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Gandhar Oil Refinery (India) Limited (GANDHAR) Fair Value & Analysis

Energy · IN · Market cap ₹18.3B

GO Gandhar Oil Refinery (India) Limited GANDHAR · NSE
Price₹245.57
Fair Value₹157.31
Upside-35.9%
Quality48/100
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Expensive Growth
Thin margins · 3.2% net margin
Low debt · generates free cash flow
Mixed vs. peers (8/14)
Narrow moat 35/100
Evidence: High Range ₹112.77 – ₹199.71 Share as image

Fair value as of: Aug 13, 2026

From 25 valuation models · updated 3 days ago

Share price +19.8% over the past month.

Below-average quality, and screening another 36% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (₹199.71). The favourable scenario is already priced in.
  • Solid but not exceptional quality (48/100) and above fair value, neither a clear bargain nor a standout compounder.
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Price vs Fair Value (3 years)

₹303.68 ₹115.71 Fair Value ₹157.31 Nov 2023 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

32‑month range ₹115.71 – ₹303.68 · fair‑value band ₹112.77 – ₹199.71 · the ₹245.57 price screens above the ₹157.31 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

Gandhar Oil Refinery (India) Limited (GANDHAR) currently trades at ₹245.57, while our model-based Fair Value estimate is ₹157.31, implying the stock looks roughly 35.9% overvalued today. The Quality Score stands at 48/100 (below-average quality), in the Energy sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Gandhar Oil Refinery (India) Limited generated revenue of ₹42.4B at a net margin of 3.2%. Revenue grew 13.7% year over year. It earns a return on equity of 10.2%. Net debt stands at ₹1.8B. Fundamentals as of Aug 13, 2026

Our scenario range runs from ₹112.77 (bear case) to ₹199.71 (bull case); at ₹245.57, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 114% above its 52-week low, currently above its 200-day average. For context, the median of 10 Energy peers we cover trades at -56% fair-value upside, at -36%, GANDHAR screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF ₹35.57 ₹51.37 ₹76.55 80
Residual Income ₹121.03 ₹135.00 ₹232.55 76
ROIC Compounder ₹176.59 ₹228.84 ₹298.60 72
All 25 models by family
DCF Models
FCF DCF ₹35.36 ₹51.53 ₹77.42 38
Owner Earnings ₹114.06 ₹180.94 ₹288.03 31
5Y Revenue Exit ₹140.33 ₹255.67 ₹410.11 39
5Y EBITDA Exit ₹83.05 ₹144.63 ₹219.44 41
5Y P/E Exit ₹105.37 ₹187.91 ₹278.43 38
10Y Revenue Exit ₹96.95 ₹193.96 ₹337.10 36
10Y EBITDA Exit ₹65.96 ₹115.35 ₹186.60 37
10Y P/E Exit ₹80.40 ₹145.99 ₹233.17 35
Earnings-Based
Graham-Dodd ₹94.05 ₹344.56 ₹465.13 54
Lynch FV ₹82.19 ₹117.42 ₹152.64 50
PEG = 1.0 ₹82.19 ₹117.42 ₹152.64 46
EPV ₹167.21 ₹193.37 ₹216.26 59
Dividend Discount
Gordon GGM ₹11.47 ₹23.85 ₹37.84 70
DDM Multi-Stage ₹11.47 ₹20.11 ₹25.04 61
Multiples
P/E Multiple ₹145.22 ₹193.62 ₹242.03 63
P/S Multiple ₹176.34 ₹235.11 ₹293.89 58
P/B Multiple ₹176.34 ₹235.11 ₹293.89 55
EV/EBIT ₹167.03 ₹219.29 ₹271.55 53
EV/EBITDA ₹118.05 ₹153.99 ₹189.92 54
EV/Revenue ₹200.48 ₹282.00 ₹363.52 43
Asset-Based
NCAV (Graham) ₹69.08 ₹92.57 ₹138.17 50
Growth DCF
Growth DCF ₹35.57 ₹51.37 ₹76.55 80
Economic Profit
Residual Income ₹121.03 ₹135.00 ₹232.55 76
ROIC Compounder ₹176.59 ₹228.84 ₹298.60 72
Growth Earnings
Growth-Adj P/E ₹122.60 ₹175.14 ₹227.68 68

Widest divergence: Multiples (₹219.29) versus Dividend Discount (₹20.11). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) ₹42.4B
Revenue growth (YoY) +13.7%
Net margin 3.2%
Return on equity 10.2%
Free cash flow ₹207M FY2026
P/E ratio 17.8
More key figures
Operating margin 5.1%
EPS (TTM) ₹13.83
EPS growth (YoY) +268%
Net debt ₹1.8B FY2026

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 48/100

Of which business quality 49 · Market factors (momentum, volatility) 84

Profitability 49
Margins and returns on capital today
Quality Growth 42
Are margins and returns improving?
Cashflow 14
Earnings quality: real cash, not paper profit
Fin. Strength 67
Balance sheet, leverage, solvency risk
Investment 48
Disciplined investing over empire-building
Low Volatility 53
Calm price path (market factor)
Momentum 96
Price trend over the last 3–12 months (market factor)
52W Momentum 100
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Gandhar Oil Refinery (India) Limited manufactures and sells white oils with focus on the consumer and healthcare sectors in India.

