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Instituto de Diagnóstico S.A (INDISA) Fair Value & Analysis

Healthcare · CL · Market cap 412B CLP

ID Instituto de Diagnóstico S.A INDISA · SN
Price2,580 CLP
Fair Value1,735 CLP
Upside-32.8%
Quality40/100
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Healthy Growth
Thin margins · 5.0% net margin
Low debt · generates free cash flow
Trails peers (5/14)
Narrow moat 37/100
Evidence: High Range 1,267 CLP – 2,169 CLP Share as image

Fair value as of: Jul 16, 2026

From 24 valuation models · updated 25 days ago

Share price −3.2% over the past month.

Below-average quality, and screening another 33% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (2,169 CLP). The favourable scenario is already priced in.
  • Weak quality (40/100) and above fair value at the same time, the margin of safety is missing on both counts.
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Price vs Fair Value (5 years)

2,845 CLP 1,080 CLP Fair Value 1,735 CLP Jun 2018 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 16, 2026.

How to read this chart

60‑month range 1,080 CLP – 2,845 CLP · fair‑value band 1,267 CLP – 2,169 CLP · the 2,580 CLP price screens above the 1,735 CLP fair value. Dashed = 300-day average. As of Jul 16, 2026.

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Analysis

Instituto de Diagnóstico S.A (INDISA) currently trades at 2,580 CLP, while our model-based Fair Value estimate is 1,735 CLP, implying the stock looks roughly 32.8% overvalued today. The Quality Score stands at 40/100 (below-average quality), in the Healthcare sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Instituto de Diagnóstico S.A generated revenue of 281B CLP at a net margin of 5.0%. Revenue grew 13.9% year over year. It earns a return on equity of 8.4%. Net debt stands at 70.6B CLP. Fundamentals as of Jul 16, 2026

Our scenario range runs from 1,267 CLP (bear case) to 2,169 CLP (bull case); at 2,580 CLP, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 11% below its 52-week high and 28% above its 52-week low, currently below its 200-day average. For context, the median of 10 Healthcare peers we cover trades at 11% fair-value upside, at -33%, INDISA screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 1,500 CLP 2,831 CLP 5,147 CLP 80
Residual Income 1,130 CLP 1,209 CLP 1,370 CLP 76
Rev-Margin DCF 739.76 CLP 1,331 CLP 2,068 CLP 74
All 24 models by family
DCF Models
FCF DCF 1,489 CLP 2,861 CLP 5,240 CLP 38
Owner Earnings 1,154 CLP 2,275 CLP 4,217 CLP 31
5Y Revenue Exit 739.76 CLP 1,323 CLP 2,072 CLP 39
5Y EBITDA Exit 1,026 CLP 1,892 CLP 2,935 CLP 41
5Y P/E Exit 1,290 CLP 2,417 CLP 3,659 CLP 38
10Y Revenue Exit 949.09 CLP 1,577 CLP 2,452 CLP 36
10Y EBITDA Exit 1,166 CLP 1,995 CLP 3,164 CLP 37
10Y P/E Exit 1,342 CLP 2,380 CLP 3,763 CLP 35
Earnings-Based
Graham-Dodd 694.05 CLP 2,804 CLP 3,815 CLP 54
Lynch FV 700.17 CLP 1,000 CLP 1,300 CLP 50
PEG = 1.0 700.17 CLP 1,000 CLP 1,300 CLP 46
EPV 238.78 CLP 340.54 CLP 431.00 CLP 59
Multiples
P/E Multiple 1,684 CLP 2,245 CLP 2,807 CLP 63
P/S Multiple 1,301 CLP 1,735 CLP 2,169 CLP 58
P/B Multiple 1,301 CLP 1,735 CLP 2,169 CLP 55
EV/EBIT 707.12 CLP 1,055 CLP 1,404 CLP 53
EV/EBITDA 921.81 CLP 1,342 CLP 1,762 CLP 54
EV/Revenue 407.97 CLP 727.61 CLP 1,047 CLP 43
Asset-Based
NCAV (Graham) 675.45 CLP 905.11 CLP 1,351 CLP 50
Growth DCF
Growth DCF 1,500 CLP 2,831 CLP 5,147 CLP 80
Rev-Margin DCF 739.76 CLP 1,331 CLP 2,068 CLP 74
Economic Profit
Residual Income 1,130 CLP 1,209 CLP 1,370 CLP 76
ROIC Compounder 238.78 CLP 340.54 CLP 431.00 CLP 72
Growth Earnings
Growth-Adj P/E 1,256 CLP 1,794 CLP 2,333 CLP 68

Widest divergence: DCF Models (1,995 CLP) versus Economic Profit (340.54 CLP). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 281B CLP
Revenue growth (YoY) +13.9%
Net margin 5.0%
Return on equity 8.4%
Free cash flow 21.6B CLP FY2025
P/E ratio 27.7
More key figures
Operating margin 5.9%
EPS (TTM) 96.89 CLP
EPS growth (YoY) -88.9%
Net debt 70.6B CLP FY2025

Figures from reported company fundamentals · as of Jul 16, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 40/100

Of which business quality 42 · Market factors (momentum, volatility) 72

Profitability 36
Margins and returns on capital today
Quality Growth 38
Are margins and returns improving?
Cashflow 42
Earnings quality: real cash, not paper profit
Fin. Strength 48
Balance sheet, leverage, solvency risk
Investment 43
Disciplined investing over empire-building
Low Volatility 95
Calm price path (market factor)
Momentum 57
Price trend over the last 3–12 months (market factor)
52W Momentum 71
Distance to the 52-week high (market factor)
Net Issuance 43
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Instituto de Diagnóstico S.A. provides health services in Chile. It offers patient information and exams instruction, and online services; specialties services; and outpatient services including urgency, laboratory, imaging, vaccination, blood bank, outpatient procedures, and reproductive medicine unit.

