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F-Secure Oyj (FSECURE) Fair Value & Analysis

Technology · FI · Market cap €360M

FS F-Secure Oyj FSECURE · HE
Price€1.91
Fair Value€1.97
Upside+3.3%
Quality58/100
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Mixed Growth
Solidly profitable · 13.7% net margin
High debt · generates free cash flow
2.05% dividend yield
Ranks above peers (9/14)
Wide moat 72/100
Evidence: High Range €1.07 – €3.16 Share as image

Fair value as of: Jul 11, 2026

From 26 valuation models · updated 30 days ago

Fair value updated Jul 11, 2026, revised from €2.01 to €1.97 (−2.0%) since Jun 24, 2026. Share price −6.2% over the past month.

A solid business, currently priced close to our fair value.

What matters now

  • The model range is unusually wide (€1.07 to €3.16). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
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Price vs Fair Value (4 years)

€3.15 €1.55 Fair Value €1.97 Jul 2022 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 11, 2026.

How to read this chart

49‑month range €1.55 – €3.15 · fair‑value band €1.07 – €3.16 · the €1.91 price screens below the €1.97 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 11, 2026.

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Analysis

F-Secure Oyj (FSECURE) currently trades at €1.91, while our model-based Fair Value estimate is €1.97, implying the stock looks roughly 3.3% fairly valued today. The Quality Score stands at 58/100 (solid quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, F-Secure Oyj generated revenue of €145M at a net margin of 13.7%. Revenue declined 2.1% year over year. It earns a return on equity of 38.2%. Net debt stands at €149M. Fundamentals as of Jul 11, 2026

Our scenario range runs from €1.07 (bear case) to €3.16 (bull case); at €1.91, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 14% below its 52-week high and 23% above its 52-week low, currently above its 200-day average. For context, the median of 10 Technology peers we cover trades at -50% fair-value upside, at 3%, FSECURE screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF €1.03 €1.70 €2.55 80
Residual Income €0.8000 €1.17 €10.48 76
Rev-Margin DCF €0.8500 €1.68 €2.65 74
All 26 models by family
DCF Models
FCF DCF €1.02 €1.80 €2.85 38
Owner Earnings €0.7600 €1.42 €2.31 31
5Y Revenue Exit €0.8500 €1.67 €2.71 39
5Y EBITDA Exit €1.54 €2.97 €4.65 41
5Y P/E Exit €1.04 €2.03 €3.07 38
10Y Revenue Exit €0.8600 €1.59 €2.55 36
10Y EBITDA Exit €1.30 €2.42 €3.92 37
10Y P/E Exit €1.01 €1.82 €2.81 35
Earnings-Based
Graham-Dodd €0.8700 €2.83 €3.79 54
Lynch FV €0.6300 €0.9100 €1.18 50
PEG = 1.0 €0.6300 €0.9100 €1.18 46
EPV €0.7000 €0.8800 €1.04 59
Dividend Discount
Gordon GGM €0.3100 €0.5600 €0.7700 70
DDM Multi-Stage €0.3100 €0.4900 €0.6000 61
Multiples
P/E Multiple €1.92 €2.56 €3.20 63
P/S Multiple €1.56 €2.09 €2.61 58
P/B Multiple €0.7200 €0.9600 €1.20 55
EV/EBIT €2.03 €2.92 €3.82 53
EV/EBITDA €2.20 €3.15 €4.10 54
EV/Revenue €0.8100 €1.43 €2.06 43
Asset-Based
NCAV (Graham) €0.1600 €0.2100 €0.3200 50
Growth DCF
Growth DCF €1.03 €1.70 €2.55 80
Rev-Margin DCF €0.8500 €1.68 €2.65 74
Economic Profit
Residual Income €0.8000 €1.17 €10.48 76
ROIC Compounder €0.7700 €1.08 €1.43 72
Growth Earnings
Growth-Adj P/E €1.62 €2.32 €3.01 68

Widest divergence: Growth Earnings (€2.32) versus Asset-Based (€0.2100). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) €145M
Revenue growth (YoY) -2.1%
Net margin 13.7%
Return on equity 38.2%
Free cash flow €30.8M FY2025
P/E ratio 18.3
More key figures
Operating margin 20.7%
EPS (TTM) €0.1200
Dividend yield 2.0%
EPS growth (YoY) -33.3%
Net debt €149M FY2025

Figures from reported company fundamentals · as of Jul 11, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 58/100

Of which business quality 57 · Market factors (momentum, volatility) 56

Profitability 67
Margins and returns on capital today
Quality Growth 39
Are margins and returns improving?
Cashflow 86
Earnings quality: real cash, not paper profit
Fin. Strength 24
Balance sheet, leverage, solvency risk
Investment 21
Disciplined investing over empire-building
Low Volatility 68
Calm price path (market factor)
Momentum 52
Price trend over the last 3–12 months (market factor)
52W Momentum 50
Distance to the 52-week high (market factor)
Net Issuance 94
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

F-Secure Oyj operates as a cybersecurity company in Finland and internationally. The company designs and offers security and privacy products and services that help consumers to protect themselves against online threats.

