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JPMorgan Chase & Co (JPMC34) Fair Value & Analysis

Financial Services · BR · Market cap R$4.7T

JC JPMorgan Chase & Co JPMC34 · SA
PriceR$180.05
Fair ValueR$27.90
Upside-84.5%
Quality58/100
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Evidence: High Range R$20.92 – R$34.87 📤 Share as image

Fair value as of: Jul 18, 2026

From 16 valuation models · updated 6 days ago

Fair value updated Jul 18, 2026, revised from R$27.68 to R$27.90 (+0.8%) since Jun 26, 2026. Share price +4.0% over the past month.

Price vs Fair Value (12 months)

R$180.05 R$146.35 Fair Value R$27.90 Jul 2025 Jul 2026

12‑month range R$146.35 – R$180.05 · fair‑value band R$20.92 – R$34.87 · the R$180.05 price screens above the R$27.90 fair value. As of Jul 18, 2026.

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Analysis

JPMorgan Chase & Co (JPMC34) currently trades at R$180.05, while our model-based Fair Value estimate is R$27.90, implying the stock looks roughly 84.5% overvalued today. We read business quality at 58/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, JPMorgan Chase & Co generated revenue of R$174B at a net margin of 33.9%. Revenue grew 12.7% year over year. It earns a return on equity of 16.5%. Net debt stands at R$157B. Fundamentals as of Jul 18, 2026

Our scenario range runs from R$20.92 (bear case) to R$34.87 (bull case); at R$180.05, the current price sits above that range. The share trades about 1% below its 52-week high and 25% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -5% fair-value upside, at -85%, JPMC34 screens richer than that median.

Key figures & financial health

Revenue (TTM) R$174B
Revenue growth (YoY) +12.7%
Net margin 33.9%
Return on equity 16.5%
Free cash flow −R$148B FY2025
P/E ratio 15.1
More key figures
Operating margin 43.7%
EPS (TTM) R$10.58
Dividend yield 3.9%
EPS growth (YoY) +17.2%
Net debt R$157B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 18, 2026. TTM = trailing twelve months.

About the company

JPMorgan Chase & Co. operates as a bank and financial holding company in the United States, rest of North America, Europe, the Middle East, Africa, the Asia Pacific, Latin America, and the Caribbean. It operates in three segments: Consumer & Community Banking, Commercial & Investment Bank, and Asset & Wealth Management. The company offers deposit, investment and lending products, and cash management; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit cards, payment solutions, travel services, merchant offers, lifestyle benefits, auto loans, and leases to consumers and small businesses through bank branches, ATMs, and digital and telephone banking. It also provides investment banking, market-making, financing, custody, and securities products and services; corporate strategy and structure advisory, equity and debt market capital-raising, and loan origination and syndication services; cash and derivative instruments, risk management …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

JPMorgan Chase & Co reported revenue of R$182B in FY2025 versus R$122B in FY2021, a compound +10.6%/yr. Reported net income was R$57.0B in FY2025, compounding +4.2%/yr from FY2021.

Revenue +10.6%/yr
FY21 R$122B
FY22 R$129B
FY23 R$155B
FY24 R$169B
FY25 R$182B
Net income +4.2%/yr
FY21 R$48.3B
FY22 R$37.7B
FY23 R$49.6B
FY24 R$58.5B
FY25 R$57.0B

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Cite: Fair Value Calculator (2026). "JPMorgan Chase & Co Fair Value". https://www.fairvalue-calculator.com/stock/JPMC34

Recent news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection, not financial advice.

Similar stocks

10 more Banks - Diversified stocks, each showing price versus our Fair Value estimate (as of Jul 18, 2026).

Stock Price Fair Value vs Fair Value
Bank of America Corporation NCB €47.41 €13.81 -71%
Industrial and Commercial Bank of China Limited IDCBY $17.83 $35.66 +100%
China Construction Bank Corporation 601939 ¥10.49 ¥17.29 +65%
HSBC Holdings H1SB34 R$117.23 R$84.54 -28%
Agricultural Bank of China Limited 601288 ¥6.40 ¥11.85 +85%
Royal Bank of Canada RY C$286.80 C$210.57 -27%
Bank of China Limited 601988 ¥5.94 ¥11.88 +100%
Wells Fargo & Company WFCO34 R$108.03 R$17.54 -84%
Mitsubishi UFJ Financial Group M1UF34 R$102.50 R$68.76 -33%
Citigroup Inc CTGP34 R$113.41 R$107.65 -5%

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Frequently asked questions

Is JPMorgan Chase & Co (JPMC34) undervalued?
As of Jul 18, 2026, our model estimates a fair value of R$27.90 versus a price of R$180.05, about −85% (overvalued). Model-based estimate, not financial advice.
What is the fair value of JPMC34?
Our model-based fair value for JPMorgan Chase & Co is R$27.90 (as of Jul 18, 2026), built from audited fundamentals. The current price is R$180.05.
What is the quality score of JPMC34?
JPMorgan Chase & Co has a Quality Score of 58/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of JPMorgan Chase & Co (JPMC34)?
JPMorgan Chase & Co reported trailing-twelve-month revenue of about R$174B (latest available figure, as of Jul 18, 2026).
What is the net profit margin of JPMC34?
The net profit margin of JPMorgan Chase & Co is about 33.9%, meaning it keeps roughly 33.9% of revenue as net income. Based on the latest reported figures.
Does JPMorgan Chase & Co pay a dividend?
JPMorgan Chase & Co currently shows a dividend yield of about 3.87% relative to its recent price (as of Jul 18, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.