Discount Investment Corp Ltd (DISI) fair value: what the stock is really worth
As of Nov 9, 2026: fair value (intrinsic value) of Discount Investment Corp Ltd stock ILS 10.99, price ILS 7.04, upside +56.1%, quality 43 out of 100. Rating: strongly undervalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range 3.09 ILS – 11.99 ILS · fair‑value band 9.64 ILS – 14.29 ILS · the 7.04 ILS price screens below the 10.99 ILS fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.
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Discount Investment Corporation Ltd., a holding company, manages a portfolio of investment in various sectors in Israel and internationally.
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It engages in initiating, planning, constructing, and managing industrial parks, commercial properties, office buildings, and logistics centers, as well as residential neighborhoods; growing and exporting of citrus, and other fruits and vegetables; and provision of cyber security, cloud, transmission, IOT, integration, and hosting services, as well as managing investment portfolios, mutual funds, and investment banking.
Discount Investment Corporation Ltd. was incorporated in 1961 and is based in Tel Aviv-Yafo, Israel.
Stock analysis
Discount Investment Corp Ltd (DISI) currently trades at 7.04 ILS, while our model-based Fair Value estimate is 10.99 ILS, implying the stock looks roughly 36% undervalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of 10.99 ILS per share, and 3 of the 5 models we run sit above the 7.04 ILS price.
Bear case: the Earnings-Based group reads lowest at 5.75 ILS, and 2 of the 5 models stay below the price. Data coverage for this calculation is medium.
Scenario range: 9.64 ILS (bear) to 14.29 ILS (bull), the price of 7.04 ILS sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 43/100 (below-average quality), in the Real Estate sector.
Mixed Growth: Spin-off in 2024: revenue and profit before it include the divested business. Growth is measured afresh from 2024.
Discount Investment Corp Ltd reported revenue of 910M ILS in FY2025 versus 5.4B ILS in FY2021, a compound −35.9%/yr. Reported net income was 98.0M ILS in FY2025, compounding −40.1%/yr from FY2021.
Key figures
Market cap 997M ILS Small · P/E ratio 6.4 · P/S ratio 0.69 · EPS (TTM) 1.10 ILS · Net margin 10.8% · Return on equity 8.7% · Return on assets (EBIT) 3.4% (5-year average) · Operating margin 77.4%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 47 out of 100 (low confidence).
What moves the price
The share trades about 34% below its 52-week high and 6% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at 33% fair-value upside, at 56%, DISI screens cheaper than that median.
Fair Value models
Bear9.64 ILSFair Value 10.99 ILSBull14.29 ILS
Price 7.04 ILS · Upside +56.1%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (0.9433 ILS per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.55/100
Spin-off in 2024: revenue and profit before it include the divested business. Growth is measured afresh from 2024.
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
−0.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year−0.8%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−33.6% vs −17.3%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−4% → 74%
Pace: the 5-year rate starts in 2020 (pandemic)
⚠ Revenue per share shrinking 28.8%/yr over ~10Y (margins intact) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate - Development · 489 stocks
Beats the industry median on 7/11 measures
Overall it ranks above its industry peers.
Valuation
Quality Score43 · Below median
Fair Value upside+56.1% · Above median
Profitability
Return on equity (12 months)8.7% · Above median
Return on assets2.1% · Above median
Net margin (12 months)6.0% · Below median
Operating margin (12 months)77.4% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)5.4% · Above median
Balance sheet
Debt / equity5.48× · Highest 25%
Valuation Multiplesvs Real Estate - Development median · lower = cheaper
P/E (12 months)6.4× · Cheapest 25%
P/B0.17× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Discount Investment Corp Ltd (DISI) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of 10.99 ILS versus a price of 7.04 ILS, about +56% upside (undervalued).
What is the fair value of DISI?
Our model-based fair value for Discount Investment Corp Ltd is 10.99 ILS (as of Nov 7, 2026), built from audited fundamentals. The current price: 7.04 ILS.
What is the quality score of DISI?
Discount Investment Corp Ltd has a Quality Score of 43/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Discount Investment Corp Ltd (DISI)?
Our model-based price target is the fair value of 10.99 ILS (as of Nov 7, 2026) from 6 valuation models. Cautious scenario 9.64 ILS, optimistic scenario 14.29 ILS. It is a calculation from audited fundamentals, not an analyst target.
What is the Discount Investment Corp Ltd stock forecast for 2026?
Our models put fair value at 10.99 ILS, about +56% upside versus a price of 7.04 ILS (undervalued). Cautious scenario 9.64 ILS, optimistic scenario 14.29 ILS. The calculation is refreshed regularly with new filings.
What is the revenue of Discount Investment Corp Ltd (DISI)?
Discount Investment Corp Ltd reported trailing-twelve-month revenue of about 1.1B ILS (latest available figure, as of Nov 7, 2026).
