CFI Holding (CFI) Fair Value & Analysis
Industrials · PL · Market cap 341M PLN
Fair value as of: Jul 16, 2026
From 11 valuation models · updated 26 days ago
Fair value updated Jul 16, 2026, revised from 0.1000 PLN to 0.0200 PLN (−80.0%) since Jun 26, 2026. Share price +1.5% over the past month.
A solid business, but screening 85% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (0.0300 PLN). The favourable scenario is already priced in.
- Solid but not exceptional quality (59/100) and above fair value, neither a clear bargain nor a standout compounder.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 16, 2026.
How to read this chart
60‑month range 0.1220 PLN – 0.3570 PLN · fair‑value band 0.0200 PLN – 0.0300 PLN · the 0.1360 PLN price screens above the 0.0200 PLN fair value. Dashed = 300-day average. As of Jul 16, 2026.
Analysis
CFI Holding (CFI) currently trades at 0.1360 PLN, while our model-based Fair Value estimate is 0.0200 PLN, implying the stock looks roughly 85.3% overvalued today. The Quality Score stands at 59/100 (solid quality), in the Industrials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).
Over the trailing twelve months, CFI Holding generated revenue of 259M PLN at a net margin of 8.2%. Revenue declined 15.1% year over year. It earns a return on equity of 2.1%. Net debt stands at 193M PLN. Fundamentals as of Jul 16, 2026
Our scenario range runs from 0.0200 PLN (bear case) to 0.0300 PLN (bull case); at 0.1360 PLN, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 20% below its 52-week high and 5% above its 52-week low, currently below its 200-day average. For context, the median of 10 Industrials peers we cover trades at -14% fair-value upside, at -85%, CFI screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 11 models by family
Widest divergence: Asset-Based (0.2200 PLN) versus Multiples (0.1000 PLN). Highest evidence: Growth DCF (80).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 16, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 56 · Market factors (momentum, volatility) 33
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
CFI Holding S.A. engages in construction activities in Poland. The company operates in Hotels and Restaurants, Real Estate, and Chemicals segments. It engages in hotel and restaurant and catering activities; rental of real estate and apartments in the TBS system; and recreation, sports, and medical services sectors activities.
Full company description
CFI Holding S.A. engages in construction activities in Poland. The company operates in Hotels and Restaurants, Real Estate, and Chemicals segments. It engages in hotel and restaurant and catering activities; rental of real estate and apartments in the TBS system; and recreation, sports, and medical services sectors activities. The company is also involved in commercial activities; catering activities and operational support for hotel activities; and rental of construction machinery. In addition, it sells artificial fertilizers, plant protection products, dyes, and other chemicals. CFI Holding S.A. was founded in 1998 and is headquartered in Wroclaw, Poland.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
CFI Holding reported revenue of 259M PLN in FY2025 versus 148M PLN in FY2021, a compound +15.0%/yr. Reported net income was 15.7M PLN in FY2025.
of which total revenue +14.1 pp · buybacks/dilution −40.5 pp
Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).
CFI screens 85% overvalued. Compare with CITIC Limited →
Peer Group
Conglomerates · 369 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Conglomerates median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Conglomerates stocks, each showing price versus our Fair Value estimate (as of Jul 16, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| CITIC Limited 0267 | HK$11.28 | HK$22.56 | +100% |
| SK Inc 034730 | 580,000 KRW | 497,919 KRW | -14% |
| PT Astra International Tbk, ASII | 4,810 IDR | 9,620 IDR | +100% |
| The Siam Cement Public Company SCC | 254.00 THB | 199.40 THB | -21% |
| SRF Limited SRF | ₹2,875 | ₹1,053 | -63% |
| Empresas Copec S.A COPEC | 6,330 CLP | 10,879 CLP | +72% |
| Posco International Corporation 047050 | 50,900 KRW | 61,248 KRW | +20% |
| Tube Investments of India Limited TIINDIA | ₹2,940 | ₹559.30 | -81% |
| Doosan Corporation 000155 | 464,000 KRW | 75,620 KRW | -84% |
| Thermax Limited THERMAX | ₹4,809 | ₹1,087 | -77% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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