Finbar Group Ltd (FRI) fair value: what the stock is really worth
As of Sep 23, 2026: fair value of Finbar Group Ltd A$0.69, price A$0.70, upside -2.1%, quality 74 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range A$0.5049 – A$0.9112 · fair‑value band A$0.4387 – A$0.7598 · the A$0.7000 price screens above the A$0.6854 fair value. Dashed = 300-day average. As of Sep 23, 2026.
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Finbar Group Limited, together with its subsidiaries, engages in the property development and investment business in Australia. The company operates through Residential Apartment Development, Commercial Office/Retail Development, and Rental of Property segments.
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Finbar Group Limited, together with its subsidiaries, engages in the property development and investment business in Australia. The company operates through Residential Apartment Development, Commercial Office/Retail Development, and Rental of Property segments. It is involved in the development of commercial properties and medium to high density residential buildings; and sells residential and commercial properties, as well as rents its properties. The company was incorporated in 1984 and is based in East Perth, Australia.
Stock analysis
Finbar Group Ltd (FRI) currently trades at A$0.7000, while our model-based Fair Value estimate is A$0.6854, implying the stock looks roughly 2.1% fairly valued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of A$4.58 per share, and 14 of the 16 models we run sit above the A$0.7000 price.
Bear case: the Asset-Based group reads lowest at A$0.6100, and 2 of the 16 models stay below the price. Evidence for this calculation is low.
Scenario range: A$0.4387 (bear) to A$0.7598 (bull), the price of A$0.7000 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 74/100 (solid quality), in the Real Estate sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Finbar Group Ltd reported revenue of A$284M in FY2025 versus A$103M in FY2021, a compound +28.8%/yr. Reported net income was A$14.4M in FY2025, compounding +12.9%/yr from FY2021.
Key figures
Market cap A$190M (≈ $134M) · P/E ratio 11.7 · P/S ratio 0.59 · EPS (TTM) A$0.0600 · Dividend yield 6.4% · Net margin 5.1% · Return on equity 6.3% · Return on assets (EBIT) 2.9%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 37 out of 100 (low confidence).
What moves the price
The share trades about 23% below its 52-week high and 4% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at 54% fair-value upside, at −2%, FRI screens richer than that median.
Fair Value models
Bear A$0.4387Fair Value A$0.6854Bull A$0.7598
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 12 months old). Earnings retained since then (A$0.0150 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.80/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+52.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+46.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+13.2%
Start year 2020 (pandemic). Over 10 years: +12.3% a year
Revenue growth 25 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+17.8%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+16.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year+10.2%
Dividend (yield on the price)6.4%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.10% vs −8%, picking up
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.7% → 8%
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate - Development · 578 stocks
Beats the industry median on 10/14 measures
Overall it ranks above its industry peers.
Valuation
Quality Score74 · Top 25%
Fair Value upside−2% · Below median
Profitability
Return on equity (TTM)6% · Above median
Return on assets3% · Top 25%
Net margin (TTM)9% · Above median
Operating margin (TTM)16% · Above median
Growth and dividend
Revenue growth−50% · Bottom 25%
Dividend yield (TTM)6.4% · Top 25%
Balance sheet
Debt / equity0.14× · Below median
Valuation Multiplesvs Real Estate - Development median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Finbar Group Ltd Fair Value". https://www.fairvalue-calculator.com/stock/FRI
Frequently asked questions
Is Finbar Group Ltd (FRI) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of A$0.6854 versus a price of A$0.7000, about −2% upside (fairly valued).
What is the fair value of FRI?
Our model-based fair value for Finbar Group Ltd is A$0.6854 (as of Sep 23, 2026), built from audited fundamentals. The current price: A$0.7000.
What is the quality score of FRI?
Finbar Group Ltd has a Quality Score of 74/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Finbar Group Ltd (FRI)?
Our model-based price target is the fair value of A$0.6854 (as of Sep 23, 2026) from 16 valuation models. Cautious scenario A$0.4387, optimistic scenario A$0.7598. It is a calculation from audited fundamentals, not an analyst target.
What is the Finbar Group Ltd stock forecast for 2026?
Our models put fair value at A$0.6854, about −2% upside versus a price of A$0.7000 (fairly valued). Cautious scenario A$0.4387, optimistic scenario A$0.7598. The calculation is refreshed regularly with new filings.
What is the revenue of Finbar Group Ltd (FRI)?
Finbar Group Ltd reported trailing-twelve-month revenue of about A$176M (latest available figure, as of Sep 23, 2026).
Does Finbar Group Ltd pay a dividend?
