Family Zone Cyber Safety Limited (FMZNF) fair value: what the stock is really worth
As of Jul 17, 2026: fair value of Family Zone Cyber Safety Limited $0.05, price $0.20, upside -75.0%, quality 29 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Jul 16, 2026.
How to read this chart
60‑month range $0.0294 – $0.7000 · fair‑value band $0.0400 – $0.0800 · the $0.2000 price screens above the $0.0500 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Jul 16, 2026.
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Qoria Limited markets, distributes, and sells cyber safety products and services in Australia, New Zealand, the United Kingdom, the United States, Europe, and internationally.
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Qoria Limited markets, distributes, and sells cyber safety products and services in Australia, New Zealand, the United Kingdom, the United States, Europe, and internationally. It provides Qoria ecosystem platform to deliver cyber safety settings, advice, and support across networks and devices, as well as permits telecommunication service providers and device manufacturers to embed cyber safety practices into their offerings. The company was formerly known as Family Zone Cyber Safety Limited and changed its name to Qoria Limited in May 2023. Qoria Limited was incorporated in 2014 and is based in Perth, Australia.
Stock analysis
Family Zone Cyber Safety Limited (FMZNF) currently trades at $0.2000, while our model-based Fair Value estimate is $0.0500, 75.0% below the price, so the stock looks overvalued today.
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Valuation
How firm this estimate is: it rests on 1 models at a data quality of 95/100, which puts the evidence level at low.
Scenario range: $0.0400 (bear) to $0.0800 (bull), the price of $0.2000 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 29/100 (below-average quality), in the Technology sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Family Zone Cyber Safety Limited reported revenue of A$117M in FY2025 versus A$13.2M in FY2021, a compound +72.6%/yr. Reported net income was −A$36.0M in FY2025.
Key figures
Market cap $257M · P/S ratio 2.09 · EPS (TTM) $−0.0300 · Net margin −30.7% · Return on equity −31.2% · Return on assets (EBIT) −22.1% · Operating margin −18.2% · Revenue (TTM) A$131M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (medium confidence).
What moves the price
The share trades about 71% below its 52-week high and at its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at −23% fair-value upside, at −75%, FMZNF screens richer than that median.
Fair Value models
Bear $0.0400Fair Value $0.0500Bull $0.0800
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.29/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+17.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+37.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+87.3%
Start year 2020 (pandemic)
Revenue growth 11 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+223.5%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−341.9% (2020) → −28.5% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Infrastructure · 357 stocks
Beats the industry median on 2/8 measures
Overall it trails its industry peers.
Valuation
Quality Score32 · Bottom 25%
Fair Value upside−75.0% · Bottom 25%
Profitability
Return on assets−5.6% · Bottom 25%
Net margin (TTM)−36.2% · Bottom 25%
Operating margin (TTM)−18.2% · Bottom 25%
Growth and dividend
Revenue growth24.3% · Above median
Balance sheet
Debt / equity0.29× · Above median
Valuation Multiplesvs Software - Infrastructure median · lower = cheaper
P/B1.63× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
P/S (TTM)1.96× · Cheaper than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 24
FUTURE (revenue growth)100· sector 60
PAST (return on equity)0· sector 23
HEALTH (low debt)85· sector 97
DIVIDEND (yield)0· sector 34
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Family Zone Cyber Safety Limited Fair Value". https://www.fairvalue-calculator.com/stock/FMZNF
Frequently asked questions
Is Family Zone Cyber Safety Limited (FMZNF) overvalued or undervalued?
As of Jul 16, 2026, our model estimates a fair value of $0.0500 versus the last price from Jul 17, 2026 of $0.2000, about −75% upside (overvalued).
What is the fair value of FMZNF?
Our model-based fair value for Family Zone Cyber Safety Limited is $0.0500 (as of Jul 16, 2026), built from audited fundamentals. Last price (from Jul 17, 2026): $0.2000.
What is the quality score of FMZNF?
Family Zone Cyber Safety Limited has a Quality Score of 29/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Family Zone Cyber Safety Limited (FMZNF)?
Our model-based price target is the fair value of $0.0500 (as of Jul 16, 2026) from 1 valuation models. Cautious scenario $0.0400, optimistic scenario $0.0800. It is a calculation from audited fundamentals, not an analyst target.
What is the Family Zone Cyber Safety Limited stock forecast for 2026?
Our models put fair value at $0.0500, about −75% upside versus the last price from Jul 17, 2026 of $0.2000 (overvalued). Cautious scenario $0.0400, optimistic scenario $0.0800. The calculation is refreshed regularly with new filings.