Full company description

Instituto de Diagnóstico S.A. provides health services in Chile. It offers patient information and exams instruction, and online services; specialties services; and outpatient services including urgency, laboratory, imaging, vaccination, blood bank, outpatient procedures, and reproductive medicine unit. The company also provides hospitalization services, such as maternity, adult and pediatric hospitalization, adult critical patient unit, pavilion and surgical procedures, neonatology, and robotic surgery; and telemedicine services comprising online consultation and rehabilitation. In addition, it operates health centers, which includes metabolic surgery and nutrition, thyroid and parathyroid, physical medicine and rehabilitation, endometriosis, hemodynamics service, and dialysis centers, as well as provide insurance products. Further, the company offers research and training services, as well as newborn, school, and accident agreements. Instituto de Diagnóstico S.A. was founded in 1961 and is headquartered in Providencia, Chile.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Instituto de Diagnóstico S.A reported revenue of 272B CLP in FY2025 versus 189B CLP in FY2021, a compound +9.6%/yr. Reported net income was 15.7B CLP in FY2025, compounding −6.7%/yr from FY2021.

Growth Quality 85/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
272B CLP
Latest YoY
+13.9%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+12.5%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+14.3%
Avg. growth/yr (11Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+9.2%
Revenue +9.6%/yr
FY21 189B CLP
FY22 191B CLP
FY23 219B CLP
FY24 239B CLP
FY25 272B CLP
Net income −6.7%/yr
FY21 20.7B CLP
FY22 13.0B CLP
FY23 144M CLP
FY24 7.3B CLP
FY25 15.7B CLP

INDISA screens 33% overvalued. Compare with HCA Healthcare, Inc →

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Cite: Fair Value Calculator (2026). "Instituto de Diagnóstico S.A Fair Value". https://www.fairvalue-calculator.com/stock/INDISA

Peer Group

Medical Care Facilities · 261 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 40 · Bottom 25%
Fair Value upside −33% · Below median
Return on equity (TTM) 8% · Above median
Return on assets 6% · Above median
Net margin (TTM) 5% · Above median
Operating margin (TTM) 6% · Below median
Revenue growth 14% · Above median
Dividend yield (TTM) 0.0% · Bottom 25%
Debt / equity 0.34× · Higher than median

Valuation Multiples vs Medical Care Facilities median · lower = cheaper

P/E (TTM) 27.7× · Pricier than median
P/B 1.99× · Pricier than median
P/S (TTM) 1.47× · Pricier than median
P/FCF 0.0× · Cheaper than 75% of peers
EV/EBITDA 10.4× · Pricier than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 23
FUTURE 70 · sector 24
PAST 34 · sector 30
HEALTH 83 · sector 90
DIVIDEND 0 · sector 38

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Medical Care Facilities stocks, each showing price versus our Fair Value estimate (as of Jul 16, 2026).

Stock Price Fair Value vs Fair Value
HCA Healthcare, Inc HCA $378.85 $554.93 +46%
Fresenius SE FRE €41.73 €32.15 -23%
Dr. Sulaiman Al Habib Medical Services Group 4013 235.00 SAR 112.37 SAR -52%
IHH Healthcare Berhad, an investment holding company, Q0F 2.58 SGD 1.44 SGD -44%
Tenet Healthcare Corporation THC $194.91 $338.05 +73%
Rede D'Or São Luiz S.A RDOR3 R$36.01 R$47.31 +31%
DaVita Inc DVA $231.61 $255.97 +11%
Apollo Hospitals Enterprise Limited APOLLOHOSP ₹8,955 ₹2,955 -67%
Fresenius Medical Care AG FMS $24.68 $45.60 +85%
Aier Eye Hospital Group 300015 ¥8.68 ¥7.67 -12%

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Frequently asked questions

Is Instituto de Diagnóstico S.A (INDISA) overvalued or undervalued?
As of Jul 16, 2026, our model estimates a fair value of 1,735 CLP versus a price of 2,580 CLP, about −33% (overvalued).
What is the fair value of INDISA?
Our model-based fair value for Instituto de Diagnóstico S.A is 1,735 CLP (as of Jul 16, 2026), built from audited fundamentals. The current price is 2,580 CLP.
What is the quality score of INDISA?
Instituto de Diagnóstico S.A has a Quality Score of 40/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Instituto de Diagnóstico S.A (INDISA)?
Instituto de Diagnóstico S.A reported trailing-twelve-month revenue of about 281B CLP (latest available figure, as of Jul 16, 2026).
What is the net profit margin of INDISA?
The net profit margin of Instituto de Diagnóstico S.A is about 5.0%, meaning it keeps roughly 5.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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