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PT. Clipan Finance Indonesia Tbk (CFIN) Fair Value & Analysis

Financial Services · ID · Market cap 1.2T IDR

Price378.00 IDR
Fair Value756.00 IDR
Upside+100.0%
Quality95/100
Evidence: High Range 513.70 IDR – 1,051 IDR

Fair value as of: Jun 26, 2026

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Analysis

PT. Clipan Finance Indonesia Tbk (CFIN) currently trades at 378.00 IDR, while our model-based Fair Value estimate is 756.00 IDR — implying the stock looks roughly 100.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

PT. Clipan Finance Indonesia Tbk operates as a financing institution in Indonesia. The operates through four segments: Factoring; Sale and Leaseback; Finance Lease; and Consumer Financing. The company offers investment financing, working capital financing, multipurpose financing, operational leasing, and other financing services. It also provides new and used car financing, fleet financing, cash fund financing, and heavy equipment financing. The company was founded in 1982 and is headquartered in Jakarta, Indonesia. PT. Clipan Finance Indonesia Tbk is a subsidiary of PT Bank Pan Indonesia Tbk.

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Frequently asked questions

Is PT. Clipan Finance Indonesia Tbk (CFIN) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 756.00 IDR versus a price of 378.00 IDR — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of CFIN?
Our 21-model fair value for PT. Clipan Finance Indonesia Tbk is 756.00 IDR (as of Jun 26, 2026), built from audited fundamentals. The current price is 378.00 IDR.
What is the quality score of CFIN?
PT. Clipan Finance Indonesia Tbk has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.