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Cullen/Frost Bankers Inc (CFR) fair value: what the stock is really worth

As of Nov 5, 2026: fair value (intrinsic value) of Cullen/Frost Bankers Inc stock $92.65, price $157, that is 40.9% below the price, quality 59 out of 100. Rating: strongly overvalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.

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Financial Services US

CF Cullen/Frost Bankers Inc logo Broad data Nov 6, 2026

Cullen/Frost Bankers Inc

CFR · US
Solid, but very expensive

Our calculation puts a fair price 41% below what the stock costs today.

Highly profitable · 30.0% net margin (TTM)
2.6% dividend yield · Low payout
Wide moat 70/100
Upbeat coverage
Broad data
Quality 59/100
Expensive Growth (revenue 5y +14.5 %/yr in USD)
Mixed vs. peers (6/15)
Insiders sold $587,392 (6M)
Fair value $92.65 · Strongly overvalued (−40.9%)

Risks from the AI analysis

🚩National banks and fintechs pressure Texas lending
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$169.00 $76.19 Fair Value $92.65 Aug 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.

How to read this chart

60‑month range $76.19 – $169.00 · fair‑value band $72.96 – $139.92 · the $156.68 price screens above the $92.65 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.

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Company profile

Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas.

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The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services.

It also provides consumer banking services, such as checking accounts, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, first mortgage loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services.

In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds transmitting, and foreign exchange services; correspondent banking activities, including check clearing, transfer of funds, fixed income security services, and securities custody and clearance services.

Further, it offers trust, investment, agency, and custodial services for individual and corporate clients; capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and support for international business activities, including foreign exchange, letters of credit, export-import financing, and other related activities.

Additionally, the company offers insurance and securities brokerage services; holding of securities for investment purposes; and investment management services for mutual funds, institutions, and individuals.

It serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.

Stock analysis

Cullen/Frost Bankers Inc (CFR) currently trades at $156.68, while our model-based Fair Value estimate is $92.65, 41% below the price, so the stock looks overvalued today.

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Valuation

Bull case: the Economic Profit group reads highest at a median of $92.65 per share, and 0 of the 6 models we run sit above the $156.68 price.

Bear case: the Asset-Based group reads lowest at $42.22, and 6 of the 6 models stay below the price. Data coverage for this calculation is high.

Scenario range: $72.96 (bear) to $139.92 (bull), the price of $156.68 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 59/100 (solid quality), in the Financial Services sector.

Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.

Cullen/Frost Bankers Inc reported revenue of $2.9B in FY2025 versus $1.4B in FY2021, a compound +20.3%/yr. Reported net income was $649M in FY2025, compounding +10.0%/yr from FY2021.

Key figures

Market cap $9.8B Mid · P/E ratio 14.6 · P/S ratio 4.28 · EPS (TTM) $10.75 · Dividend yield 2.6% · Net margin 30.0% · Return on equity 15.5% · Return on assets (EBIT) 1.3%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 70 out of 100 (medium confidence).

What moves the price

The share trades about 7% below its 52-week high and 35% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −34% fair-value upside, at −41%, CFR screens richer than that median.

Fair Value models

Bear $72.96 Fair Value $92.65 Bull $139.92
Price $156.68 · Downside -40.9%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($5.68 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Residual Income $72.96 $92.65 $136.48 75
Gordon GGM $40.06 $86.29 $142.76 66
DDM Multi-Stage $40.06 $68.86 $90.10 66
All 6 models by family
Dividend Discount
Gordon GGM $40.06 $86.29 $142.76 66
DDM Multi-Stage $40.06 $68.86 $90.10 66
Multiples
P/E Multiple $101.75 $135.66 $169.58 63
P/B Multiple $66.16 $88.21 $110.26 55
Asset-Based
NCAV (Graham) $31.50 $42.22 $63.01 54
Economic Profit
Residual Income $72.96 $92.65 $136.48 75

Open the full fair value analysis →

Quality Score breakdown

Overall quality 59/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 36
How much profit the company makes from its sales and capital
Quality Growth 59
Are margins and returns getting better?
Cashflow 23
Do the profits arrive as real cash?
Financial strength 56
Debt, balance sheet and risk of trouble
Investment 72
Does it invest with discipline instead of growing at any price?
Low Volatility 93
How calm the share price moves, does not count
Price momentum 55
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 72
Distance to the 52-week high, does not count
New shares 95
Buys back shares or issues new ones?