Full company description

Gandhar Oil Refinery (India) Limited manufactures and sells white oils with focus on the consumer and healthcare sectors in India. It offers waxes, and jellies for consumer, healthcare, plastics, chemical, textiles, and fragrance industries; lubricants, including automotive oils and industrial oils for automobile, and industrial machines and equipment; and process and insulating oils comprising transformer oils and rubber processing oils for transformer manufacturers, power generation and distribution, and tyre and rubber product manufacturers. The company also involved in trading non-coking coal; and the provision of logistics services, including cargo handling and transportation. Further, it operates consignment and del-credere agency; and sells polymer products. The company sells its products under Divyol brand. It exports its products to the Americas, Europe, Africa, and the Asia-Pacific. Gandhar Oil Refinery (India) Limited was incorporated in 1992 and is headquartered in Mumbai, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Gandhar Oil Refinery (India) Limited reported revenue of ₹42.4B in FY2026 versus ₹33.9B in FY2022, a compound +5.8%/yr. Reported net income was ₹1.4B in FY2026, compounding −5.3%/yr from FY2022.

Growth Quality 62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2026)
₹42.4B
Latest YoY
+8.5%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+1.3%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+13.8%
Avg. growth/yr (13Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+10.0%
Revenue +5.8%/yr
FY22 ₹33.9B
FY23 ₹40.8B
FY24 ₹41.1B
FY25 ₹39.1B
FY26 ₹42.4B
Net income −5.3%/yr
FY22 ₹1.7B
FY23 ₹1.9B
FY24 ₹1.4B
FY25 ₹800M
FY26 ₹1.4B
Character of growth · EPS growth decomposed (2015-2026) −17.5 % p.a.
Revenue per share −20.8 pp

of which total revenue +7.2 pp · buybacks/dilution −28.1 pp

EBIT margin +7.6 pp
Tax rate +0.2 pp
Residual (interest, one-offs) −4.5 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

GANDHAR screens 36% overvalued. Compare with Reliance Industries Limited →

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Cite: Fair Value Calculator (2026). "Gandhar Oil Refinery (India) Limited Fair Value". https://www.fairvalue-calculator.com/stock/GANDHAR

Peer Group

Oil & Gas Refining & Marketing · 115 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 48 · Below median
Fair Value upside −36% · Below median
Return on equity (TTM) 10% · Above median
Return on assets 6% · Top 25%
Net margin (TTM) 3% · Above median
Operating margin (TTM) 5% · Below median
Revenue growth 14% · Above median
Dividend yield (TTM) 0.7% · Bottom 25%
Debt / equity 0.02× · Lower than 75% of peers

Valuation Multiples vs Oil & Gas Refining & Marketing median · lower = cheaper

P/E (TTM) 17.8× · Pricier than median
P/B 1.35× · Cheaper than median
P/S (TTM) 0.43× · Pricier than median
P/FCF 0.9× · Cheaper than median
EV/EBITDA 7.4× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 15
FUTURE 69 · sector 15
PAST 41 · sector 33
HEALTH 99 · sector 81
DIVIDEND 13 · sector 68

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

Oil & gas

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Oil & Gas Refining & Marketing stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Reliance Industries Limited RELIANCE ₹1,329 ₹751.26 -43%
Valero Energy Corporation VLO $330.21 $127.32 -61%
Marathon Petroleum Corporation MPC $348.25 $133.18 -62%
Phillips 66 PSX $225.58 $99.41 -56%
Neste Oyj NESTE €29.61 €3.83 -87%
Formosa Petrochemical Corporation 6505 70.20 TWD 15.32 TWD -78%
Bharat Petroleum Corporation BPCL ₹317.00 ₹846.81 +167%
SK Innovation Co 096770 122,400 KRW 53,541 KRW -56%
S-Oil Corporation 010950 140,900 KRW 19,441 KRW -86%
HD Hyundai Co 267250 230,500 KRW 286,077 KRW +24%

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Frequently asked questions

Is Gandhar Oil Refinery (India) Limited (GANDHAR) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of ₹157.31 versus a price of ₹245.57, about −36% (overvalued).
What is the fair value of GANDHAR?
Our model-based fair value for Gandhar Oil Refinery (India) Limited is ₹157.31 (as of Aug 13, 2026), built from audited fundamentals. The current price is ₹245.57.
What is the quality score of GANDHAR?
Gandhar Oil Refinery (India) Limited has a Quality Score of 48/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Gandhar Oil Refinery (India) Limited (GANDHAR)?
Gandhar Oil Refinery (India) Limited reported trailing-twelve-month revenue of about ₹42.4B (latest available figure, as of Aug 13, 2026).
What is the net profit margin of GANDHAR?
The net profit margin of Gandhar Oil Refinery (India) Limited is about 3.2%, meaning it keeps roughly 3.2% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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