?
The net profit margin of Bega Cheese Limited is about 0.2%, meaning it keeps roughly 0.2% of revenue as net income. Based on the latest reported figures.
Does Bega Cheese Limited pay a dividend?
Bega Cheese Limited currently shows a dividend yield of about 2.39% relative to its recent price (as of Aug 13, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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