Open the full quality analysis →

Insider trades

In the last 6 months, 3 officers or directors sold shares worth $587,392 and none bought.

  • SaleMatthew Bradley HensonChief Accounting Officer534 shares at $159.72$85,290Nov 2, 2026
  • SaleBobby BermanGEVP Research & Strategy2× since Jan 30, 2026: 3,406 shares, avg. $151.22$515,053Oct 30, 2026
  • SaleCarol Jean SeverynGEVP and Chief Risk Officer837 shares at $148.29$124,119Jun 12, 2026
  • SaleEricka Lynn PullinGEVP, Culture & People Dev.0.34 shares at $129.74$44Dec 12, 2025
  • SaleCoolidge E Rhodes JRGroup EVP General Counsel/Sec700 shares at $127.00$88,900Dec 9, 2025

Plus 13 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.

Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.

Source: SEC Form 4, as of Nov 5, 2026. All filings at the SEC ↗

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+2.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+15.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+14.5%
Start year 2020 (pandemic). Over 10 years: +10.5% a year
Revenue growth 36 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+6.1%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+10.5%
Earnings growth per share plus dividend.
Earnings per share, growth per year+7.9%
Dividend (yield on the price)2.6%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.7.9% vs 8.6%, steady
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.24% → 26%
Pace: the 5-year rate starts in 2020 (pandemic)

CFR screens overvalued: fair value 41% below the price. Compare with China Merchants Bank Co →

Recent news

News mood ⓘNews mood, the average tone of recent news (90 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation. Hype
Recent news coverage is unusually upbeat, far more positive than stocks are typically covered.
Note from the team Oct 11, 2026
AI conclusion: Organic branch expansion builds a durable customer base without merger risks, yet moderate profitability and limited innovation leave the bank exposed to interest rate cycles.
Main risk: Larger national banks and digital competitors could intensify pressure on loan structures and pricing in Texas, squeezing margins on commercial lending for regional players like Cullen/Frost.
Bull case: Cullen/Frost could leverage its expanding Texas branch network and relationship focus to retain customers and differentiate from digital rivals, sustaining organic growth despite competitive pressures.
Bear case: If national banks and fintechs capture more Texas business through aggressive structures or digital offerings, Cullen/Frost might see slower loan growth and compressed margins from its branch expansion strategy.
Cullen/Frost Bankers focuses on organic expansion by opening new branches across Texas rather than joining the wave of regional bank mergers. This builds a durable customer base without integration risks but means years of upfront costs before many locations turn meaningfully profitable. Will the maturing branches deliver earnings growth that justifies the patience required, or will near-term returns lag behind peers using acquisitions?
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1002 stocks

Beats the industry median on 6/15 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 59 · Above median
Fair Value upside −40.9% · Bottom 25%
Profitability
Return on equity (12 months) 15.5% · Top 25%
Return on assets 1.2% · Above median
Net margin (12 months) 30.0% · Above median
Operating margin (12 months) 37.4% · Below median
Growth and dividend
Revenue growth (quarter YoY) 5.6% · Below median
Dividend yield (12 months) 2.6% · Below median
Balance sheet
Debt / equity 0.05× · Lowest 25%

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (12 months) 14.6× · Priciest 25%
P/B 2.15× · Priciest 25%
P/S (12 months) 4.28× · Pricier than median
Price / free cash flow (fiscal year) 77.3× · Priciest 25%
EV/EBITDA 1.4× · Cheapest 25%
PEG 2.90× · Priciest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 8
FUTURE (revenue growth)28 · sector 47
PAST (return on equity)62 · sector 43
HEALTH (low debt)98 · sector 85
DIVIDEND (yield)52 · sector 53

