Fairvalue-Calculator Fairvalue-Calculator
EN DE

Heng Leasing and Capital Public Company (HENG) Fair Value & Analysis

Financial Services · TH · Market cap 3.6B THB

Price0.9300 THB
Fair Value0.8700 THB
Upside-6.5%
Quality95/100
Evidence: High Range 0.5100 THB – 0.8700 THB

Fair value as of: Jun 26, 2026

Analysis

Heng Leasing and Capital Public Company (HENG) currently trades at 0.9300 THB, while our model-based Fair Value estimate is 0.8700 THB — implying the stock looks roughly 6.5% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Heng Leasing and Capital Public Company Limited provides financial services in Thailand. The company offers hire purchase, loans secured against vehicle registrations, land and building loans, regulated personal loans with and without motor vehicle registration as collateral, and nano finance without collateral. It also provides secured, unsecured, mortgage, and occupational loans; and non-life and life insurance brokerage services to retail customers. Heng Leasing and Capital Public Company Limited was founded in 2015 and is headquartered in San Sai, Thailand.

Open the full interactive analysis →

Similar stocks

Visa Inc (V) -96% Mastercard Incorporated (MA) -40% M4I (M4I) -14% American Express Company (AXP) -16% Capital One Financial Corporation (COF) -66% Bajaj Finance Limited (BAJFINANCE) -32%

Frequently asked questions

Is Heng Leasing and Capital Public Company (HENG) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 0.8700 THB versus a price of 0.9300 THB — about −6% (overvalued). Model-based estimate, not financial advice.
What is the fair value of HENG?
Our 21-model fair value for Heng Leasing and Capital Public Company is 0.8700 THB (as of Jun 26, 2026), built from audited fundamentals. The current price is 0.9300 THB.
What is the quality score of HENG?
Heng Leasing and Capital Public Company has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.