General Commercial & Industrial S.A (GEBKA) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of General Commercial & Industrial S.A €1.67, price €2.10, upside -20.5%, quality 64 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range €0.8822 – €2.54 · fair‑value band €1.12 – €2.25 · the €2.10 price screens above the €1.67 fair value. Dashed = 300-day average. As of Sep 23, 2026.
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General Commercial & Industrial S.A. supplies industrial and hydraulic equipment in Greece and East European countries.
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General Commercial & Industrial S.A. supplies industrial and hydraulic equipment in Greece and East European countries. It offers pipes, fittings, flanges, valves, building-HVAC, manhole covers and gratings, and other products, such as water meters, electrodes, compressed soft fiber and spiral wound gaskets, ring joints, stud bolts with nuts, dismantling and expansion joints, and hand and power tools, as well as firefighting products, including sprinklers, valves and systems, foam systems, grooved products, valves, and various hangers and fasteners. The company is also involved in producing, marketing, and supplying energy from renewable energy sources and conventional fuels. It serves industrial, hydraulic works, infrastructure projects, energy, shipping, refineries industries. The company was founded in 1966 and is based in Aspropyrgos, Greece.
Stock analysis
General Commercial & Industrial S.A (GEBKA) currently trades at €2.10, while our model-based Fair Value estimate is €1.67, implying the stock looks roughly 25.8% overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of €2.90 per share, and 12 of the 24 models we run sit above the €2.10 price.
Bear case: the Dividend Discount group reads lowest at €0.5000, and 12 of the 24 models stay below the price. Evidence for this calculation is low.
Scenario range: €1.12 (bear) to €2.25 (bull), the price of €2.10 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 64/100 (solid quality), in the Industrials sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
General Commercial & Industrial S.A reported revenue of €41.9M in FY2022 versus €27.2M in FY2018, a compound +11.5%/yr. Reported net income was €3.9M in FY2022, compounding +41.7%/yr from FY2018.
Key figures
Market cap €50.5M · P/E ratio 47.7 · P/S ratio 4.43 · EPS (TTM) €0.0440 · Dividend yield 4.8% · Net margin 9.3% · Return on equity 9.3% · Return on assets (EBIT) 8.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (low confidence).
What moves the price
The share trades about 17% below its 52-week high and 13% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Industrials peers we cover trades at −29% fair-value upside, at −20%, GEBKA screens cheaper than that median.
Fair Value models
Bear €1.12Fair Value €1.67Bull €2.25
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.73/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+0.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+12.3%
Revenue growth 18 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.1%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
4.8% (2017) → 12.8% (2022)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: only 3 usable fiscal years, at least 4 required
Compare General Commercial & Industrial S.A with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Industrial Distribution · 112 stocks
Beats the industry median on 8/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score64 · Above median
Fair Value upside−21% · Below median
Profitability
Return on equity (TTM)9% · Above median
Return on assets6% · Top 25%
Net margin (TTM)6% · Above median
Operating margin (TTM)7% · Above median
Growth and dividend
Revenue growth32% · Top 25%
Dividend yield (TTM)4.8% · Top 25%
Balance sheet
Debt / equity0.02× · Below median
Valuation Multiplesvs Industrial Distribution median · lower = cheaper
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Is General Commercial & Industrial S.A (GEBKA) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of €1.67 versus a price of €2.10, about −20% upside (overvalued).
What is the fair value of GEBKA?
Our model-based fair value for General Commercial & Industrial S.A is €1.67 (as of Sep 23, 2026), built from audited fundamentals. The current price: €2.10.
What is the quality score of GEBKA?
General Commercial & Industrial S.A has a Quality Score of 64/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for General Commercial & Industrial S.A (GEBKA)?
Our model-based price target is the fair value of €1.67 (as of Sep 23, 2026) from 24 valuation models. Cautious scenario €1.12, optimistic scenario €2.25. It is a calculation from audited fundamentals, not an analyst target.
What is the General Commercial & Industrial S.A stock forecast for 2026?
Our models put fair value at €1.67, about −20% upside versus a price of €2.10 (overvalued). Cautious scenario €1.12, optimistic scenario €2.25. The calculation is refreshed regularly with new filings.
What is the revenue of General Commercial & Industrial S.A (GEBKA)?
General Commercial & Industrial S.A reported trailing-twelve-month revenue of about €48.3M (latest available figure, as of Sep 23, 2026).
Does General Commercial & Industrial S.A pay a dividend?