What is the intrinsic value of Discount Investment Corp Ltd (DISI)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Discount Investment Corp Ltd it is 10.99 ILS per share (as of Nov 7, 2026), against a price of 7.04 ILS. It is the blended result of 6 valuation models in 4 families (Earnings-Based, Multiples, Economic Profit, Growth Earnings).
Is Discount Investment Corp Ltd stock overvalued or undervalued in 2026?
As of Nov 7, 2026, DISI trades below its calculated fair value: price 7.04 ILS, fair value 10.99 ILS, a gap of about +56% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of DISI?
No. The price is what the market pays today (7.04 ILS); the fair value is what the company's own numbers justify (10.99 ILS). For Discount Investment Corp Ltd the two are 3.95 ILS per share apart. That gap is exactly why we show both numbers side by side.
How much is Discount Investment Corp Ltd worth?
The market values Discount Investment Corp Ltd at about 997M ILS (market capitalisation, as of Nov 7, 2026). Per share that is 7.04 ILS; our models calculate a fair value of 10.99 ILS per share.
What do the bullish and bearish scenarios say about DISI?
Our models span a range for Discount Investment Corp Ltd: cautious scenario 9.64 ILS, base 10.99 ILS, optimistic 14.29 ILS per share (as of Nov 7, 2026, price 7.04 ILS). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of DISI?
Discount Investment Corp Ltd trades at a price-to-earnings ratio of 6.4 (as of Nov 7, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 10.99 ILS is built from several models across several years. Median P/E at fiscal year-end, 6 fiscal years (2016 to 2025), reported earnings: 2.4. Other multiples: P/B 0.2, P/S 1.4, EV/EBITDA 55.1.
How solid is the balance sheet of Discount Investment Corp Ltd (DISI)?
Balance-sheet figures for Discount Investment Corp Ltd (as of Nov 7, 2026): return on equity 8.7%, debt of 5.48 per unit of equity. They feed the Quality Score of 43/100, which measures business quality independently of the share price.
How far is DISI from its 52-week high?
Discount Investment Corp Ltd trades at 7.04 ILS, about 34% below its 52-week high of 10.63 ILS and 6% above the low of 6.64 ILS (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of 10.99 ILS is for.
Which stocks are comparable to Discount Investment Corp Ltd?
From the same area (Real Estate) we also value Sun Hung Kai Properties Limited, China Resources Land Limited, CK Asset Holdings, DLF Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Discount Investment Corp Ltd stock attractive at the current price?
The data as of Nov 7, 2026: price 7.04 ILS, calculated fair value 10.99 ILS (+56%), Quality Score 43/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of DISI calculated?
We run Discount Investment Corp Ltd through 6 models from 4 families: Earnings-Based, Multiples, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 10.99 ILS builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Discount Investment Corp Ltd currently trades 36% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Discount Investment Corp Ltd (DISI)?
The closing price on Nov 9, 2026 was 7.04 ILS. Our model-based fair value is 10.99 ILS, about +56% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Discount Investment Corp Ltd right now?
The large discount to fair value meets weak quality (43/100). That raises the risk this is a value trap rather than a bargain. The price is below even our cautious bear case (9.64 ILS). The market is more pessimistic than our downside scenario. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Key figures of Discount Investment Corp Ltd
How large is the market capitalisation of Discount Investment Corp Ltd (DISI)?
The market capitalisation of Discount Investment Corp Ltd is 997M ILS. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Discount Investment Corp Ltd (DISI)?
The price-to-sales ratio of Discount Investment Corp Ltd is 0.69 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Discount Investment Corp Ltd (DISI)?
Earnings per share at Discount Investment Corp Ltd are 1.10 ILS (price ÷ EPS = P/E 6.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Discount Investment Corp Ltd (DISI)?
The net margin of Discount Investment Corp Ltd is 10.8% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Discount Investment Corp Ltd (DISI)?
The return on equity (ROE) of Discount Investment Corp Ltd is 8.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Discount Investment Corp Ltd (DISI)?
On an EBIT basis the return on assets of Discount Investment Corp Ltd is 3.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Discount Investment Corp Ltd (DISI)?
The operating margin of Discount Investment Corp Ltd is 77.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Discount Investment Corp Ltd (DISI)?
Revenue at Discount Investment Corp Ltd is growing +5.4% versus a year earlier (3y avg −25.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Discount Investment Corp Ltd (DISI)?
Earnings per share at Discount Investment Corp Ltd are growing −78.1% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Discount Investment Corp Ltd (DISI) generate?
The free cash flow of Discount Investment Corp Ltd is −987M ILS (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Discount Investment Corp Ltd (DISI) carry?
The net debt of Discount Investment Corp Ltd is 12.5B ILS (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Nov 7, 2026