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Crédito Real, S.A. (CREAL) Fair Value & Analysis

Financial Services · MX · Market cap 133M MXN

Price0.3540 MXN
Fair Value0.7100 MXN
Upside+100.6%
Quality87/100
Evidence: Medium Range 0.5300 MXN – 0.8900 MXN

Fair value as of: Jun 26, 2026

Analysis

Crédito Real, S.A. (CREAL) currently trades at 0.3540 MXN, while our model-based Fair Value estimate is 0.7100 MXN — implying the stock looks roughly 100.6% undervalued today. We read business quality at 87/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.

About the company

Crédito Real, S.A.B. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad No Regulada, a non- banking institution, provides financial solutions and services in Mexico. It offers leasing and payroll services, semi-new and used vehicle loans, and working capital finance for SMEs. On June 22, 2022, Credito Rel, S.A.B. de C.V., SOFOM, E.N.R. filed an involuntary petition for relief under Chapter 11 of the United States Bankruptcy Code. The company provides financial services to its clients. The company was incorporated in 1993 and is based in Mexico City, Mexico.

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Frequently asked questions

Is Crédito Real, S.A. (CREAL) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 0.7100 MXN versus a price of 0.3540 MXN — about +101% (undervalued). Model-based estimate, not financial advice.
What is the fair value of CREAL?
Our 21-model fair value for Crédito Real, S.A. is 0.7100 MXN (as of Jun 26, 2026), built from audited fundamentals. The current price is 0.3540 MXN.
What is the quality score of CREAL?
Crédito Real, S.A. has a Quality Score of 87/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.