Fairvalue-Calculator Fairvalue-Calculator
EN DE

Heritage NOLA Bancorp, Inc (HRGG) Fair Value & Analysis

Financial Services · US · Market cap $24.2M

Price$19.53
Fair Value$5.02
Upside-74.3%
Quality95/100
Evidence: High Range $3.77 – $6.28

Fair value as of: Jun 26, 2026

✦ Find undervalued quality stocks — 34,000+ analysed Find stocks →

Analysis

Heritage NOLA Bancorp, Inc (HRGG) currently trades at $19.53, while our model-based Fair Value estimate is $5.02 — implying the stock looks roughly 74.3% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Heritage NOLA Bancorp, Inc. operates as a holding company for Heritage Bank of St. Tammany that provides various financial services in Louisiana. Its deposit accounts include non-interest-bearing and interest-bearing demand, savings, individual retirement, and certificates of deposit. The company's loan portfolio comprises one- to four-family real estate; multi-family real estate; commercial real estate; construction and land; commercial and consumer; home equity lines of credit; and business loans. In addition, it provides credit and debit cards; safe deposit boxes; merchant services; ATM services; and online and mobile banking services. Heritage NOLA Bancorp, Inc. was founded in 1924 and is headquartered in Covington, Louisiana.

Open the full interactive analysis →

Similar stocks

HDFC Bank Limited (HDFCBANK) +18% PT Bank Central Asia Tbk (BBCA) -1% KB Financial Group (105560) -4% PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) +66% Banco Bradesco S.A (BBD) +100% Shinhan Financial Group (055550) +14%

Frequently asked questions

Is Heritage NOLA Bancorp, Inc (HRGG) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $5.02 versus a price of $19.53 — about −74% (overvalued). Model-based estimate, not financial advice.
What is the fair value of HRGG?
Our 21-model fair value for Heritage NOLA Bancorp, Inc is $5.02 (as of Jun 26, 2026), built from audited fundamentals. The current price is $19.53.
What is the quality score of HRGG?
Heritage NOLA Bancorp, Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.