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Central Bank of India (CENTRALBK) Fair Value & Analysis

Financial Services · IN · Market cap ₹292B

Price₹32.20
Fair Value₹64.40
Upside+100.0%
Quality97/100
Evidence: High Range ₹48.30 – ₹80.51

Fair value as of: Jun 29, 2026

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Analysis

Central Bank of India (CENTRALBK) currently trades at ₹32.20, while our model-based Fair Value estimate is ₹64.40 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 97/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Central Bank of India operates as a commercial bank in India. The company offers deposit products, which include savings and current accounts, time deposits, fixed deposits, and recurring deposit schemes, as well as small saving scheme; and loans, including housing, vehicle, property, personal, senior citizens, education, and agricultural, as well as micro small and medium enterprises loans. It provides credit, debit, and prepaid/gift cards, as well as cash management, mutual funds, depository, mobile and Internet banking, and ATM services. In addition, the company offers corporate loans, such as project finance, infrastructure funding, financing to infrastructure investment trusts, short term corporate loans, advances, working capital facilities, line of credit, export finance, foreign currency loan, bills purchase/discount/negotiation facilities, non-fund based facilities, and facilities to other industries. Further, the company sells and distributes life, general, and health insu…

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Frequently asked questions

Is Central Bank of India (CENTRALBK) undervalued?
As of Jun 29, 2026, our model estimates a fair value of ₹64.40 versus a price of ₹32.20 — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of CENTRALBK?
Our 21-model fair value for Central Bank of India is ₹64.40 (as of Jun 29, 2026), built from audited fundamentals. The current price is ₹32.20.
What is the quality score of CENTRALBK?
Central Bank of India has a Quality Score of 97/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.