The Karur Vysya Bank Limited (KARURVYSYA) Fair Value & Analysis
Financial Services · IN · Market cap ₹290B
Fair value as of: Jul 3, 2026
From 26 valuation models · updated yesterday
Share price +0.9% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹204.46 – ₹339.33 · fair‑value band ₹253.27 – ₹422.11 · the ₹293.95 price screens below the ₹337.69 fair value. As of Jul 3, 2026.
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The Karur Vysya Bank Limited (KARURVYSYA) currently trades at ₹293.95, while our model-based Fair Value estimate is ₹337.69 — implying the stock looks roughly 14.9% undervalued today. We read business quality at 51/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, The Karur Vysya Bank Limited generated revenue of ₹62.7B at a net margin of 40.1%. Revenue grew 19.5% year over year. It earns a return on equity of 19.3%. The balance sheet holds a net cash position of ₹26.8B. Fundamentals as of Jul 3, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.
About the company
The Karur Vysya Bank Limited provides various banking and financial services for personal and corporate customers in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The Treasury segment offers investments in Central and State Government securities, debt instruments of banks, FIs, insurance companies, PSUs and corporates, certificates of deposits, equity shares, mutual funds, and security receipts, as well as forward contracts, derivatives and foreign exchange operations on proprietary accounts and for customers, including trading in these instruments, as well as borrowing and lending operations. The Corporate/Wholesale Banking segment includes all advances to trusts, partnership firms, companies, and statutory bodies. The Retail Banking segment comprises the lending of funds and other banking services to any legal person, including small business customers. The Other Banking Operations include bancassurance, …
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
The Karur Vysya Bank Limited reported revenue of ₹132B in FY2026 versus ₹63.6B in FY2022, a compound +19.9%/yr. Reported net income was ₹25.1B in FY2026, compounding +39.0%/yr from FY2022.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.