What is the revenue of Family Zone Cyber Safety Limited (FMZNF)?
Family Zone Cyber Safety Limited reported trailing-twelve-month revenue of about A$131M (latest available figure, as of Jul 16, 2026).
What is the intrinsic value of Family Zone Cyber Safety Limited (FMZNF)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Family Zone Cyber Safety Limited it is $0.0500 per share (as of Jul 16, 2026), against a price of $0.2000. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Family Zone Cyber Safety Limited stock overvalued or undervalued in 2026?
As of Jul 16, 2026, FMZNF trades above its calculated fair value: price $0.2000, fair value $0.0500, a gap of about −75% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of FMZNF?
No. The price is what the market pays today ($0.2000); the fair value is what the company's own numbers justify ($0.0500). For Family Zone Cyber Safety Limited the two are $0.1500 per share apart. That gap is exactly why we show both numbers side by side.
How much is Family Zone Cyber Safety Limited worth?
The market values Family Zone Cyber Safety Limited at about $257M (market capitalisation, as of Jul 16, 2026). Per share that is $0.2000; our models calculate a fair value of $0.0500 per share.
What do the bullish and bearish scenarios say about FMZNF?
Our models span a range for Family Zone Cyber Safety Limited: cautious scenario $0.0400, base $0.0500, optimistic $0.0800 per share (as of Jul 16, 2026, price $0.2000). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Family Zone Cyber Safety Limited (FMZNF)?
Balance-sheet figures for Family Zone Cyber Safety Limited (as of Jul 16, 2026): return on equity −31.2%, debt of 0.29 per unit of equity. They feed the Quality Score of 29/100, which measures business quality independently of the share price.
How far is FMZNF from its 52-week high?
Family Zone Cyber Safety Limited trades at $0.2000, about 71% below its 52-week high of $0.7000 and at the low of $0.2000 (as of Jul 17, 2026). Distance from the high says nothing about value: that is what the fair value of $0.0500 is for.
Which stocks are comparable to Family Zone Cyber Safety Limited?
From the same area (Technology) we also value Microsoft Corporation, Palantir Technologies Inc, Oracle Corporation, CrowdStrike Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Family Zone Cyber Safety Limited stock attractive at the current price?
The data as of Jul 16, 2026: price $0.2000, calculated fair value $0.0500 (−75%), Quality Score 29/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of FMZNF calculated?
We run Family Zone Cyber Safety Limited through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $0.0500, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Family Zone Cyber Safety Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Family Zone Cyber Safety Limited (FMZNF)?
The latest price we hold is from Jul 17, 2026 and stands at $0.2000. Our model-based fair value is $0.0500, about −75% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Family Zone Cyber Safety Limited right now?
The price sits above even our optimistic bull case ($0.0800). The favourable scenario is already priced in. Weak quality (29/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. A fairly wide model range ($0.0400 to $0.0800) leaves room in how you read the outcome.
Key figures of Family Zone Cyber Safety Limited
How large is the market capitalisation of Family Zone Cyber Safety Limited (FMZNF)?
The market capitalisation of Family Zone Cyber Safety Limited is $257M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Family Zone Cyber Safety Limited (FMZNF)?
The price-to-sales ratio of Family Zone Cyber Safety Limited is 2.09 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Family Zone Cyber Safety Limited (FMZNF)?
Earnings per share at Family Zone Cyber Safety Limited are $−0.0300. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Family Zone Cyber Safety Limited (FMZNF)?
The net margin of Family Zone Cyber Safety Limited is −30.7% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Family Zone Cyber Safety Limited (FMZNF)?
The return on equity (ROE) of Family Zone Cyber Safety Limited is −31.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Family Zone Cyber Safety Limited (FMZNF)?
On an EBIT basis the return on assets of Family Zone Cyber Safety Limited is −22.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Family Zone Cyber Safety Limited (FMZNF)?
The operating margin of Family Zone Cyber Safety Limited is −18.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Family Zone Cyber Safety Limited (FMZNF)?
Revenue at Family Zone Cyber Safety Limited is growing +24.3% versus a year earlier (3y avg +37.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does Family Zone Cyber Safety Limited (FMZNF) generate?
The free cash flow of Family Zone Cyber Safety Limited is −A$17.4M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Family Zone Cyber Safety Limited (FMZNF) carry?
The net debt of Family Zone Cyber Safety Limited is A$34.9M (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Thin data
Jul 16, 2026