Fairvalue-Calculator Fairvalue-Calculator
EN DE

DCB Bank Limited (DCBBANK) Fair Value & Analysis

Financial Services · IN · Market cap ₹59.8B

Price₹186.15
Fair Value₹295.28
Upside+58.6%
Quality97/100
Evidence: High Range ₹221.46 – ₹369.10

Fair value as of: Jun 29, 2026

✦ Which stocks are undervalued right now? Check free Discover now →

Analysis

DCB Bank Limited (DCBBANK) currently trades at ₹186.15, while our model-based Fair Value estimate is ₹295.28 — implying the stock looks roughly 58.6% undervalued today. We read business quality at 97/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

DCB Bank Limited engages in the provision of various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers deposit products, including current and saving, NRI, recurring, and fixed deposit accounts; debit, travel smart, and credit cards; and payment services, such as bill/utility payment, remittances, tax payment, and POS terminal services, as well as IMPS, RTGS, NEFT, and UPI services. It also provides secured lending services, including loan against property, overdraft/working capital, co-lending, commercial vehicle, construction equipment and finance, dealer trade advances, kisan credit card, school finance, and retail microfinance; and home, auto, gold, tractor, and term loans, as well as ODTD services. In addition, the company offers corporate banking services, which include trade current accounts, foreign exchange, guarantee, import an…

Open the full interactive analysis →

Similar stocks

Frequently asked questions

Is DCB Bank Limited (DCBBANK) undervalued?
As of Jun 29, 2026, our model estimates a fair value of ₹295.28 versus a price of ₹186.15 — about +59% (undervalued). Model-based estimate, not financial advice.
What is the fair value of DCBBANK?
Our 21-model fair value for DCB Bank Limited is ₹295.28 (as of Jun 29, 2026), built from audited fundamentals. The current price is ₹186.15.
What is the quality score of DCBBANK?
DCB Bank Limited has a Quality Score of 97/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.