EN DE
Watch CNB Corp for free: we tell you when fair value or trend changes.
Data-driven stock valuation

CNB Corp (CNBW) fair value: what the stock is really worth

As of Oct 22, 2026: fair value (intrinsic value) of CNB Corp stock $42.45, price $103, that is 58.8% below the price, quality 57 out of 100. Rating: strongly overvalued. Calculated from audited financials with 4 of our 26 valuation models and 37 quality factors, updated daily.

  1. Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with one Yes, for free

Financial Services US

CC CNB Corp logo Thin data Nov 12, 2026

CNB Corp

CNBW · US
Solid, but very expensive

Our calculation puts a fair price 59% below what the stock costs today.

Profit last quarter +46% vs. a year ago.
Quality 57/100
Thin margins · 5.2% net margin (TTM)
Changed on Oct 26: $11.01 → $42.45
Fair value $42.45 · Strongly overvalued
Weak Growth (revenue 3y −2.3 %/yr in USD)
Trails peers (2/14)
Narrow moat 34/100 · thin data
Thin data
⚠ Thinly traded
Watch CNB Corp for free: we tell you when fair value or trend changes. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$103.00 $31.97 Fair Value $42.45 Sep 2015 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 12, 2026.

How to read this chart

60‑month range $31.97 – $103.00 · fair‑value band $31.84 – $53.07 · the $103.00 price screens above the $42.45 fair value. As of Nov 12, 2026.

Follow CNB in your weekly email

Every Wednesday you see whether CNB is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

CNB Corp. operates as the holding company for The Conway National Bank that provides various banking products and services to families, businesses, and individuals.

Show moreShow less

It offers regular and NOW checking accounts; passbook, health, and education savings accounts; Christmas club, fixed and variable rate individual retirement, and money market deposit accounts; and certificate of deposits.

The company also provides mortgage and construction, auto, home equity, and business loans, as well as credit lines; and debit cards, VISA cards, automated teller machine services, safe deposit boxes, merchant services, and online and mobile banking services.

CNB Corp. was founded in 1903 and is based in Conway, South Carolina.

Stock analysis

CNB Corp (CNBW) currently trades at $103.00, while our model-based Fair Value estimate is $42.45, 59% below the price, so the stock looks overvalued today.

Show more

Valuation

Bull case: the Multiples group reads highest at a median of $42.45 per share, and 0 of the 4 models we run sit above the $103.00 price.

Bear case: the Economic Profit group reads lowest at $33.07, and 4 of the 4 models stay below the price. Data coverage for this calculation is low.

Scenario range: $31.84 (bear) to $53.07 (bull), the price of $103.00 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 57/100 (solid quality), in the Financial Services sector.

Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.

CNB Corp reported revenue of $36.5M in FY2011 versus $37.9M in FY2007, a compound −1.0%/yr. Reported net income was $1.2M in FY2011, compounding −40.5%/yr from FY2007.

Key figures

Market cap $171M Micro · P/E ratio 53.1 · P/S ratio 1.78 · EPS (TTM) $1.94 · Net margin 3.3% · Return on equity 1.6% · Return on assets (EBIT) 0.9% (5-year average) · Operating margin 19.8%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 34 out of 100 (low confidence).

What moves the price

The share trades at its 52-week high and 46% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −31% fair-value upside, at −59%, CNBW screens richer than that median.

Fair Value models

Bear $31.84 Fair Value $42.45 Bull $53.07
Price $103.00 · Downside -58.8%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Residual Income $31.70 $33.07 $35.15 73
P/E Multiple $7.16 $9.54 $11.93 63
P/B Multiple $56.52 $75.36 $94.20 55
All 4 models by family
Multiples
P/E Multiple $7.16 $9.54 $11.93 63
P/B Multiple $56.52 $75.36 $94.20 55
Asset-Based
NCAV (Graham) $26.91 $36.06 $53.83 54
Economic Profit
Residual Income $31.70 $33.07 $35.15 73

