Monarch Networth Capital Limited (MONARCH) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of Monarch Networth Capital Limited ₹285, price ₹343, upside -16.8%, quality 68 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 2, 2026.
How to read this chart
57‑month range ₹70.14 – ₹477.51 · fair‑value band ₹206.32 – ₹391.11 · the ₹342.70 price screens above the ₹285.19 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Oct 2, 2026.
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Monarch Networth Capital Limited, together with its subsidiaries, provides financial services to high-net-worth individuals, mutual funds, institutional investors, foreign institutional investors, financial institutions and corporate clients in India.
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Monarch Networth Capital Limited, together with its subsidiaries, provides financial services to high-net-worth individuals, mutual funds, institutional investors, foreign institutional investors, financial institutions and corporate clients in India. The company operates three segments: Broking & other Finance Market Services; Non-Banking Finance Business; and Insurance Business. The company offers equity and derivatives, commodities, and currency derivatives; alternative investment funds; mutual funds; and bond and FD. It also provides initial public offering; life and general insurance; depository services; merchant banking services comprising capital/fund-raising and financial advisory services, including services for initial public offer/follow-on public offer/offer for sale/rights issue/takeover/ buyback on main board and SME platform of BSE/NSE; and private equity/venture capital funding/angel investing/QIps, as well as equity raising through private placements; and national pension systems. In addition, the company offers a robust trading platform equipped with advanced features such as heatmap watchlists, technical and fundamental indicators, and is accessible via the Google Play Store as well as the App Store. The company was formerly known as Networth Stock Broking Limited and changed its name to Monarch Networth Capital Limited in December 2015. Monarch Networth Capital Limited was founded in 1992 and is based in Ahmedabad, India.
Stock analysis
Monarch Networth Capital Limited (MONARCH) currently trades at ₹342.70, while our model-based Fair Value estimate is ₹285.19, 16.8% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of ₹444.25 per share, and 5 of the 13 models we run sit above the ₹342.70 price.
Bear case: the Asset-Based group reads lowest at ₹82.06, and 8 of the 13 models stay below the price. Evidence for this calculation is high.
Scenario range: ₹206.32 (bear) to ₹391.11 (bull), the price of ₹342.70 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 68/100 (solid quality), in the Financial Services sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Monarch Networth Capital Limited reported revenue of ₹3.7B in FY2026 versus ₹1.4B in FY2022, a compound +27.3%/yr. Reported net income was ₹1.8B in FY2026, compounding +35.3%/yr from FY2022.
Key figures
Market cap ₹27.2B (≈ $283M) · P/E ratio 14.8 · P/S ratio 7.19 · EPS (TTM) ₹23.13 · Dividend yield 0.3% · Net margin 48.5% · Return on equity 20.5% · Return on assets (EBIT) 13.3%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 14% below its 52-week high and 41% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −15% fair-value upside, at −17%, MONARCH screens richer than that median.
Fair Value models
Bear ₹206.32Fair Value ₹285.19Bull ₹391.11
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (₹11.28 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+42.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+35.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+29.7%
Start year 2021 (pandemic). Over 10 years: +22.1% a year
Revenue growth 20 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+15.3%
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What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+42.0%
Earnings growth per share plus dividend.
Earnings per share, growth per year+41.7%
Dividend (yield on the price)0.3%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.41.7% vs 43.8%, steady
Profit margin 2020 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.17% → 66%
Start year 2021 (pandemic)
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+19.2%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (India: IMF forecast 4.1% a year to 2030, 4.7% from 2016 to 2025) that is about +14.5% a year for the price.
Compare Monarch Networth Capital Limited with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 458 stocks
Beats the industry median on 8/14 measures
A mixed picture versus its industry peers.
