EN DE
Check 35,000+ stocks against 26 valuation models and 37 quality factors
Data-driven stock valuation

Consultatio SA (CTIO) fair value: what the stock is really worth

As of Sep 23, 2026: fair value of Consultatio SA ARS 1,437, price ARS 1,835, upside -21.7%, quality 39 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? No
  2. Good quality? No
  3. Add to watchlist

Real Estate · AR · ISIN ARCTIO010019

CS Thin data Sep 24, 2026

Consultatio SA

CTIO · BA

Weak valuationQuality is weak on top of the rich price.

!Fair value 1,437 ARS · Overvalued (−22%)
!Quality 39/100
!Expensive Growth (revenue 5y +105.6 %/yr)
!Loss-making · -9.4% net margin (TTM)
!negative free cash flow
·2.80% dividend yield
!Trails peers (2/8)
!Narrow moat 11/100
!Evidence only low, so the estimate is less certain
!Weak on valuation: 4 out of 100
Watch Consultatio SA for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free Pro now: $1 first month

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

2,720 ARS 123.96 ARS Fair Value 1,437 ARS May 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.

How to read this chart

60‑month range 123.96 ARS – 2,720 ARS · fair‑value band 1,073 ARS – 2,145 ARS · the 1,835 ARS price screens above the 1,437 ARS fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.

Follow Consultatio in your weekly email

Every Wednesday you see whether Consultatio is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

Consultatio S.A., together with its subsidiaries, engages in the real estate business in Argentina, Uruguay, the United States, and internationally. The company operates through three segments: Residential Developments, Residential Buildings, and Office Towers.

Show more

Consultatio S.A., together with its subsidiaries, engages in the real estate business in Argentina, Uruguay, the United States, and internationally. The company operates through three segments: Residential Developments, Residential Buildings, and Office Towers. It is involved in the purchase, sale, administration, investment, and/or title transfer of real estate assets; and development, division, parcelling, subdivision, urbanization, and/or alienation of real estate projects. The company was incorporated in 1981 and is based in Buenos Aires, Argentina.

Stock analysis

Consultatio SA (CTIO) currently trades at 1,835 ARS, while our model-based Fair Value estimate is 1,437 ARS, implying the stock looks roughly 27.7% overvalued today.

Show more

Valuation

How firm this estimate is: it rests on 1 models at a data quality of 90/100, which puts the evidence level at low.

Scenario range: 1,073 ARS (bear) to 2,145 ARS (bull), the price of 1,835 ARS sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 39/100 (below-average quality), in the Real Estate sector.

Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.

Consultatio SA reported revenue of 248B ARS in FY2025 versus 14.4B ARS in FY2021, a compound +103.8%/yr. Reported net income was −1.2B ARS in FY2025.

Key figures

Market cap 752B ARS (≈ $527M) · P/S ratio 2.24 · EPS (TTM) −76.65 ARS · Dividend yield 2.8% · Net margin −0.5% · Return on equity −4.6% · Return on assets (EBIT) 0.7% · Operating margin 4.4%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 22 out of 100 (medium confidence).

What moves the price

The share trades about 25% below its 52-week high and 18% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Real Estate peers we cover trades at 54% fair-value upside, at −22%, CTIO screens richer than that median.

Fair Value models

Bear 1,073 ARS Fair Value 1,437 ARS Bull 2,145 ARS
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
NCAV (Graham) 1,073 ARS 1,437 ARS 2,145 ARS 51
All 1 models by family
Asset-Based
NCAV (Graham) 1,073 ARS 1,437 ARS 2,145 ARS 51

Open the full fair value analysis →

Notify me when CTIO reaches fair value

Put CTIO on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Quality Score breakdown