Open the full fair value analysis →

Quality Score breakdown

Overall quality 57/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 14
How much profit the company makes from its sales and capital
Quality Growth 42
Are margins and returns getting better?
Cashflow 100
Do the profits arrive as real cash?
Financial strength 20
Debt, balance sheet and risk of trouble
Investment 94
Does it invest with discipline instead of growing at any price?
Low Volatility 50
How calm the share price moves, does not count
Price momentum 74
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 100
Distance to the 52-week high, does not count
New shares 84
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 38/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−3.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−2.3%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−33.5%
Earnings growth per share plus dividend.
Earnings per share, growth per year−33.5%
Dividend (yield on the price)0.0%
Profit margin 2007 to 2011 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.39% → 4%

CNBW screens overvalued: fair value 59% below the price. Compare with China Merchants Bank Co →

Compare CNB Corp with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 999 stocks

Beats the industry median on 1/13 measures
Overall it trails its industry peers.
Valuation
Quality Score 57 · Above median
Fair Value upside −58.8% · Bottom 25%
Profitability
Return on equity (12 months) 1.6% · Bottom 25%
Return on assets 0.1% · Bottom 25%
Net margin (12 months) 5.2% · Bottom 25%
Operating margin (12 months) 19.8% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) 3.9% · Below median
Dividend yield (12 months) 0.0% · Bottom 25%

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (12 months) 53.1× · Priciest 25%
P/B 1.91× · Priciest 25%
P/S (12 months) 6.38× · Priciest 25%
Price / free cash flow (fiscal year) 11.1× · Pricier than median
EV/EBITDA 43.4× · Priciest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 9
FUTURE (revenue growth)20 · sector 47
PAST (return on equity)6 · sector 43
HEALTH (low debt)–
DIVIDEND (yield)0 · sector 52

VALUE 0: the price sits above our fair-value range.

HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Postal Savings Bank of China Co 601658 ¥5.63 ¥7.59 +35% vs CNBW
China Merchants Bank Co 600036 ¥42.56 ¥52.73 +24% vs CNBW
BNP Paribas SA BNP €95.77 €107.43 +12% vs CNBW
Intesa Sanpaolo S.p.A ISP €6.30 €4.91 −22% vs CNBW
UniCredit S.p.A UCG €84.24 €58.08 −31% vs CNBW
Oversea-Chinese Banking Corporation O39 28.82 SGD 18.20 SGD −37% vs CNBW
Mizuho Financial Group MFG $10.16 $5.87 −42% vs CNBW
DBS Group D05 70.97 SGD 40.39 SGD −43% vs CNBW
HDFC Bank Limited HDFCBANK ₹806.60 ₹406.39 −50% vs CNBW
ICICI Bank Limited ICICIBANK ₹1,572 ₹615.63 −61% vs CNBW

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend StocksUndervalued 52-Week Low StocksStocks for 2027: Large Companies Below Fair Value

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Average Down CalculatorFree calculator
Run the numbers yourself: free valuation calculators
DCF CalculatorP/E Ratio CalculatorPEG Ratio CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorIntrinsic ValueIntrinsic vs Extrinsic ValueP/E Ratio by Sector
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

CNB Corp: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "CNB Corp Fair Value". https://www.fairvalue-calculator.com/stock/CNBW

