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Investec Plc, a specialist bank, (INVR) Fair Value & Analysis

Financial Services · GB · Market cap 5.9B GBX

IP Investec Plc, a specialist bank, INVR · LSE
Price£6.65
Fair Value£6.02
Upside-9.5%
Quality95/100
Evidence: High Range £4.51 – £7.52

Fair value as of: Jun 26, 2026

From 15 valuation models · updated 4 days ago

Fair value updated Jun 26, 2026 — revised from £4.89 to £6.02 (+23.1%) since Jun 24, 2026. Share price −0.7% over the past month.

Price vs Fair Value (12 months)

£6.80 £6.05 Fair Value £6.02 Jul 2025 Jun 2026

12‑month range £6.05 – £6.80 · fair‑value band £4.51 – £7.52 · the £6.65 price screens above the £6.02 fair value. As of Jun 26, 2026.

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Analysis

Investec Plc, a specialist bank, (INVR) currently trades at £6.65, while our model-based Fair Value estimate is £6.02 — implying the stock looks roughly 9.5% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, Investec Plc, a specialist bank, generated revenue of £1.0B at a net margin of 33.6%. Revenue grew 3.7% year over year. It earns a return on equity of 9.6%. The balance sheet holds a net cash position of £2.7B. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 1.0B GBX
Revenue growth (YoY) +3.7%
Net margin 33.6%
Return on equity 9.6%
Free cash flow −585M GBX FY2025
P/E ratio 0.1
More key figures
Operating margin 27.0%
EPS (TTM) £52.00
Dividend yield 5.5%
EPS growth (YoY) -3.3%
Net cash 2.7B GBX FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Investec Plc, a specialist bank, provides integrated banking and wealth management products and services to high-net-worth private, corporate, private, intermediary, government, and institutional clients in the United Kingdom and internationally. The company operates four segments: Wealth & Investment; Private Banking; Corporate, Investment Banking, and Other; and Group Investments. It offers wealth and investment services, such as investments and savings, financial planning, and pensions and retirement services to private clients, trusts, charities, intermediaries, pension schemes, and professional advisors. The company also provides specialist banking products and services comprising private client banking services, including lending, private capital, transactional banking, savings, and foreign exchange; corporate and investment banking services, such as lending, treasury and risk management, and advisory solutions, as well as institutional research, sales, and trading. In additio…

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Investec Plc, a specialist bank, reported revenue of £1.0B in FY2025 versus £2.7B in FY2021, a compound −22.0%/yr. Reported net income was £332M in FY2025, compounding +5.4%/yr from FY2021.

Revenue −22.0%/yr
FY21 £2.7B
FY22 £2.9B
FY23 £3.8B
FY24 £4.8B
FY25 £1.0B
Net income +5.4%/yr
FY21 £268M
FY22 £477M
FY23 £765M
FY24 £941M
FY25 £332M

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Frequently asked questions

Is Investec Plc, a specialist bank, (INVR) undervalued?
As of Jun 26, 2026, our model estimates a fair value of £6.02 versus a price of £6.65 — about −9% (overvalued). Model-based estimate, not financial advice.
What is the fair value of INVR?
Our 21-model fair value for Investec Plc, a specialist bank, is £6.02 (as of Jun 26, 2026), built from audited fundamentals. The current price is £6.65.
What is the quality score of INVR?
Investec Plc, a specialist bank, has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Investec Plc, a specialist bank, (INVR)?
Investec Plc, a specialist bank, reported trailing-twelve-month revenue of about £1.0B (latest available figure, as of Jun 26, 2026).
What is the net profit margin of INVR?
The net profit margin of Investec Plc, a specialist bank, is about 33.6%, meaning it keeps roughly 33.6% of revenue as net income. Based on the latest reported figures.
Does Investec Plc, a specialist bank, pay a dividend?
Investec Plc, a specialist bank, currently shows a dividend yield of about 5.45% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.