Sammaan Capital Limited (IBULHSGFIN) Fair Value & Analysis
Financial Services · IN · Market cap ₹97.0B
Fair value as of: Jul 5, 2026
From 10 valuation models · updated today
Share price −1.3% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹115.05 – ₹189.90 · fair‑value band ₹238.70 – ₹304.27 · the ₹175.35 price screens below the ₹304.27 fair value. As of Jul 5, 2026.
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Sammaan Capital Limited (IBULHSGFIN) currently trades at ₹175.35, while our model-based Fair Value estimate is ₹304.27 — implying the stock looks roughly 73.5% undervalued today. We read business quality at 47/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.
Over the trailing twelve months, Sammaan Capital Limited generated revenue of ₹27.2B at a net margin of 44.7%. Revenue grew 1.2% year over year. It earns a return on equity of 6.6%. Net debt stands at ₹441B. Fundamentals as of Jul 5, 2026
Our scenario range runs from ₹238.70 (bear case) to ₹304.27 (bull case); at ₹175.35, the current price sits below that range. The share trades about 9% below its 52-week high and 53% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 57% fair-value upside — at 74%, IBULHSGFIN screens cheaper than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.
About the company
Sammaan Capital Limited, together with its subsidiaries, operates as a non-banking financial company in India. It offers home, NRI home, home renovation and extension, and rural home loans, as well as home loan balance transfers; working capital loans for micro, small and medium enterprises; loan against property; and corporate mortgage loans; as well as emergency credit line guarantee schemes. The company was formerly known as Indiabulls Housing Finance Limited and changed its name to Sammaan Capital Limited in May 2024. Sammaan Capital Limited is based in Mumbai, India.
Revenue & earnings trend
FY2020 – FY2024 · reported fiscal years
Sammaan Capital Limited reported revenue of ₹33.2B in FY2024 versus ₹45.9B in FY2020, a compound −7.8%/yr. Reported net income was ₹12.1B in FY2024, compounding −13.8%/yr from FY2020.
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Similar stocks
10 more Mortgage Finance stocks, each showing price versus our Fair Value estimate (as of Jul 5, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Federal Home Loan Mortgage Corporation FMCCT | $16.25 | $32.50 | +100% |
| Rocket Companies, Inc RKT | $13.34 | $3.90 | -71% |
| Federal National Mortgage Association FNMAS | $11.90 | $20.80 | +75% |
| Bajaj Housing Finance Limited BAJAJHFL | ₹91.33 | ₹61.48 | -33% |
| PennyMac Financial Services, Inc PFSI | $79.81 | $125.45 | +57% |
| LIC Housing Finance Limited LICHSGFIN | ₹553.70 | ₹1,107 | +100% |
| PNB Housing Finance Limited PNBHOUSING | ₹1,064 | ₹1,143 | +7% |
| Aadhar Housing Finance Limited AADHARHFC | ₹518.50 | ₹501.16 | -3% |
| OSB Group OSBGF | $6.65 | $12.45 | +87% |
| Walker & Dunlop, Inc WD | $53.00 | $32.55 | -39% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.