Valuation
Quality Score68 · Top 25%
Fair Value upside−16.8% · Below median
Profitability
Return on equity (TTM)20.5% · Top 25%
Return on assets12.9% · Top 25%
Net margin (TTM)49.4% · Top 25%
Operating margin (TTM)65.0% · Top 25%
Growth and dividend
Revenue growth58.2% · Top 25%
Dividend yield (TTM)0.3% · Bottom 25%
Balance sheet
Debt / equity0.03× · Below median
Valuation Multiplesvs Capital Markets median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Monarch Networth Capital Limited Fair Value". https://www.fairvalue-calculator.com/stock/MONARCH
Frequently asked questions
Is Monarch Networth Capital Limited (MONARCH) overvalued or undervalued?
As of Oct 2, 2026, our model estimates a fair value of ₹285.19 versus a price of ₹342.70, about −17% upside (overvalued).
What is the fair value of MONARCH?
Our model-based fair value for Monarch Networth Capital Limited is ₹285.19 (as of Oct 2, 2026), built from audited fundamentals. The current price: ₹342.70.
What is the quality score of MONARCH?
Monarch Networth Capital Limited has a Quality Score of 68/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Monarch Networth Capital Limited (MONARCH)?
Our model-based price target is the fair value of ₹285.19 (as of Oct 2, 2026) from 13 valuation models. Cautious scenario ₹206.32, optimistic scenario ₹391.11. It is a calculation from audited fundamentals, not an analyst target.
What is the Monarch Networth Capital Limited stock forecast for 2026?
Our models put fair value at ₹285.19, about −17% upside versus a price of ₹342.70 (overvalued). Cautious scenario ₹206.32, optimistic scenario ₹391.11. The calculation is refreshed regularly with new filings.
What is the revenue of Monarch Networth Capital Limited (MONARCH)?
Monarch Networth Capital Limited reported trailing-twelve-month revenue of about ₹3.6B (latest available figure, as of Oct 2, 2026).
Does Monarch Networth Capital Limited pay a dividend?
Monarch Networth Capital Limited currently shows a dividend yield of about 0.29% relative to its recent price (as of Oct 2, 2026).
What growth is priced into Monarch Networth Capital Limited (MONARCH)?
For today's price to be fair in a discounted-cash-flow model, Monarch Networth Capital Limited would have to grow free cash flow by +19.2 % per year for five years (discount rate 13.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +29.7 % per year. As of Oct 2, 2026.
What discount rate (WACC) does the fair value of MONARCH use?
Our models discount Monarch Networth Capital Limited at 13.9 %: a base by market capitalisation (micro), damped by beta 0.22, country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Monarch Networth Capital Limited that is +19.2 % per year a year over ten years, using the same discount rate (13.9 %) and the same formula as our fair value.
How much growth has Monarch Networth Capital Limited (MONARCH) delivered so far?
Over the past 5 years revenue at Monarch Networth Capital Limited grew +29.7 % a year. The price currently implies +19.2 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Monarch Networth Capital Limited (MONARCH) growing?
The median revenue growth in the sector is +9.2 % a year. That is the yardstick for the growth priced into Monarch Networth Capital Limited (+19.2 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Monarch Networth Capital Limited (MONARCH)?
The free-cash-flow yield on the price is 3.70 %: that much free cash flow Monarch Networth Capital Limited produces per unit of market value. When it exceeds the discount rate of our models (13.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Monarch Networth Capital Limited (MONARCH)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Monarch Networth Capital Limited it is ₹285.19 per share (as of Oct 2, 2026), against a price of ₹342.70. It is the blended result of 13 valuation models (cash flow, earnings, asset, dividend).
Is Monarch Networth Capital Limited stock overvalued or undervalued in 2026?
As of Oct 2, 2026, MONARCH trades above its calculated fair value: price ₹342.70, fair value ₹285.19, a gap of about −17% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of MONARCH?
No. The price is what the market pays today (₹342.70); the fair value is what the company's own numbers justify (₹285.19). For Monarch Networth Capital Limited the two are ₹57.51 per share apart. That gap is exactly why we show both numbers side by side.
How much is Monarch Networth Capital Limited worth?
