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Euro Yatirim Holding (EUHOL) Fair Value & Analysis

Financial Services · TR · Market cap 1.6B TRY

EY Euro Yatirim Holding EUHOL · IS
Price10.62 TRY
Fair Value10.97 TRY
Upside+3.3%
Quality41/100
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Mixed Growth
Thin margins · 0.0% net margin
Low debt
Trails peers (2/8)
Narrow moat 0/100
Evidence: Medium Range 8.11 TRY – 13.83 TRY Share as image

Fair value as of: Aug 8, 2026

From 13 valuation models · updated yesterday

Share price +4.2% over the past month.

Below-average quality, currently priced close to our fair value.

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

20.84 TRY 0.9557 TRY Fair Value 10.97 TRY Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 8, 2026.

How to read this chart

60‑month range 0.9557 TRY – 20.84 TRY · fair‑value band 8.11 TRY – 13.83 TRY · the 10.62 TRY price screens below the 10.97 TRY fair value. Dashed = 300-day average. As of Aug 8, 2026.

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Analysis

Euro Yatirim Holding (EUHOL) currently trades at 10.62 TRY, while our model-based Fair Value estimate is 10.97 TRY, implying the stock looks roughly 3.3% fairly valued today. The Quality Score stands at 41/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

It earns a return on equity of -4.5%. Fundamentals as of Aug 8, 2026

Our scenario range runs from 8.11 TRY (bear case) to 13.83 TRY (bull case); at 10.62 TRY, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 40% below its 52-week high and 15% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 11% fair-value upside, at 3%, EUHOL screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF 115.79 TRY 158.86 TRY 211.27 TRY 80
Growth-Adj P/E 6.50 TRY 9.34 TRY 12.19 TRY 68
P/E Multiple 8.13 TRY 10.97 TRY 13.81 TRY 63
All 13 models by family
DCF Models
FCF DCF 114.58 TRY 163.33 TRY 226.31 TRY 38
Owner Earnings 1.63 TRY 3.66 TRY 6.50 TRY 31
5Y P/E Exit 48.76 TRY 57.29 TRY 65.41 TRY 38
10Y P/E Exit 75.16 TRY 88.57 TRY 102.39 TRY 35
Earnings-Based
Graham-Dodd 3.66 TRY 10.56 TRY 13.81 TRY 54
Lynch FV 2.03 TRY 3.25 TRY 4.06 TRY 50
PEG = 1.0 2.03 TRY 3.25 TRY 4.06 TRY 46
Multiples
P/E Multiple 8.13 TRY 10.97 TRY 13.81 TRY 63
P/B Multiple 6.91 TRY 9.34 TRY 11.78 TRY 55
Asset-Based
NCAV (Graham) 6.91 TRY 9.34 TRY 14.22 TRY 50
Growth DCF
Growth DCF 115.79 TRY 158.86 TRY 211.27 TRY 80
Economic Profit
Residual Income 9.75 TRY 9.75 TRY 7.72 TRY 61
Growth Earnings
Growth-Adj P/E 6.50 TRY 9.34 TRY 12.19 TRY 68

Widest divergence: Growth DCF (158.86 TRY) versus Earnings-Based (3.25 TRY). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) −430K TRY
Return on equity -4.5%
Operating margin 4,577%
EPS (TTM) -2.14 TRY
EPS growth (YoY) +28.4%

Figures from reported company fundamentals · as of Aug 8, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 41/100

Of which business quality 54 · Market factors (momentum, volatility) 24

Profitability 12
Margins and returns on capital today
Quality Growth 60
Are margins and returns improving?
Cashflow 67
Earnings quality: real cash, not paper profit
Fin. Strength 56
Balance sheet, leverage, solvency risk
Investment 95
Disciplined investing over empire-building
Low Volatility 28
Calm price path (market factor)
Momentum 21
Price trend over the last 3–12 months (market factor)
52W Momentum 23
Distance to the 52-week high (market factor)

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Euro Yatirim Holding A.S. engages in the provision of financial services in Turkey. The company offers brokerage services, including stock trading transactions, foreign currency securities, futures and options market brokerage transactions, as well as repo and reverse repo transactions; public offering intermediation; and investment consulting services.

Full company description

Euro Yatirim Holding A.S. engages in the provision of financial services in Turkey. The company offers brokerage services, including stock trading transactions, foreign currency securities, futures and options market brokerage transactions, as well as repo and reverse repo transactions; public offering intermediation; and investment consulting services. It also provides portfolio management services and TEFAS fund transactions. Euro Yatirim Holding A.S. was incorporated in 1996 and is headquartered in Istanbul, Turkey.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2015 – FY2019 · reported fiscal years

Euro Yatirim Holding reported revenue of −2.3M TRY in FY2019 versus −2.7M TRY in FY2015. Reported net income was 2.0M TRY in FY2019.

Growth Quality 72/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2014)
178M TRY
Latest YoY
+248.7%
Avg. growth/yr (3Y)
+16.7%
Avg. growth/yr (5Y)
+34.8%
Revenue
FY15 −2.7M TRY
FY16 −2.0M TRY
FY17 −2.0M TRY
FY18 −3.5M TRY
FY19 −2.3M TRY
Net income
FY15 −70.1M TRY
FY16 3.6M TRY
FY17 −389K TRY
FY18 3.5M TRY
FY19 2.0M TRY

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Cite: Fair Value Calculator (2026). "Euro Yatirim Holding Fair Value". https://www.fairvalue-calculator.com/stock/EUHOL

Peer Group

Capital Markets · 426 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 39 · Bottom 25%
Fair Value upside +3% · Above median
Return on assets -4% · Bottom 25%
Net margin (TTM) 0% · Bottom 25%
Revenue growth 0% · Below median
Debt / equity 0.24× · Higher than median

Valuation Multiples vs Capital Markets median · lower = cheaper

P/B 0.64× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 38 · sector 11
FUTURE 0 · sector 94
PAST 0 · sector 31
HEALTH 88 · sector 93
DIVIDEND 0 · sector 37

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 8, 2026).

Stock Price Fair Value vs Fair Value
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Mirae Asset Securities Co 006800 38,750 KRW 31,645 KRW -18%
Meritz Financial Group 138040 117,000 KRW 87,706 KRW -25%
Korea Investment Holdings 071050 239,000 KRW 318,825 KRW +33%
NH Investment & Securities Co 005940 31,000 KRW 37,133 KRW +20%
Samsung Securities Co 016360 107,700 KRW 126,487 KRW +17%
Motilal Oswal Financial Services Limited MOTILALOFS ₹967.00 ₹299.65 -69%
Kiwoom Securities Co 039490 322,000 KRW 358,091 KRW +11%
SSI Securities Corporation SSI 24,250 VND 28,021 VND +16%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 120.22 ARS -62%

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Frequently asked questions

Is Euro Yatirim Holding (EUHOL) overvalued or undervalued?
As of Aug 8, 2026, our model estimates a fair value of 10.97 TRY versus a price of 10.62 TRY, about +3% (fairly valued).
What is the fair value of EUHOL?
Our model-based fair value for Euro Yatirim Holding is 10.97 TRY (as of Aug 8, 2026), built from audited fundamentals. The current price is 10.62 TRY.
What is the quality score of EUHOL?
Euro Yatirim Holding has a Quality Score of 41/100. It combines two groups: business quality (profitability, growth, cash flow, balance-sheet strength) and market factors (price momentum, distance to the 52-week high, volatility). Both subtotals are shown separately in the detail view.
What is the net profit margin of EUHOL?
The net profit margin of Euro Yatirim Holding is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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