Lumi Gruppen AS (LUMI) Fair Value & Analysis
Consumer Defensive · NO · Market cap 1.1B NOK
Fair value as of: Jul 18, 2026
From 23 valuation models · updated 20 days ago
Share price −0.5% over the past month.
A solid business, but screening 40% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (kr 13.67). The favourable scenario is already priced in.
- Solid but not exceptional quality (53/100) and above fair value, neither a clear bargain nor a standout compounder.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 18, 2026.
How to read this chart
60‑month range kr 6.95 – kr 67.23 · fair‑value band kr 8.14 – kr 13.67 · the kr 18.20 price screens above the kr 10.93 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 18, 2026.
Analysis
Lumi Gruppen AS (LUMI) currently trades at kr 18.20, while our model-based Fair Value estimate is kr 10.93, implying the stock looks roughly 40.0% overvalued today. We read business quality at 53/100 (solid quality), in the Consumer Defensive sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, Lumi Gruppen AS generated revenue of 507M NOK at a net margin of 5.7%. Revenue grew 13.8% year over year. It earns a return on equity of 5.7%. Net debt stands at 180M NOK. Fundamentals as of Jul 18, 2026
Our scenario range runs from kr 8.14 (bear case) to kr 13.67 (bull case); at kr 18.20, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 19% below its 52-week high and 38% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at 17% fair-value upside, at -40%, LUMI screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 23 models by family
Widest divergence: DCF Models (kr 12.32) versus Asset-Based (kr 6.03). Highest evidence: Growth DCF (80).
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 18, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 51 · Market factors (momentum, volatility) 52
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Lumi Gruppen AS operates as an education provider in Norway. The company operates through three segments: Oslo Nye Høyskole, Oslo Nye Fagskole, and Sonans.
Full company description
Lumi Gruppen AS operates as an education provider in Norway. The company operates through three segments: Oslo Nye Høyskole, Oslo Nye Fagskole, and Sonans. The company provides bachelor programmes, annual programmes, master's programmes, and single-subject courses in psychology, health, social sciences, and business and administration, as well as practical and online programmes in technology, design, and digital innovation services. The company also operates private candidate schools; facilitates the transfer of students to partner universities abroad; and offers tutoring and academic support in STEM subjects. In addition, it offers courses on campus, as well as online. Lumi Gruppen AS was founded in 1989 and is headquartered in Oslo, Norway.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Lumi Gruppen AS reported revenue of kr 505M in FY2025 versus kr 530M in FY2021, a compound −1.2%/yr. Reported net income was kr 28.7M in FY2025, compounding −16.5%/yr from FY2021.
LUMI screens 40% overvalued. Compare with New Oriental Education & Technology Group →
Peer Group
Education & Training Services · 148 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Education & Training Services median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Education & Training Services stocks, each showing price versus our Fair Value estimate (as of Jul 18, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| New Oriental Education & Technology Group EDUN | 966.48 MXN | 897.37 MXN | -7% |
| TAL Education Group TAL | $10.24 | $15.60 | +52% |
| Laureate Education, Inc LAUR | $36.45 | $41.45 | +14% |
| Physicswallah Limited PWL | ₹130.16 | ₹14.81 | -89% |
| Grand Canyon Education, Inc LOPE | $149.00 | $152.01 | +2% |
| Covista Inc CVSA | $116.22 | $135.45 | +17% |
| Stride, Inc LRN | $83.39 | $139.45 | +67% |
| Universal Technical Institute, Inc UTI | $40.33 | $21.35 | -47% |
| Perdoceo Education Corporation PRDO | $31.66 | $41.45 | +31% |
| Strategic Education, Inc STRA | $84.18 | $105.48 | +25% |
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Price, fair value, quality and upside side by side.
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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