The market values Monarch Networth Capital Limited at about ₹27.2B (market capitalisation, as of Oct 2, 2026). Per share that is ₹342.70; our models calculate a fair value of ₹285.19 per share.
What do the bullish and bearish scenarios say about MONARCH?
Our models span a range for Monarch Networth Capital Limited: cautious scenario ₹206.32, base ₹285.19, optimistic ₹391.11 per share (as of Oct 2, 2026, price ₹342.70). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of MONARCH?
Monarch Networth Capital Limited trades at a price-to-earnings ratio of 14.8 (as of Oct 2, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹285.19 is built from several models across several years. Other multiples: P/B 2.8, P/S 7.4, EV/EBITDA 8.1.
How solid is the balance sheet of Monarch Networth Capital Limited (MONARCH)?
Balance-sheet figures for Monarch Networth Capital Limited (as of Oct 2, 2026): return on equity 20.5%, debt of 0.03 per unit of equity. They feed the Quality Score of 68/100, which measures business quality independently of the share price.
How far is MONARCH from its 52-week high?
Monarch Networth Capital Limited trades at ₹342.70, about 14% below its 52-week high of ₹397.60 and 41% above the low of ₹242.50 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹285.19 is for.
Which stocks are comparable to Monarch Networth Capital Limited?
From the same area (Financial Services) we also value Morgan Stanley, a financial holding company,, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Monarch Networth Capital Limited stock attractive at the current price?
The data as of Oct 2, 2026: price ₹342.70, calculated fair value ₹285.19 (−17%), Quality Score 68/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of MONARCH calculated?
We run Monarch Networth Capital Limited through 13 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹285.19, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Monarch Networth Capital Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Monarch Networth Capital Limited (MONARCH)?
The closing price on Oct 1, 2026 was ₹342.70. Our model-based fair value is ₹285.19, about −17% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Monarch Networth Capital Limited right now?
Solid but not exceptional quality (68/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (₹206.32 to ₹391.11) leaves room in how you read the outcome. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of Monarch Networth Capital Limited (MONARCH) come from?
Earnings per share at Monarch Networth Capital Limited grew +35.2 % a year from 2015 to 2026. Broken into its drivers: revenue per share +16.3 %, EBIT margin +18.4 %, tax rate −0.8 %, residual (interest, one-offs) −1.0 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Monarch Networth Capital Limited
How large is the market capitalisation of Monarch Networth Capital Limited (MONARCH)?
The market capitalisation of Monarch Networth Capital Limited is ₹27.2B (≈ $283M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Monarch Networth Capital Limited (MONARCH)?
The price-to-sales ratio of Monarch Networth Capital Limited is 7.19 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Monarch Networth Capital Limited (MONARCH)?
Earnings per share at Monarch Networth Capital Limited are ₹23.13 (price ÷ EPS = P/E 14.8). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Monarch Networth Capital Limited (MONARCH)?
The dividend yield of Monarch Networth Capital Limited is 0.3% (payout 4.3%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Monarch Networth Capital Limited (MONARCH)?
The net margin of Monarch Networth Capital Limited is 48.5% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Monarch Networth Capital Limited (MONARCH)?
The return on equity (ROE) of Monarch Networth Capital Limited is 20.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Monarch Networth Capital Limited (MONARCH)?
On an EBIT basis the return on assets of Monarch Networth Capital Limited is 13.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Monarch Networth Capital Limited (MONARCH)?
The operating margin of Monarch Networth Capital Limited is 62.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Monarch Networth Capital Limited (MONARCH)?
Revenue at Monarch Networth Capital Limited is growing −8.3% versus a year earlier (3y avg +35.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Monarch Networth Capital Limited (MONARCH)?
Earnings per share at Monarch Networth Capital Limited are growing −0.2% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Monarch Networth Capital Limited (MONARCH) hold?
Monarch Networth Capital Limited holds more cash than debt, ₹6.7B net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
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