Overall quality 39/100

Of which business quality 44 · Market factors (momentum, volatility) 53

Profitability 10
Margins and returns on capital today
Quality Growth 54
Are margins and returns improving?
Cashflow 33
Earnings quality: real cash, not paper profit
Fin. Strength 64
Balance sheet, leverage, solvency risk
Investment 33
Disciplined investing over empire-building
Low Volatility 80
Calm price path (market factor)
Momentum 41
Price trend over the last 3–12 months (market factor)
52W Momentum 41
Distance to the 52-week high (market factor)
Net Issuance 82
Share count: buybacks or dilution?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 44/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+16.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+94.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+105.6%
Start year 2020 (pandemic). Over 10 years: +84.6% a year
Revenue growth 10 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+84.6%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
10.6% (2020) → −10.5% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

CTIO screens 28% overvalued. Compare with Sun Hung Kai Properties Limited →

Compare Consultatio SA with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate - Development · 578 stocks

Beats the industry median on 2/7 measures
Overall it trails its industry peers.
Valuation
Quality Score 44 · Below median
Fair Value upside −22% · Below median
Profitability
Return on assets −1% · Bottom 25%
Net margin (TTM) −9% · Bottom 25%
Operating margin (TTM) 4% · Below median
Growth and dividend
Revenue growth 211% · Top 25%
Dividend yield (TTM) 2.8% · Above median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)4 · sector 47
FUTURE (revenue growth)100 · sector 0
PAST (return on equity)0 · sector 11
HEALTH (low debt)0 · sector 83
DIVIDEND (yield)56 · sector 56

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Real Estate - Development stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
Sun Hung Kai Properties Limited 0016 HK$109.10 HK$147.78 +35%
China Resources Land Limited 1109 HK$29.62 HK$74.05 +150%
Vinhomes Joint Stock Company VHM 68,200 VND 112,796 VND +65%
CK Asset Holdings 1113 HK$46.44 HK$71.69 +54%
Hongkong Land Holdings H78 $8.74 $1.52 −83%
DLF Limited DLF ₹675.00 ₹167.21 −75%
China Overseas Land & Investment Limited 0688 HK$12.43 HK$22.35 +80%
Lodha Developers Limited LODHA ₹1,163 ₹275.95 −76%
PT Pantai Indah Kapuk Dua Tbk, PANI 5,075 IDR 1,325 IDR −74%
Poly Developments and Holdings 600048 ¥5.64 ¥14.10 +150%

Explore undervalued stocks

More undervalued Real Estate stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Calculator with industry benchmark Peter Lynch Fair Value Formula &…Calculator with industry benchmark
Run the numbers yourself: free valuation calculators
DCF CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorFama-French ModelIntrinsic Value
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Consultatio SA · Fair Value
1,437 ARS −28%Fair Value
Calculator →

Cite: Fair Value Calculator (2026). "Consultatio SA Fair Value". https://www.fairvalue-calculator.com/stock/CTIO

