Ind Bank Housing Limited (INDBNK) Fair Value & Analysis
Financial Services · IN · Market cap ₹459M
Fair value as of: Jul 5, 2026
From 3 valuation models · updated today
Share price −2.8% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹36.71 – ₹50.90 · the ₹45.91 price screens above the ₹7.73 fair value. As of Jul 5, 2026.
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Ind Bank Housing Limited (INDBNK) currently trades at ₹45.91, while our model-based Fair Value estimate is ₹7.73 — implying the stock looks roughly 83.2% overvalued today. We read business quality at 49/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).
Over the trailing twelve months, Ind Bank Housing Limited generated revenue of ₹5.1M at a net margin of -17.3%. Revenue grew 148.8% year over year. Net debt stands at ₹1.3B. Fundamentals as of Jul 5, 2026
The share trades about 21% below its 52-week high and 29% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 57% fair-value upside — at -83%, INDBNK screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.
About the company
Ind Bank Housing Limited does not have significant operations. Previously it was involved in the housing finance business. The company was incorporated in 1991 and is based in Chennai, India. Ind Bank Housing Limited operates as a subsidiary of Indian Bank.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Ind Bank Housing Limited reported revenue of ₹0 in FY2026 versus ₹0 in FY2022. Reported net income was −₹883K in FY2026.
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Similar stocks
10 more Mortgage Finance stocks, each showing price versus our Fair Value estimate (as of Jul 5, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Federal Home Loan Mortgage Corporation FMCCT | $16.65 | $30.59 | +84% |
| Rocket Companies, Inc RKT | $14.03 | $17.54 | +25% |
| Federal National Mortgage Association FNMAS | $11.90 | $20.80 | +75% |
| Bajaj Housing Finance Limited BAJAJHFL | ₹91.33 | ₹61.48 | -33% |
| PennyMac Financial Services, Inc PFSI | $79.81 | $125.45 | +57% |
| LIC Housing Finance Limited LICHSGFIN | ₹553.70 | ₹1,107 | +100% |
| PNB Housing Finance Limited PNBHOUSING | ₹1,064 | ₹1,143 | +7% |
| Aadhar Housing Finance Limited AADHARHFC | ₹518.50 | ₹501.16 | -3% |
| OSB Group OSBGF | $6.65 | $12.45 | +87% |
| Walker & Dunlop, Inc WD | $53.00 | $32.55 | -39% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.