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Crizac Limited (CRIZAC) Fair Value & Analysis

Consumer Defensive · IN · Market cap ₹35.0B

CL Crizac Limited CRIZAC · NSE
Price₹179.32
Fair Value₹219.20
Upside+22.2%
Quality76/100
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Healthy Growth
Highly profitable · 21.0% net margin
Low debt · generates free cash flow
Ranks above peers (11/14)
Wide moat 89/100
Evidence: High Range ₹141.70 – ₹330.69 Share as image

Fair value as of: Aug 13, 2026

From 26 valuation models · updated 3 days ago

Share price −7.2% over the past month.

A strong business, screening 22% undervalued on our models.

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What matters now

  • A fairly wide model range (₹141.70 to ₹330.69) leaves room in how you read the outcome.
  • Our model range runs from ₹141.70 (bear) to ₹330.69 (bull), base ₹219.20. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 76/100 (high quality) with high evidence: the data supports the verdict.
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Price vs Fair Value (13 months)

₹362.33 ₹176.91 Fair Value ₹219.20 Jul 2025 Aug 2026

White line = price, green steps = our fair value per fiscal year. As of Aug 13, 2026.

How to read this chart

13‑month range ₹176.91 – ₹362.33 · fair‑value band ₹141.70 – ₹330.69 · the ₹179.32 price screens below the ₹219.20 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Aug 13, 2026.

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Analysis

Crizac Limited (CRIZAC) currently trades at ₹179.32, while our model-based Fair Value estimate is ₹219.20, implying the stock looks roughly 22.2% undervalued today. The Quality Score stands at 76/100 (high quality), in the Consumer Defensive sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Crizac Limited generated revenue of ₹10.4B at a net margin of 21.0%. Revenue grew 15.0% year over year. It earns a return on equity of 40.0%. The balance sheet holds a net cash position of ₹1.6B. Fundamentals as of Aug 13, 2026

Our scenario range runs from ₹141.70 (bear case) to ₹330.69 (bull case); at ₹179.32, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 52% below its 52-week high and 3% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at 12% fair-value upside, at 22%, CRIZAC screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF ₹151.60 ₹291.60 ₹521.02 80
Residual Income ₹82.02 ₹101.42 ₹569.09 76
Rev-Margin DCF ₹110.50 ₹182.39 ₹333.46 74
All 26 models by family
DCF Models
FCF DCF ₹160.58 ₹247.27 ₹523.30 38
Owner Earnings ₹215.42 ₹478.18 ₹1,030 31
5Y Revenue Exit ₹101.42 ₹160.51 ₹283.53 39
5Y EBITDA Exit ₹169.66 ₹298.51 ₹551.42 41
5Y P/E Exit ₹199.78 ₹448.82 ₹790.64 38
10Y Revenue Exit ₹117.41 ₹227.61 ₹291.76 36
10Y EBITDA Exit ₹170.05 ₹374.56 ₹733.52 37
10Y P/E Exit ₹192.02 ₹439.42 ₹851.72 35
Earnings-Based
Graham-Dodd ₹85.16 ₹593.88 ₹833.42 54
Lynch FV ₹295.07 ₹421.53 ₹547.99 50
PEG = 1.0 ₹295.07 ₹421.53 ₹547.99 46
EPV ₹111.23 ₹128.19 ₹143.04 59
Dividend Discount
Gordon GGM ₹73.45 ₹152.73 ₹242.29 70
DDM Multi-Stage ₹73.45 ₹128.78 ₹160.29 61
Multiples
P/E Multiple ₹197.24 ₹262.99 ₹328.74 63
P/S Multiple ₹71.47 ₹95.29 ₹119.12 58
P/B Multiple ₹137.81 ₹183.75 ₹229.69 55
EV/EBIT ₹195.29 ₹257.24 ₹319.18 53
EV/EBITDA ₹166.80 ₹219.26 ₹271.71 54
EV/Revenue ₹71.97 ₹98.78 ₹125.58 43
Asset-Based
NCAV (Graham) ₹16.70 ₹22.38 ₹33.41 50
Growth DCF
Growth DCF ₹151.60 ₹291.60 ₹521.02 80
Rev-Margin DCF ₹110.50 ₹182.39 ₹333.46 74
Economic Profit
Residual Income ₹82.02 ₹101.42 ₹569.09 76
ROIC Compounder ₹139.42 ₹204.72 ₹290.56 72
Growth Earnings
Growth-Adj P/E ₹388.77 ₹555.39 ₹722.01 68

