J Sainsbury plc (JSAIY) Fair Value & Analysis
Consumer Defensive · US · Market cap $8.9B
J Sainsbury plc
JSAIY · US
Fair value as of: Jul 19, 2026
From 24 valuation models · updated 22 days ago
Fair value updated Jul 19, 2026, revised from $28.86 to $20.17 (−30.1%) since Jun 24, 2026. Share price +4.4% over the past month.
A solid business, currently priced close to our fair value.
What matters now
- The price sits close to our fair value, market and models broadly agree here, little valuation tension.
- Our model range runs from $15.13 (bear) to $25.22 (bull), base $20.17. The closer the price sits to the lower half, the larger the margin of safety.
- Quality 62/100 (solid quality) with high evidence: the data supports the verdict.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 19, 2026.
How to read this chart
60‑month range $5.98 – $19.37 · fair‑value band $15.13 – $25.22 · the $19.10 price screens below the $20.17 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 19, 2026.
Analysis
J Sainsbury plc (JSAIY) currently trades at $19.10, while our model-based Fair Value estimate is $20.17, implying the stock looks roughly 5.6% fairly valued today. The Quality Score stands at 62/100 (solid quality), in the Consumer Defensive sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.
Over the trailing twelve months, J Sainsbury plc generated revenue of $33.6B at a net margin of 1.2%. Revenue grew 2.6% year over year. It earns a return on equity of 6.4%. Net debt stands at $424M. Fundamentals as of Jul 19, 2026
Our scenario range runs from $15.13 (bear case) to $25.22 (bull case); at $19.10, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 1% below its 52-week high and 35% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at -31% fair-value upside, at 6%, JSAIY screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 24 models by family
Widest divergence: DCF Models ($41.23) versus Asset-Based ($7.49). Highest evidence: Growth DCF (80).
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 19, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 59 · Market factors (momentum, volatility) 66
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
J Sainsbury plc, together with its subsidiaries, engages in the food, general merchandise and clothing retailing, and financial services activities in the United Kingdom. The company operates through Retail and Financial Services segments.
Full company description
J Sainsbury plc, together with its subsidiaries, engages in the food, general merchandise and clothing retailing, and financial services activities in the United Kingdom. The company operates through Retail and Financial Services segments. It sells food, household, general merchandise, clothing, and fuel through convenience stores and supermarkets, as well as online channels. The company also provides banking and insurance services. It offers its products under the Sainsbury's, Argos, Habitat, Tu, Smart Charge, Nectar, Nectar360, and Sainsbury's Bank brand names. The company was founded in 1869 and is headquartered in London, the United Kingdom.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
J Sainsbury plc reported revenue of $33.6B in FY2026 versus $29.9B in FY2022, a compound +3.0%/yr. Reported net income was $393M in FY2026, compounding −12.7%/yr from FY2022.
Watch JSAIY: get an alert when its fair value changes →
Earlier news
External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.
- Sainsbury’s agrees deal to sell Argos for £120m
- Sainsbury’s sells Argos to Swift Partners retail specialists
- Sainsbury's agrees £120m deal to sell Argos
- Sainsbury’s to sell Argos for just £120m
Peer Group
Grocery Stores · 83 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Grocery Stores median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Grocery Stores stocks, each showing price versus our Fair Value estimate (as of Jul 19, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Loblaw Companies Limited L | C$65.49 | C$44.44 | -32% |
| Koninklijke Ahold Delhaize N.V AD | €36.30 | €53.50 | +47% |
| The Kroger Co KR | $58.82 | $28.19 | -52% |
| Woolworths Group WOW | A$39.20 | A$13.40 | -66% |
| George Weston Limited WN | C$100.98 | C$63.61 | -37% |
| Coles Group COL | A$23.56 | A$15.86 | -33% |
| Metro Inc MRU | C$93.64 | C$94.01 | +0% |
| Carrefour SA CA | €16.40 | €11.51 | -30% |
| CP ALL Public Company TCPD | 1.89 SGD | 2.36 SGD | +25% |
| BIM Birlesik Magazalar A.S., BIMAS | 385.75 TRY | 267.12 TRY | -31% |
Compare J Sainsbury plc with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Consumer Defensive stocks →
Frequently asked questions
Is J Sainsbury plc (JSAIY) overvalued or undervalued?
What is the fair value of JSAIY?
What is the quality score of JSAIY?
What is the revenue of J Sainsbury plc (JSAIY)?
What is the net profit margin of JSAIY?
Does J Sainsbury plc pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track J Sainsbury plc and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.