CNB Corp (CNBW) Fair Value & Analysis
Financial Services · US · Market cap $125M
CNB Corp
CNBW · US
Fair value as of: Aug 13, 2026
From 4 valuation models · updated today
Fair value updated Aug 13, 2026, revised from $9.54 to $11.01 (+15.4%) since Jul 26, 2026.
A solid business, but screening 89% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case ($13.77). The favourable scenario is already priced in.
- Solid but not exceptional quality (58/100) and above fair value, neither a clear bargain nor a standout compounder.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year. As of Aug 13, 2026.
How to read this chart
60‑month range $31.97 – $96.00 · fair‑value band $8.26 – $13.77 · the $96.00 price screens above the $11.01 fair value. As of Aug 13, 2026.
Analysis
CNB Corp (CNBW) currently trades at $96.00, while our model-based Fair Value estimate is $11.01, implying the stock looks roughly 88.5% overvalued today. The Quality Score stands at 58/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).
Over the trailing twelve months, CNB Corp generated revenue of $26.8M at a net margin of 5.2%. Revenue grew 3.9% year over year. It earns a return on equity of 1.6%. The balance sheet holds a net cash position of $55.0M. Fundamentals as of Aug 13, 2026
Our scenario range runs from $8.26 (bear case) to $13.77 (bull case); at $96.00, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 74% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 47% fair-value upside, at -89%, CNBW screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 4 models by family
Widest divergence: Asset-Based ($36.06) versus Multiples ($9.54). Highest evidence: Residual Income (76).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 55 · Market factors (momentum, volatility) 76
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
CNB Corp. operates as the holding company for The Conway National Bank that provides various banking products and services to families, businesses, and individuals.
Full company description
CNB Corp. operates as the holding company for The Conway National Bank that provides various banking products and services to families, businesses, and individuals. It offers regular and NOW checking accounts; passbook, health, and education savings accounts; Christmas club, fixed and variable rate individual retirement, and money market deposit accounts; and certificate of deposits. The company also provides mortgage and construction, auto, home equity, and business loans, as well as credit lines; and debit cards, VISA cards, automated teller machine services, safe deposit boxes, merchant services, and online and mobile banking services. CNB Corp. was founded in 1903 and is based in Conway, South Carolina.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2007 – FY2011 · reported fiscal years
CNB Corp reported revenue of $36.5M in FY2011 versus $37.9M in FY2007, a compound −1.0%/yr. Reported net income was $1.2M in FY2011, compounding −40.5%/yr from FY2007.
CNBW screens 89% overvalued. Compare with PT Bank Central Asia Tbk →
Peer Group
Banks - Regional · 1086 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Banks - Regional median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| PT Bank Central Asia Tbk BBCA | 6,350 IDR | 4,637 IDR | -27% |
| KB Financial Group 105560 | 168,100 KRW | 220,258 KRW | +31% |
| PT Bank Rakyat Indonesia (Persero) Tbk BBRI | 3,110 IDR | 3,792 IDR | +22% |
| PT Bank Mandiri (Persero) Tbk BMRI | 4,130 IDR | 6,067 IDR | +47% |
| Banco Bradesco S.A BBD | 5,120 ARS | 8,400 ARS | +64% |
| Shinhan Financial Group 055550 | 103,800 KRW | 146,032 KRW | +41% |
| Hana Financial Group 086790 | 127,900 KRW | 210,506 KRW | +65% |
| Lloyds Banking Group LYG | 4,138 ARS | 8,275 ARS | +100% |
| Joint Stock Commercial Bank for Foreign Trade of Vietnam, VCB | 59,500 VND | 45,959 VND | -23% |
| Woori Financial Group 316140 | 33,000 KRW | 60,758 KRW | +84% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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