Matica Fintec S.p.A (MFT) Fair Value & Analysis
Technology · IT · Market cap €64.3M
Fair value as of: Jul 19, 2026
From 11 valuation models · updated 22 days ago
Share price −1.0% over the past month.
Below-average quality, and screening another 71% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (€0.5865). The favourable scenario is already priced in.
- Weak quality (8/100) and above fair value at the same time, the margin of safety is missing on both counts.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 19, 2026.
How to read this chart
60‑month range €1.30 – €3.21 · fair‑value band €0.4080 – €0.5865 · the €2.04 price screens above the €0.5865 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 19, 2026.
Analysis
Matica Fintec S.p.A (MFT) currently trades at €2.04, while our model-based Fair Value estimate is €0.5865, implying the stock looks roughly 71.3% overvalued today. The Quality Score stands at 8/100 (below-average quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).
Over the trailing twelve months, Matica Fintec S.p.A generated revenue of €42.7M at a net margin of 2.0%. Revenue grew 195.2% year over year. It earns a return on equity of 2.3%. Net debt stands at €39.5M. Fundamentals as of Jul 19, 2026
Our scenario range runs from €0.4080 (bear case) to €0.5865 (bull case); at €2.04, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 16% below its 52-week high and 27% above its 52-week low, currently above its 200-day average. For context, the median of 10 Technology peers we cover trades at -67% fair-value upside, at -71%, MFT screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 11 models by family
Widest divergence: Asset-Based (€1.11) versus Multiples (€0.4100). Highest evidence: Growth-Adj P/E (68).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 19, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 14 · Market factors (momentum, volatility) 59
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Matica Fintec S.p.A. designs, produces, and markets hardware and software solutions for financial and digital ID markets.
Full company description
Matica Fintec S.p.A. designs, produces, and markets hardware and software solutions for financial and digital ID markets. It offers central issuance for mid volume production, desktop, software, and special solutions; and personalization of ID cards, including national ID, voters registration cards, vehicle registration cards, driving licenses, and health care cards. It serves the financial, government, access control, and transit-transportation sectors. The company operates in Europe, Asia, South America, the United States, Africa, the United Arab Emirates, other Middle East, EMEA, Italy, India, Australia, and China. The company is headquartered in Milan, Italy. Matica Fintec S.p.A. operates as a subsidiary of DISO Verwaltungs AG.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Matica Fintec S.p.A reported revenue of €41.9M in FY2025 versus €14.7M in FY2021, a compound +30.0%/yr. Reported net income was €841K in FY2025, compounding −9.0%/yr from FY2021.
MFT screens 71% overvalued. Compare with Compal Electronics, Inc →
Peer Group
Computer Hardware · 215 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Computer Hardware median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Insider activity: 45/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Computer Hardware stocks, each showing price versus our Fair Value estimate (as of Jul 19, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Compal Electronics, Inc CEIR | $0.0310 | $0.0276 | -11% |
| Dell Technologies Inc DELL | $434.97 | $163.87 | -62% |
| Arista Networks, Inc ANET | $168.56 | $43.74 | -74% |
| Western Digital Corporation WDC | $513.84 | $74.05 | -86% |
| Wiwynn Corporation 6669 | 4,685 TWD | 1,559 TWD | -67% |
| Hangzhou Hikvision Digital Technology Co 002415 | ¥34.12 | ¥30.11 | -12% |
| Quanta Computer Inc 2382 | 373.50 TWD | 297.22 TWD | -20% |
| Shenzhen Longsys Electronics Co 301308 | ¥587.60 | ¥60.86 | -90% |
| Lenovo Group 0992 | HK$23.16 | HK$3.07 | -87% |
| Dawning Information Industry Co 603019 | ¥106.13 | ¥28.88 | -73% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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