VALUE 0: the price sits above our fair-value range.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Postal Savings Bank of China Co 601658 ¥5.53 ¥7.59 +37% vs CFR
China Merchants Bank Co 600036 ¥42.88 ¥52.73 +23% vs CFR
BNP Paribas SA BNP €91.93 €106.01 +15% vs CFR
Intesa Sanpaolo S.p.A ISP €6.18 €4.49 −27% vs CFR
UniCredit S.p.A UCG €76.80 €50.44 −34% vs CFR
Oversea-Chinese Banking Corporation O39 27.73 SGD 18.20 SGD −34% vs CFR
Mizuho Financial Group MFG $9.39 $5.90 −37% vs CFR
DBS Group D05 69.72 SGD 40.39 SGD −42% vs CFR
HDFC Bank Limited HDFCBANK ₹788.25 ₹406.39 −48% vs CFR
ICICI Bank Limited ICICIBANK ₹1,571 ₹615.63 −61% vs CFR

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Cite: Fair Value Calculator (2026). "Cullen/Frost Bankers Inc Fair Value". https://www.fairvalue-calculator.com/stock/CFR

Frequently asked questions

Is Cullen/Frost Bankers Inc (CFR) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of $92.65 versus a price of $156.68, about 41% lower (overvalued).
What is the fair value of CFR?
Our model-based fair value for Cullen/Frost Bankers Inc is $92.65 (as of Nov 6, 2026), built from audited fundamentals. The current price: $156.68.
What is the quality score of CFR?
Cullen/Frost Bankers Inc has a Quality Score of 59/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Cullen/Frost Bankers Inc (CFR)?
Our model-based price target is the fair value of $92.65 (as of Nov 6, 2026) from 6 valuation models. Cautious scenario $72.96, optimistic scenario $139.92. It is a calculation from audited fundamentals, not an analyst target.
What is the Cullen/Frost Bankers Inc stock forecast for 2026?
Our models put fair value at $92.65, about 41% lower versus a price of $156.68 (overvalued). Cautious scenario $72.96, optimistic scenario $139.92. The calculation is refreshed regularly with new filings.
What is the revenue of Cullen/Frost Bankers Inc (CFR)?
Cullen/Frost Bankers Inc reported trailing-twelve-month revenue of about $2.3B (latest available figure, as of Nov 6, 2026).
Does Cullen/Frost Bankers Inc pay a dividend?
Cullen/Frost Bankers Inc currently shows a dividend yield of 2.59% relative to its recent price (as of Nov 6, 2026).
What is the intrinsic value of Cullen/Frost Bankers Inc (CFR)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Cullen/Frost Bankers Inc it is $92.65 per share (as of Nov 6, 2026), against a price of $156.68. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is Cullen/Frost Bankers Inc stock overvalued or undervalued in 2026?
As of Nov 6, 2026, CFR trades above its calculated fair value: price $156.68, fair value $92.65, a gap of about −41% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CFR?
No. The price is what the market pays today ($156.68); the fair value is what the company's own numbers justify ($92.65). For Cullen/Frost Bankers Inc the two are $64.03 per share apart. That gap is exactly why we show both numbers side by side.
How much is Cullen/Frost Bankers Inc worth?
The market values Cullen/Frost Bankers Inc at about $9.8B (market capitalisation, as of Nov 6, 2026). Per share that is $156.68; our models calculate a fair value of $92.65 per share.
What do the bullish and bearish scenarios say about CFR?
Our models span a range for Cullen/Frost Bankers Inc: cautious scenario $72.96, base $92.65, optimistic $139.92 per share (as of Nov 6, 2026, price $156.68). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of CFR?
Cullen/Frost Bankers Inc trades at a price-to-earnings ratio of 14.6 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $92.65 is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings: 14.9. Other multiples: PEG 2.9, P/B 2.2, P/S 4.3, EV/EBITDA 1.4.
What is the PEG ratio of CFR?
The PEG ratio of Cullen/Frost Bankers Inc is 2.90 (P/E divided by earnings growth, as of Nov 6, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Cullen/Frost Bankers Inc (CFR)?
Balance-sheet figures for Cullen/Frost Bankers Inc (as of Nov 6, 2026): return on equity 15.5%, debt of 0.05 per unit of equity. They feed the Quality Score of 59/100, which measures business quality independently of the share price.
How far is CFR from its 52-week high?
Cullen/Frost Bankers Inc trades at $156.68, about 7% below its 52-week high of $169.00 and 35% above the low of $116.42 (as of Nov 5, 2026). Distance from the high says nothing about value: that is what the fair value of $92.65 is for.
Which stocks are comparable to Cullen/Frost Bankers Inc?
From the same area (Financial Services) we also value China Merchants Bank Co, DBS Group, UniCredit S.p.A, Intesa Sanpaolo S.p.A, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Cullen/Frost Bankers Inc stock attractive at the current price?
The data as of Nov 6, 2026: price $156.68, calculated fair value $92.65 (−41%), Quality Score 59/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CFR calculated?
We run Cullen/Frost Bankers Inc through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $92.65, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.5% above its aggregate fair value. Cullen/Frost Bankers Inc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Cullen/Frost Bankers Inc (CFR)?
The closing price on Nov 5, 2026 was $156.68. Our model-based fair value is $92.65, about 41% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Cullen/Frost Bankers Inc right now?
The price sits above even our optimistic bull case ($139.92). The favourable scenario is already priced in. Solid but not exceptional quality (59/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range ($72.96 to $139.92) leaves room in how you read the outcome. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of Cullen/Frost Bankers Inc (CFR) come from?
Earnings per share at Cullen/Frost Bankers Inc grew +8.5 % a year from 2014 to 2025. Broken into its drivers: revenue per share +10.0 %, EBIT margin −1.0 %, tax rate −0.3 %, residual (interest, one-offs) +0.0 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.

