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PT Radana Bhaskara Finance Tbk (HDFA) Fair Value & Analysis

Financial Services · ID · Market cap 523B IDR

Price92.00 IDR
Fair Value49.97 IDR
Upside-45.7%
Quality95/100
Evidence: Low Range 32.98 IDR – 49.97 IDR

Fair value as of: Jun 26, 2026

Analysis

PT Radana Bhaskara Finance Tbk (HDFA) currently trades at 92.00 IDR, while our model-based Fair Value estimate is 49.97 IDR — implying the stock looks roughly 45.7% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

About the company

PT Radana Bhaskara Finance Tbk engages in financing activities in Indonesia. The company offers investment financing, working capital financing, multipurpose financing, sharia financing, factoring financing, asset-based financing, selling and buying financing, services financing, and other financing services, as well as business capital facilities. The company was formerly known as PT HD Finance Tbk and changed its name to PT Radana Bhaskara Finance Tbk in June 2014. PT Radana Bhaskara Finance Tbk was incorporated in 1972 and is headquartered in Jakarta, Indonesia. PT Radana Bhaskara Finance Tbk is a subsidiary of Rubicon Investments Holding Pte. Ltd.

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Frequently asked questions

Is PT Radana Bhaskara Finance Tbk (HDFA) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 49.97 IDR versus a price of 92.00 IDR — about −46% (overvalued). Model-based estimate, not financial advice.
What is the fair value of HDFA?
Our 21-model fair value for PT Radana Bhaskara Finance Tbk is 49.97 IDR (as of Jun 26, 2026), built from audited fundamentals. The current price is 92.00 IDR.
What is the quality score of HDFA?
PT Radana Bhaskara Finance Tbk has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.