Frequently asked questions

Is CNB Corp (CNBW) overvalued or undervalued?
As of Nov 12, 2026, our model estimates a fair value of $42.45 versus the last price from Oct 22, 2026 of $103.00, about 59% lower (overvalued).
What is the fair value of CNBW?
Our model-based fair value for CNB Corp is $42.45 (as of Nov 12, 2026), built from audited fundamentals. Last price (from Oct 22, 2026): $103.00.
What is the quality score of CNBW?
CNB Corp has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for CNB Corp (CNBW)?
Our model-based price target is the fair value of $42.45 (as of Nov 12, 2026) from 4 valuation models. Cautious scenario $31.84, optimistic scenario $53.07. It is a calculation from audited fundamentals, not an analyst target.
What is the CNB Corp stock forecast for 2026?
Our models put fair value at $42.45, about 59% lower versus the last price from Oct 22, 2026 of $103.00 (overvalued). Cautious scenario $31.84, optimistic scenario $53.07. The calculation is refreshed regularly with new filings.
What is the revenue of CNB Corp (CNBW)?
CNB Corp reported trailing-twelve-month revenue of about $26.8M (latest available figure, as of Nov 12, 2026).
What is the intrinsic value of CNB Corp (CNBW)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For CNB Corp it is $42.45 per share (as of Nov 12, 2026), against a price of $103.00. It is the blended result of 4 valuation models in 3 families (Multiples, Asset-Based, Economic Profit).
Is CNB Corp stock overvalued or undervalued in 2026?
As of Nov 12, 2026, CNBW trades above its calculated fair value: price $103.00, fair value $42.45, a gap of about −59% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CNBW?
No. The price is what the market pays today ($103.00); the fair value is what the company's own numbers justify ($42.45). For CNB Corp the two are $60.55 per share apart. That gap is exactly why we show both numbers side by side.
How much is CNB Corp worth?
The market values CNB Corp at about $171M (market capitalisation, as of Nov 12, 2026). Per share that is $103.00; our models calculate a fair value of $42.45 per share.
What do the bullish and bearish scenarios say about CNBW?
Our models span a range for CNB Corp: cautious scenario $31.84, base $42.45, optimistic $53.07 per share (as of Nov 12, 2026, price $103.00). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of CNBW?
CNB Corp trades at a price-to-earnings ratio of 53.1 (as of Nov 12, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $42.45 is built from several models across several years. Other multiples: P/B 1.9, P/S 6.4, EV/EBITDA 43.4.
How solid is the balance sheet of CNB Corp (CNBW)?
Balance-sheet figures for CNB Corp (as of Nov 12, 2026): return on equity 1.6%. They feed the Quality Score of 57/100, which measures business quality independently of the share price.
How far is CNBW from its 52-week high?
CNB Corp trades at $103.00, at its 52-week high of $103.00 and 46% above the low of $70.75 (as of Nov 11, 2026). Distance from the high says nothing about value: that is what the fair value of $42.45 is for.
Which stocks are comparable to CNB Corp?
From the same area (Financial Services) we also value China Merchants Bank Co, DBS Group, UniCredit S.p.A, Mizuho Financial Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is CNB Corp stock attractive at the current price?
The data as of Nov 12, 2026: price $103.00, calculated fair value $42.45 (−59%), Quality Score 57/100, from 4 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CNBW calculated?
We run CNB Corp through 4 models from 3 families: Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of $42.45 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0% above its aggregate fair value. CNB Corp itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of CNB Corp (CNBW)?
The latest price we hold is from Oct 22, 2026 and stands at $103.00. Our model-based fair value is $42.45, about 59% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with CNB Corp right now?
The price sits above even our optimistic bull case ($53.07). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of CNB Corp

How large is the market capitalisation of CNB Corp (CNBW)?
The market capitalisation of CNB Corp is $171M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of CNB Corp (CNBW)?
The price-to-sales ratio of CNB Corp is 1.78 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of CNB Corp (CNBW)?
Earnings per share at CNB Corp are $1.94 (price ÷ EPS = P/E 53.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of CNB Corp (CNBW)?
The net margin of CNB Corp is 3.3% (fiscal year 2011). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of CNB Corp (CNBW)?
The return on equity (ROE) of CNB Corp is 1.6% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of CNB Corp (CNBW)?
On an EBIT basis the return on assets of CNB Corp is 0.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of CNB Corp (CNBW)?
The operating margin of CNB Corp is 19.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at CNB Corp (CNBW)?
Revenue at CNB Corp is growing +3.9% versus a year earlier (3y avg −2.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at CNB Corp (CNBW)?
Earnings per share at CNB Corp are growing +46.1% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does CNB Corp (CNBW) generate?
The free cash flow of CNB Corp is $15.4M (fiscal year 2011). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does CNB Corp (CNBW) hold?
CNB Corp holds more cash than debt, $55.0M net (fiscal year 2011). The company holds more cash than debt, a safety cushion.
Free · no account needed

Watch CNB Corp in the live analysis

One click puts CNB Corp on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.