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Consultatio S.A (CTIO) Fair Value & Analysis

Real Estate · AR · Market cap 805B ARS

CS Consultatio S.A CTIO · BA
Price1,965 ARS
Fair Value1,437 ARS
Upside-26.9%
Quality38/100
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Expensive Growth
Loss-making · -2.4% net margin
negative free cash flow
2.67% dividend yield
Trails peers (2/8)
Narrow moat 9/100
Evidence: Low Range 1,073 ARS – 2,145 ARS Share as image

Fair value as of: Jul 26, 2026

From 1 valuation models · updated 15 days ago

Share price +12.0% over the past month.

Below-average quality, and screening another 27% overvalued on our models.

What matters now

  • Weak quality (38/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • A fairly wide model range (1,073 ARS to 2,145 ARS) leaves room in how you read the outcome.
  • Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
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Price vs Fair Value (5 years)

2,720 ARS 87.41 ARS Fair Value 1,437 ARS Feb 2021 Jun 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 26, 2026.

How to read this chart

60‑month range 87.41 ARS – 2,720 ARS · fair‑value band 1,073 ARS – 2,145 ARS · the 1,965 ARS price screens above the 1,437 ARS fair value. Dashed = 300-day average. As of Jul 26, 2026.

Full chart & analysis →

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Analysis

Consultatio S.A (CTIO) currently trades at 1,965 ARS, while our model-based Fair Value estimate is 1,437 ARS, implying the stock looks roughly 26.9% overvalued today. The Quality Score stands at 38/100 (below-average quality), in the Real Estate sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Over the trailing twelve months, Consultatio S.A generated revenue of 265B ARS at a net margin of -2.4%. Revenue grew 48.9% year over year. It earns a return on equity of -1.8%. Net debt stands at 20.2B ARS. Fundamentals as of Jul 26, 2026

Our scenario range runs from 1,073 ARS (bear case) to 2,145 ARS (bull case); at 1,965 ARS, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 24% below its 52-week high and 43% above its 52-week low, currently below its 200-day average. For context, the median of 10 Real Estate peers we cover trades at 32% fair-value upside, at -27%, CTIO screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
NCAV (Graham) 1,073 ARS 1,437 ARS 2,145 ARS 50
All 1 models by family
Asset-Based
NCAV (Graham) 1,073 ARS 1,437 ARS 2,145 ARS 50

Key figures & financial health

Revenue (TTM) 265B ARS
Revenue growth (YoY) +48.9%
Net margin -2.4%
Return on equity -1.8%
Free cash flow −85.8B ARS FY2025
Operating margin -2.9%
More key figures
EPS (TTM) -15.79 ARS
Dividend yield 2.7%
EPS growth (YoY) +177%
Net debt 20.2B ARS FY2023

Figures from reported company fundamentals · as of Jul 26, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 38/100

Of which business quality 44 · Market factors (momentum, volatility) 54

Profitability 10
Margins and returns on capital today
Quality Growth 54
Are margins and returns improving?
Cashflow 33
Earnings quality: real cash, not paper profit
Fin. Strength 64
Balance sheet, leverage, solvency risk
Investment 33
Disciplined investing over empire-building
Low Volatility 74
Calm price path (market factor)
Momentum 41
Price trend over the last 3–12 months (market factor)
52W Momentum 55
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Consultatio S.A., together with its subsidiaries, engages in the real estate business in Argentina, Uruguay, the United States, and internationally. The company operates through three segments: Residential Developments, Residential Buildings, and Office Towers.

Full company description

Consultatio S.A., together with its subsidiaries, engages in the real estate business in Argentina, Uruguay, the United States, and internationally. The company operates through three segments: Residential Developments, Residential Buildings, and Office Towers. It is involved in the purchase, sale, administration, investment, and/or title transfer of real estate assets; and development, division, parcelling, subdivision, urbanization, and/or alienation of real estate projects. The company was incorporated in 1981 and is based in Buenos Aires, Argentina.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Consultatio S.A reported revenue of 248B ARS in FY2025 versus 14.4B ARS in FY2021, a compound +103.8%/yr. Reported net income was −1.2B ARS in FY2025.

Growth Quality 44/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
248B ARS
Latest YoY
+16.7%
Avg. growth/yr (3Y)
+94.2%
Avg. growth/yr (5Y)
+105.6%
Avg. growth/yr (10Y)
+84.6%
Revenue +103.8%/yr
FY21 14.4B ARS
FY22 33.9B ARS
FY23 174B ARS
FY24 212B ARS
FY25 248B ARS
Net income
FY21 −4.8B ARS
FY22 1.7B ARS
FY23 216B ARS
FY24 −101B ARS
FY25 −1.2B ARS

CTIO screens 27% overvalued. Compare with DLF Limited →

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Cite: Fair Value Calculator (2026). "Consultatio S.A Fair Value". https://www.fairvalue-calculator.com/stock/CTIO

Peer Group

Real Estate - Development · 588 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 44 · Below median
Fair Value upside −27% · Below median
Return on assets -1% · Bottom 25%
Net margin (TTM) -2% · Below median
Operating margin (TTM) -3% · Below median
Revenue growth 49% · Top 25%
Dividend yield (TTM) 2.7% · Above median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 48
FUTURE 100 · sector 0
PAST 0 · sector 10
HEALTH 0 · sector 84
DIVIDEND 53 · sector 38

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Real Estate - Development stocks, each showing price versus our Fair Value estimate (as of Jul 26, 2026).

Stock Price Fair Value vs Fair Value
DLF Limited DLF ₹657.75 ₹159.49 -76%
Lodha Developers Limited LODHA ₹1,188 ₹583.43 -51%
PT Pantai Indah Kapuk Dua Tbk, PANI 6,125 IDR 1,330 IDR -78%
Oberoi Realty Limited OBEROIRLTY ₹1,925 ₹1,183 -39%
Godrej Properties Limited GODREJPROP ₹2,102 ₹1,044 -50%
PT Jaya Real Property, Tbk., JRPT 1,080 IDR 1,674 IDR +55%
PT Bumi Serpong Damai Tbk, BSDE 555.00 IDR 1,388 IDR +150%
PT Sentul City Tbk, BKSL 64.00 IDR 84.16 IDR +32%
PT Ciputra Development Tbk, CTRA 555.00 IDR 1,388 IDR +150%
PT Duta Pertiwi Tbk DUTI 4,100 IDR 6,239 IDR +52%

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Frequently asked questions

Is Consultatio S.A (CTIO) overvalued or undervalued?
As of Jul 26, 2026, our model estimates a fair value of 1,437 ARS versus a price of 1,965 ARS, about −27% (overvalued).
What is the fair value of CTIO?
Our model-based fair value for Consultatio S.A is 1,437 ARS (as of Jul 26, 2026), built from audited fundamentals. The current price is 1,965 ARS.
What is the quality score of CTIO?
Consultatio S.A has a Quality Score of 38/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Consultatio S.A (CTIO)?
Consultatio S.A reported trailing-twelve-month revenue of about 265B ARS (latest available figure, as of Jul 26, 2026).
What is the net profit margin of CTIO?
The net profit margin of Consultatio S.A is about -2.4%, meaning it is currently running at a net loss. Based on the latest reported figures.
Does Consultatio S.A pay a dividend?
Consultatio S.A currently shows a dividend yield of about 2.67% relative to its recent price (as of Jul 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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