Finbar Group Ltd currently shows a dividend yield of about 6.43% relative to its recent price (as of Sep 23, 2026).
What is the intrinsic value of Finbar Group Ltd (FRI)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Finbar Group Ltd it is A$0.6854 per share (as of Sep 23, 2026), against a price of A$0.7000. It is the blended result of 16 valuation models (cash flow, earnings, asset, dividend).
Is Finbar Group Ltd stock overvalued or undervalued in 2026?
As of Sep 23, 2026, FRI trades above its calculated fair value: price A$0.7000, fair value A$0.6854, a gap of about −2% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of FRI?
No. The price is what the market pays today (A$0.7000); the fair value is what the company's own numbers justify (A$0.6854). For Finbar Group Ltd the two are A$0.0146 per share apart. That gap is exactly why we show both numbers side by side.
How much is Finbar Group Ltd worth?
The market values Finbar Group Ltd at about A$190M (market capitalisation, as of Sep 23, 2026). Per share that is A$0.7000; our models calculate a fair value of A$0.6854 per share.
What do the bullish and bearish scenarios say about FRI?
Our models span a range for Finbar Group Ltd: cautious scenario A$0.4387, base A$0.6854, optimistic A$0.7598 per share (as of Sep 23, 2026, price A$0.7000). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of FRI?
Finbar Group Ltd trades at a price-to-earnings ratio of 11.7 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of A$0.6854 is built from several models across several years. Other multiples: P/B 0.5, P/S 0.8, EV/EBITDA 6.8.
How solid is the balance sheet of Finbar Group Ltd (FRI)?
Balance-sheet figures for Finbar Group Ltd (as of Sep 23, 2026): return on equity 6.3%, debt of 0.14 per unit of equity. They feed the Quality Score of 74/100, which measures business quality independently of the share price.
How far is FRI from its 52-week high?
Finbar Group Ltd trades at A$0.7000, about 23% below its 52-week high of A$0.9112 and 4% above the low of A$0.6700 (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of A$0.6854 is for.
Which stocks are comparable to Finbar Group Ltd?
From the same area (Real Estate) we also value Sun Hung Kai Properties Limited, China Resources Land Limited, Vinhomes Joint Stock Company, CK Asset Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Finbar Group Ltd stock attractive at the current price?
The data as of Sep 23, 2026: price A$0.7000, calculated fair value A$0.6854 (−2%), Quality Score 74/100, from 16 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of FRI calculated?
We run Finbar Group Ltd through 16 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of A$0.6854, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.1 % above its aggregate fair value. Finbar Group Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Finbar Group Ltd (FRI)?
The closing price on Sep 23, 2026 was A$0.7000. Our model-based fair value is A$0.6854, about −2% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Finbar Group Ltd right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Where does the earnings growth of Finbar Group Ltd (FRI) come from?
Earnings per share at Finbar Group Ltd grew −9.7 % a year from 2014 to 2025. Broken into its drivers: revenue per share −1.1 %, EBIT margin −8.4 %, tax rate −0.5 %, residual (interest, one-offs) +0.1 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Finbar Group Ltd
How large is the market capitalisation of Finbar Group Ltd (FRI)?
The market capitalisation of Finbar Group Ltd is A$190M (≈ $134M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Finbar Group Ltd (FRI)?
The price-to-sales ratio of Finbar Group Ltd is 0.59 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Finbar Group Ltd (FRI)?
Earnings per share at Finbar Group Ltd are A$0.0600 (price ÷ EPS = P/E 11.7). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Finbar Group Ltd (FRI)?
The dividend yield of Finbar Group Ltd is 6.4% (payout 75.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Finbar Group Ltd (FRI)?
The net margin of Finbar Group Ltd is 5.1% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Finbar Group Ltd (FRI)?
The return on equity (ROE) of Finbar Group Ltd is 6.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Finbar Group Ltd (FRI)?
On an EBIT basis the return on assets of Finbar Group Ltd is 2.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Finbar Group Ltd (FRI)?
The operating margin of Finbar Group Ltd is 15.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Finbar Group Ltd (FRI)?
Revenue at Finbar Group Ltd is growing −49.9% versus a year earlier (3y avg +46.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Finbar Group Ltd (FRI)?
Earnings per share at Finbar Group Ltd are growing +13.1% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Finbar Group Ltd (FRI) generate?
The free cash flow of Finbar Group Ltd is A$180M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Finbar Group Ltd (FRI) carry?
The net debt of Finbar Group Ltd is A$13.9M (fiscal year 2025, ≈ 0.1 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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