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Canadian Tire Corporation (CTC) Fair Value & Analysis

Consumer Cyclical · CA · Market cap C$11.0B

CT Canadian Tire Corporation CTC · TO
PriceC$211.99
Fair ValueC$165.93
Upside-21.7%
Quality51/100
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Evidence: Medium Range C$94.88 – C$291.21

Fair value as of: Jul 15, 2026

From 25 valuation models · updated yesterday

Fair value updated Jul 15, 2026 — revised from C$171.35 to C$165.93 (−3.2%) since Jun 24, 2026. Share price +0.5% over the past month.

Price vs Fair Value (12 months)

C$265.96 C$183.58 Fair Value C$165.93 Dec 2024 Jul 2026

12‑month range C$183.58 – C$265.96 · fair‑value band C$94.88 – C$291.21 · the C$211.99 price screens above the C$165.93 fair value. As of Jul 15, 2026.

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Analysis

Canadian Tire Corporation (CTC) currently trades at C$211.99, while our model-based Fair Value estimate is C$165.93 — implying the stock looks roughly 21.7% overvalued today. We read business quality at 51/100 (solid quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).

Over the trailing twelve months, Canadian Tire Corporation generated revenue of C$16.4B at a net margin of 3.6%. Revenue grew 3.3% year over year. It earns a return on equity of 10.8%. Net debt stands at C$9.2B. Fundamentals as of Jul 15, 2026

Our scenario range runs from C$94.88 (bear case) to C$291.21 (bull case); at C$211.99, the current price sits within that range. The share trades about 20% below its 52-week high and 6% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -23% fair-value upside — at -22%, CTC screens cheaper than that median.

Key figures & financial health

Revenue (TTM) C$16.4B
Revenue growth (YoY) +3.3%
Net margin 3.6%
Return on equity 10.8%
Free cash flow C$370M FY2025
P/E ratio 17.4
More key figures
Operating margin 7.1%
EPS (TTM) C$12.10
Dividend yield 3.4%
EPS growth (YoY) +203%
Net debt C$9.2B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 15, 2026. TTM = trailing twelve months.

About the company

Canadian Tire Corporation, Limited provides a range of retail goods and services in Canada. It operates through three segments: Retail, CT REIT, and Financial Services. The Retail segment retails automotive maintenance products and accessories, parts, and tires, as well as automotive services comprising oil changes, tire installations, and repairs; roadside assistance; electrical, hardware, paint, plumbing, and tool products; cleaning, food and drink, home décor, home essentials, home organization, home environment, kitchen, and pet care products; camping, exercise, hockey, hunting, fishing, seasonal recreation, and team sports and golf products; and backyard living, backyard fun, cycling, gardening, outdoor tools, seasonal, and toy products. This segment offers its products under the Canadian Tire, Canadian Tire Gas+, Pro Hockey Life, Mark's, PartSource, Helly Hansen, Party City, and SportChek brand names. This segment also participates in loyalty programs, as well as sells its …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Canadian Tire Corporation reported revenue of C$16.3B in FY2025 versus C$16.3B in FY2021, a compound +0.0%/yr. Reported net income was C$579M in FY2025, compounding −15.4%/yr from FY2021.

Revenue +0.0%/yr
FY21 C$16.3B
FY22 C$17.8B
FY23 C$16.7B
FY24 C$16.4B
FY25 C$16.3B
Net income −15.4%/yr
FY21 C$1.1B
FY22 C$1.0B
FY23 C$213M
FY24 C$888M
FY25 C$579M

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Cite: Fair Value Calculator (2026). "Canadian Tire Corporation Fair Value". https://www.fairvalue-calculator.com/stock/CTC

Recent news

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Frequently asked questions

Is Canadian Tire Corporation (CTC) undervalued?
As of Jul 15, 2026, our model estimates a fair value of C$165.93 versus a price of C$211.99 — about −22% (overvalued). Model-based estimate, not financial advice.
What is the fair value of CTC?
Our model-based fair value for Canadian Tire Corporation is C$165.93 (as of Jul 15, 2026), built from audited fundamentals. The current price is C$211.99.
What is the quality score of CTC?
Canadian Tire Corporation has a Quality Score of 51/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Canadian Tire Corporation (CTC)?
Canadian Tire Corporation reported trailing-twelve-month revenue of about C$16.4B (latest available figure, as of Jul 15, 2026).
What is the net profit margin of CTC?
The net profit margin of Canadian Tire Corporation is about 3.6%, meaning it keeps roughly 3.6% of revenue as net income. Based on the latest reported figures.
Does Canadian Tire Corporation pay a dividend?
Canadian Tire Corporation currently shows a dividend yield of about 3.44% relative to its recent price (as of Jul 15, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.