Frequently asked questions

Is Consultatio SA (CTIO) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 1,437 ARS versus a price of 1,835 ARS, about −22% upside (overvalued).
What is the fair value of CTIO?
Our model-based fair value for Consultatio SA is 1,437 ARS (as of Sep 24, 2026), built from audited fundamentals. The current price: 1,835 ARS.
What is the quality score of CTIO?
Consultatio SA has a Quality Score of 39/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Consultatio SA (CTIO)?
Our model-based price target is the fair value of 1,437 ARS (as of Sep 24, 2026) from 1 valuation models. Cautious scenario 1,073 ARS, optimistic scenario 2,145 ARS. It is a calculation from audited fundamentals, not an analyst target.
What is the Consultatio SA stock forecast for 2026?
Our models put fair value at 1,437 ARS, about −22% upside versus a price of 1,835 ARS (overvalued). Cautious scenario 1,073 ARS, optimistic scenario 2,145 ARS. The calculation is refreshed regularly with new filings.
What is the revenue of Consultatio SA (CTIO)?
Consultatio SA reported trailing-twelve-month revenue of about 335B ARS (latest available figure, as of Sep 24, 2026).
Does Consultatio SA pay a dividend?
Consultatio SA currently shows a dividend yield of about 2.80% relative to its recent price (as of Sep 24, 2026).
What is the intrinsic value of Consultatio SA (CTIO)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Consultatio SA it is 1,437 ARS per share (as of Sep 24, 2026), against a price of 1,835 ARS. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Consultatio SA stock overvalued or undervalued in 2026?
As of Sep 24, 2026, CTIO trades above its calculated fair value: price 1,835 ARS, fair value 1,437 ARS, a gap of about −22% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CTIO?
No. The price is what the market pays today (1,835 ARS); the fair value is what the company's own numbers justify (1,437 ARS). For Consultatio SA the two are 397.83 ARS per share apart. That gap is exactly why we show both numbers side by side.
How much is Consultatio SA worth?
The market values Consultatio SA at about 752B ARS (market capitalisation, as of Sep 24, 2026). Per share that is 1,835 ARS; our models calculate a fair value of 1,437 ARS per share.
What do the bullish and bearish scenarios say about CTIO?
Our models span a range for Consultatio SA: cautious scenario 1,073 ARS, base 1,437 ARS, optimistic 2,145 ARS per share (as of Sep 24, 2026, price 1,835 ARS). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Consultatio SA (CTIO)?
Balance-sheet figures for Consultatio SA (as of Sep 24, 2026): return on equity −4.6%. They feed the Quality Score of 39/100, which measures business quality independently of the share price.
How far is CTIO from its 52-week high?
Consultatio SA trades at 1,835 ARS, about 25% below its 52-week high of 2,460 ARS and 18% above the low of 1,550 ARS (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of 1,437 ARS is for.
Which stocks are comparable to Consultatio SA?
From the same area (Real Estate) we also value Sun Hung Kai Properties Limited, China Resources Land Limited, Vinhomes Joint Stock Company, CK Asset Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Consultatio SA stock attractive at the current price?
The data as of Sep 24, 2026: price 1,835 ARS, calculated fair value 1,437 ARS (−22%), Quality Score 39/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CTIO calculated?
We run Consultatio SA through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 1,437 ARS, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.1 % above its aggregate fair value. Consultatio SA itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Consultatio SA (CTIO)?
The closing price on Sep 23, 2026 was 1,835 ARS. Our model-based fair value is 1,437 ARS, about −22% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Consultatio SA right now?
Weak quality (39/100) and above fair value at the same time, the margin of safety is missing on both counts. A fairly wide model range (1,073 ARS to 2,145 ARS) leaves room in how you read the outcome. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.

Key figures of Consultatio SA

How large is the market capitalisation of Consultatio SA (CTIO)?
The market capitalisation of Consultatio SA is 752B ARS (≈ $527M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Consultatio SA (CTIO)?
The price-to-sales ratio of Consultatio SA is 2.24 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Consultatio SA (CTIO)?
Earnings per share at Consultatio SA are −76.65 ARS. Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Consultatio SA (CTIO)?
The dividend yield of Consultatio SA is 2.8%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Consultatio SA (CTIO)?
The net margin of Consultatio SA is −0.5% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Consultatio SA (CTIO)?
The return on equity (ROE) of Consultatio SA is −4.6% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Consultatio SA (CTIO)?
On an EBIT basis the return on assets of Consultatio SA is 0.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Consultatio SA (CTIO)?
The operating margin of Consultatio SA is 4.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Consultatio SA (CTIO)?
Revenue at Consultatio SA is growing +211% versus a year earlier (3y avg +94.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Consultatio SA (CTIO)?
Earnings per share at Consultatio SA are growing +177% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Consultatio SA (CTIO) generate?
The free cash flow of Consultatio SA is −85.8B ARS (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Consultatio SA (CTIO) carry?
The net debt of Consultatio SA is 20.2B ARS (fiscal year 2023). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed

Watch Consultatio SA in the live analysis

One click puts Consultatio SA on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.