Widest divergence: Growth Earnings (₹555.39) versus Asset-Based (₹22.38). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) ₹10.4B
Revenue growth (YoY) +15.0%
Net margin 21.0%
Return on equity 40.0%
Free cash flow ₹1.6B FY2026
P/E ratio 14.6
More key figures
Operating margin 21.7%
EPS (TTM) ₹12.25
EPS growth (YoY) +50.5%
Net cash ₹1.6B FY2026

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 76/100

Of which business quality 74 · Market factors (momentum, volatility) 18

Profitability 87
Margins and returns on capital today
Quality Growth 74
Are margins and returns improving?
Cashflow 60
Earnings quality: real cash, not paper profit
Fin. Strength 93
Balance sheet, leverage, solvency risk
Investment 33
Disciplined investing over empire-building
Low Volatility 38
Calm price path (market factor)
Momentum 13
Price trend over the last 3–12 months (market factor)
52W Momentum 2
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Crizac Limited provides educational consultancy services in India and internationally. The company offers student recruitment solutions to global institutions of higher education in the United Kingdom, Canada, Republic of Ireland, Australia, and New Zealand. It also provides marketing, brand management, and admission office management services.

Full company description

Crizac Limited provides educational consultancy services in India and internationally. The company offers student recruitment solutions to global institutions of higher education in the United Kingdom, Canada, Republic of Ireland, Australia, and New Zealand. It also provides marketing, brand management, and admission office management services. The company was incorporated in 2011 and is based in Kolkata, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Crizac Limited reported revenue of ₹10.4B in FY2026 versus ₹2.6B in FY2022, a compound +41.0%/yr. Reported net income was ₹2.2B in FY2026, compounding +34.1%/yr from FY2022.

Growth Quality 100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2026)
₹10.4B
Latest YoY
+22.7%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+30.1%
Revenue +41.0%/yr
FY22 ₹2.6B
FY23 ₹4.7B
FY24 ₹6.3B
FY25 ₹8.5B
FY26 ₹10.4B
Net income +34.1%/yr
FY22 ₹678M
FY23 ₹1.1B
FY24 ₹1.2B
FY25 ₹1.5B
FY26 ₹2.2B

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Cite: Fair Value Calculator (2026). "Crizac Limited Fair Value". https://www.fairvalue-calculator.com/stock/CRIZAC

Peer Group

Education & Training Services · 149 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 76 · Top 25%
Fair Value upside +22% · Above median
Return on equity (TTM) 40% · Top 25%
Return on assets 18% · Top 25%
Net margin (TTM) 21% · Top 25%
Operating margin (TTM) 22% · Above median
Revenue growth 15% · Top 25%
Dividend yield (TTM) 4.0% · Above median
Debt / equity 0.00× · Lower than median

Valuation Multiples vs Education & Training Services median · lower = cheaper

P/E (TTM) 14.6× · Cheaper than median
P/B 5.99× · Pricier than 75% of peers
P/S (TTM) 3.36× · Pricier than 75% of peers
P/FCF 0.2× · Cheaper than 75% of peers
EV/EBITDA 11.8× · Pricier than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 63 · sector 37
FUTURE 75 · sector 22
PAST 100 · sector 19
HEALTH 100 · sector 95
DIVIDEND 80 · sector 74

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Education & Training Services stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
New Oriental Education & Technology Group EDUN 966.48 MXN 875.84 MXN -9%
TAL Education Group TAL $11.87 $15.60 +31%
Laureate Education, Inc LAUR $36.99 $41.45 +12%
Physicswallah Limited PWL ₹123.90 ₹14.81 -88%
Grand Canyon Education, Inc LOPE $142.06 $152.01 +7%
Covista Inc CVSA $128.22 $135.45 +6%
Stride, Inc LRN $78.59 $139.45 +77%
Universal Technical Institute, Inc UTI $25.64 $20.98 -18%
Perdoceo Education Corporation PRDO $31.24 $40.65 +30%
Strategic Education, Inc STRA $79.98 $105.48 +32%

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Frequently asked questions

Is Crizac Limited (CRIZAC) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of ₹219.20 versus a price of ₹179.32, about +22% (undervalued).
What is the fair value of CRIZAC?
Our model-based fair value for Crizac Limited is ₹219.20 (as of Aug 13, 2026), built from audited fundamentals. The current price is ₹179.32.
What is the quality score of CRIZAC?
Crizac Limited has a Quality Score of 76/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Crizac Limited (CRIZAC)?
Crizac Limited reported trailing-twelve-month revenue of about ₹10.4B (latest available figure, as of Aug 13, 2026).
What is the net profit margin of CRIZAC?
The net profit margin of Crizac Limited is about 21.0%, meaning it keeps roughly 21.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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