Key figures of Cullen/Frost Bankers Inc

How large is the market capitalisation of Cullen/Frost Bankers Inc (CFR)?
The market capitalisation of Cullen/Frost Bankers Inc is $9.8B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Cullen/Frost Bankers Inc (CFR)?
The price-to-sales ratio of Cullen/Frost Bankers Inc is 4.28 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Cullen/Frost Bankers Inc (CFR)?
Earnings per share at Cullen/Frost Bankers Inc are $10.75 (price ÷ EPS = P/E 14.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Cullen/Frost Bankers Inc (CFR)?
The dividend yield of Cullen/Frost Bankers Inc is 2.6% (payout 37.8%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Cullen/Frost Bankers Inc (CFR)?
The net margin of Cullen/Frost Bankers Inc is 30.0% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Cullen/Frost Bankers Inc (CFR)?
The return on equity (ROE) of Cullen/Frost Bankers Inc is 15.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Cullen/Frost Bankers Inc (CFR)?
On an EBIT basis the return on assets of Cullen/Frost Bankers Inc is 1.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Cullen/Frost Bankers Inc (CFR)?
The operating margin of Cullen/Frost Bankers Inc is 37.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Cullen/Frost Bankers Inc (CFR)?
Revenue at Cullen/Frost Bankers Inc is growing +5.6% versus a year earlier (3y avg +15.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Cullen/Frost Bankers Inc (CFR)?
Earnings per share at Cullen/Frost Bankers Inc are growing +6.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Cullen/Frost Bankers Inc (CFR) generate?
The free cash flow of Cullen/Frost Bankers Inc is $127M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Cullen/Frost Bankers Inc (CFR) hold?
Cullen/Frost Bankers Inc holds more cash than debt, $4.1B net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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