Marui Group (MAURY) Fair Value & Analysis

Financial Services · US · Market cap $2.9B

Below-average quality, and screening another 29% overvalued on our models.

What matters now

• The price sits above even our optimistic bull case ($33.49). The favourable scenario is already priced in.
• Solid but not exceptional quality (49/100) and above fair value, neither a clear bargain nor a standout compounder.
• For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 27, 2026.

How to read this chart

60‑month range $21.36 – $43.13 · fair‑value band $20.10 – $33.49 · the $37.52 price screens above the $26.80 fair value. Dashed = 300-day average. As of Jul 27, 2026.

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Analysis

Marui Group (MAURY) currently trades at $37.52, while our model-based Fair Value estimate is $26.80, implying the stock looks roughly 28.6% overvalued today. The Quality Score stands at 49/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Marui Group generated revenue of $277B at a net margin of 10.3%. Revenue grew 8.7% year over year. It earns a return on equity of 11.7%. Net debt stands at $666B. Fundamentals as of Jul 27, 2026

Our scenario range runs from $20.10 (bear case) to $33.49 (bull case); at $37.52, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 13% below its 52-week high and 18% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -41% fair-value upside, at -29%, MAURY screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Widest divergence: Multiples ($3,842) versus Asset-Based ($1,839). Highest evidence: P/E Multiple (63).

Key figures & financial health

Quality Score breakdown

About the company

Marui Group Co., Ltd., an investment holding company, engages in the retailing and fintech businesses in Japan. The company engages in the rental and management of commercial facilities; purchase and sales of clothing and decorative goods, spatial design, advertising, and promotion; investment trust sales, software development, and computer operations, as …

Full company description

Marui Group Co., Ltd., an investment holding company, engages in the retailing and fintech businesses in Japan. The company engages in the rental and management of commercial facilities; purchase and sales of clothing and decorative goods, spatial design, advertising, and promotion; investment trust sales, software development, and computer operations, as well as fashion logistics and building management, short-term insurance, trucking, cargo handling, and advertising businesses. It is also involved in the provision of credit card and loan services, card cash advances, rent guarantees, information system services, debt management and collection services, credit investigation services, building maintenance, and security services. In addition, it operates stores under the Marui and Modi names. The company was founded in 1931 and is headquartered in Tokyo, Japan.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Marui Group reported revenue of $294B in FY2026 versus $209B in FY2022, a compound +8.8%/yr. Reported net income was $30.2B in FY2026, compounding +14.1%/yr from FY2022.

MAURY screens 29% overvalued. Compare with Visa Inc →

Peer Group

Credit Services · 333 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Credit Services median · lower = cheaper

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

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Frequently asked questions

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.