Full company description

F-Secure Oyj operates as a cybersecurity company in Finland and internationally. The company designs and offers security and privacy products and services that help consumers to protect themselves against online threats. It also provides cybersecurity products and services related to endpoint security, privacy protection, password management and digital identity protection, and router security that protects consumers' entire connected home. The company's products include F-Secure Total, an online protection app; F-Secure Internet Security, an antivirus; F-Secure VPN; F-Secure ID Protection, used to protect passwords and online identity; and F-Secure Scam Protection. F-Secure Oyj was founded in 1988 and is headquartered in Helsinki, Finland.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

F-Secure Oyj reported revenue of €146M in FY2025 versus €106M in FY2021, a compound +8.2%/yr. Reported net income was €22.4M in FY2025, compounding −10.2%/yr from FY2021.

Growth Quality 80/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
€146M
Latest YoY
−0.4%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+9.5%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+7.8%
Avg. growth/yr (6Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+7.4%
Revenue +8.2%/yr
FY21 €106M
FY22 €111M
FY23 €130M
FY24 €146M
FY25 €146M
Net income −10.2%/yr
FY21 €34.4M
FY22 €30.2M
FY23 €22.4M
FY24 €21.1M
FY25 €22.4M

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Cite: Fair Value Calculator (2026). "F-Secure Oyj Fair Value". https://www.fairvalue-calculator.com/stock/FSECURE

Peer Group

Software - Infrastructure · 370 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 58 · Above median
Fair Value upside +3% · Above median
Return on equity (TTM) 38% · Top 25%
Return on assets 8% · Top 25%
Net margin (TTM) 14% · Top 25%
Operating margin (TTM) 21% · Top 25%
Revenue growth -2% · Bottom 25%
Dividend yield (TTM) 2.1% · Above median
Debt / equity 2.23× · Higher than 75% of peers

Valuation Multiples vs Software - Infrastructure median · lower = cheaper

P/E (TTM) 17.2× · Cheaper than median
P/B 7.42× · Pricier than 75% of peers
P/S (TTM) 2.87× · Pricier than median
P/FCF 13.5× · Pricier than median
EV/EBITDA 11.9× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 38 · sector 0
FUTURE 0 · sector 46
PAST 100 · sector 15
HEALTH 0 · sector 98
DIVIDEND 41 · sector 28

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate (as of Jul 11, 2026).

Stock Price Fair Value vs Fair Value
Microsoft Corporation MSFT $384.00 $274.17 -29%
Oracle Corporation ORAC C$9.08 C$2.94 -68%
Fortinet, Inc FTNT $160.78 $44.96 -72%
Synopsys, Inc 1SNPS €354.50 €93.61 -74%
Block, Inc XYZ A$114.53 A$70.69 -38%
CoreWeave, Inc CRWV $79.94 $44.89 -44%
Range Intelligent Computing Technology Group 300442 ¥71.60 ¥34.00 -53%
Oracle Financial Services Software Limited OFSS ₹11,651 ₹5,821 -50%
360 Security Technology Inc 601360 ¥9.64 ¥5.05 -48%
One97 Communications Limited PAYTM ₹1,342 ₹181.50 -86%

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Frequently asked questions

Is F-Secure Oyj (FSECURE) overvalued or undervalued?
As of Jul 11, 2026, our model estimates a fair value of €1.97 versus a price of €1.91, about +3% (fairly valued).
What is the fair value of FSECURE?
Our model-based fair value for F-Secure Oyj is €1.97 (as of Jul 11, 2026), built from audited fundamentals. The current price is €1.91.
What is the quality score of FSECURE?
F-Secure Oyj has a Quality Score of 58/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of F-Secure Oyj (FSECURE)?
F-Secure Oyj reported trailing-twelve-month revenue of about €145M (latest available figure, as of Jul 11, 2026).
What is the net profit margin of FSECURE?
The net profit margin of F-Secure Oyj is about 13.7%, meaning it keeps roughly 13.7% of revenue as net income. Based on the latest reported figures.
Does F-Secure Oyj pay a dividend?
F-Secure Oyj currently shows a dividend yield of about 1.96% relative to its recent price (as of Jul 11, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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