General Commercial & Industrial S.A currently shows a dividend yield of about 4.76% relative to its recent price (as of Sep 23, 2026).
What is the intrinsic value of General Commercial & Industrial S.A (GEBKA)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For General Commercial & Industrial S.A it is €1.67 per share (as of Sep 23, 2026), against a price of €2.10. It is the blended result of 24 valuation models (cash flow, earnings, asset, dividend).
Is General Commercial & Industrial S.A stock overvalued or undervalued in 2026?
As of Sep 23, 2026, GEBKA trades above its calculated fair value: price €2.10, fair value €1.67, a gap of about −20% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of GEBKA?
No. The price is what the market pays today (€2.10); the fair value is what the company's own numbers justify (€1.67). For General Commercial & Industrial S.A the two are €0.4300 per share apart. That gap is exactly why we show both numbers side by side.
How much is General Commercial & Industrial S.A worth?
The market values General Commercial & Industrial S.A at about €50.5M (market capitalisation, as of Sep 23, 2026). Per share that is €2.10; our models calculate a fair value of €1.67 per share.
What do the bullish and bearish scenarios say about GEBKA?
Our models span a range for General Commercial & Industrial S.A: cautious scenario €1.12, base €1.67, optimistic €2.25 per share (as of Sep 23, 2026, price €2.10). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of GEBKA?
General Commercial & Industrial S.A trades at a price-to-earnings ratio of 47.7 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of €1.67 is built from several models across several years. Other multiples: P/B 2.0, P/S 1.2, EV/EBITDA 13.3.
How solid is the balance sheet of General Commercial & Industrial S.A (GEBKA)?
Balance-sheet figures for General Commercial & Industrial S.A (as of Sep 23, 2026): return on equity 9.3%, debt of 0.02 per unit of equity. They feed the Quality Score of 64/100, which measures business quality independently of the share price.
How far is GEBKA from its 52-week high?
General Commercial & Industrial S.A trades at €2.10, about 17% below its 52-week high of €2.54 and 13% above the low of €1.86 (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of €1.67 is for.
Which stocks are comparable to General Commercial & Industrial S.A?
From the same area (Industrials) we also value W.W. Grainger, Inc, Fastenal Company, Ferguson Enterprises Inc, WESCO International, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is General Commercial & Industrial S.A stock attractive at the current price?
The data as of Sep 23, 2026: price €2.10, calculated fair value €1.67 (−20%), Quality Score 64/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of GEBKA calculated?
We run General Commercial & Industrial S.A through 24 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of €1.67, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.2 % above its aggregate fair value. General Commercial & Industrial S.A itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of General Commercial & Industrial S.A (GEBKA)?
The closing price on Sep 24, 2026 was €2.10. Our model-based fair value is €1.67, about −20% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with General Commercial & Industrial S.A right now?
Solid but not exceptional quality (64/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (€1.12 to €2.25) leaves room in how you read the outcome. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
Key figures of General Commercial & Industrial S.A
How large is the market capitalisation of General Commercial & Industrial S.A (GEBKA)?
The market capitalisation of General Commercial & Industrial S.A is €50.5M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of General Commercial & Industrial S.A (GEBKA)?
The price-to-sales ratio of General Commercial & Industrial S.A is 4.43 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of General Commercial & Industrial S.A (GEBKA)?
Earnings per share at General Commercial & Industrial S.A are €0.0440 (price ÷ EPS = P/E 47.7). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of General Commercial & Industrial S.A (GEBKA)?
The dividend yield of General Commercial & Industrial S.A is 4.8%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of General Commercial & Industrial S.A (GEBKA)?
The net margin of General Commercial & Industrial S.A is 9.3% (fiscal year 2022). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of General Commercial & Industrial S.A (GEBKA)?
The return on equity (ROE) of General Commercial & Industrial S.A is 9.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of General Commercial & Industrial S.A (GEBKA)?
On an EBIT basis the return on assets of General Commercial & Industrial S.A is 8.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of General Commercial & Industrial S.A (GEBKA)?
The operating margin of General Commercial & Industrial S.A is 7.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at General Commercial & Industrial S.A (GEBKA)?
Revenue at General Commercial & Industrial S.A is growing +31.6% versus a year earlier (3y avg +9.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at General Commercial & Industrial S.A (GEBKA)?
Earnings per share at General Commercial & Industrial S.A are growing +145% versus a year earlier. How much earnings per share grew versus a year earlier.
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