Monte Carlo Fashions Limited (MONTECARLO) fair value: what the stock is really worth
We calculate from audited financials what Monte Carlo Fashions Limited is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily.
Watch Monte Carlo Fashions Limited for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for free
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 13, 2026.
How to read this chart
60‑month range ₹245.32 – ₹923.81 · fair‑value band ₹508.64 – ₹1,238 · the ₹555.45 price screens below the ₹918.67 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 13, 2026.
Monte Carlo Fashions Limited manufactures and trades in woolen, cotton, cotton-blended, knitted, and woven garments for men, women, and kids in India and internationally.
Show more
Monte Carlo Fashions Limited manufactures and trades in woolen, cotton, cotton-blended, knitted, and woven garments for men, women, and kids in India and internationally. The company offers shirts, T-shirts, linen shirts, denims, trousers, jeans, suits, jackets, coats, mufflers, mink blankets, bedsheets, towels, and footwear; sports and fitness wear; bermudas, lowers, high-street fashion shirts, tops, dresses, jumpsuits, urban tunics, shrugs, shorts, capris, narrow pants, leggings, and track suits; and accessories, including ties, belts, and socks. It also offers home furnishings. The company provides its products under the Monte Carlo, Luxuria, Denim, Alpha, Tweens, Cloak & Decker, Monte Carlo Home, and Rock.it brands. It sells its products through exclusive brand outlets, multi brand outlets, national chain stores, shop-in-shop stores, distributors, and retail chains, as well as through e-commerce portals. Monte Carlo Fashions Limited was founded in 1984 and is based in Ludhiana, India.
Stock analysis
Monte Carlo Fashions Limited (MONTECARLO) currently trades at ₹555.45, while our model-based Fair Value estimate is ₹918.67, implying the stock looks roughly 39.5% undervalued today.
Show more
Valuation
Bull case: the DCF Models group reads highest at a median of ₹1,025 per share, and 20 of the 26 models we run sit above the ₹555.45 price.
Bear case: the Asset-Based group reads lowest at ₹292.75, and 6 of the 26 models stay below the price. Evidence for this calculation is high.
Scenario range: ₹508.64 (bear) to ₹1,238 (bull), the price of ₹555.45 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 55/100 (solid quality), in the Consumer Cyclical sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Monte Carlo Fashions Limited reported revenue of ₹12.8B in FY2026 versus ₹9.0B in FY2022, a compound +9.0%/yr. Reported net income was ₹1.1B in FY2026, compounding −0.4%/yr from FY2022.
Key figures
Market cap ₹11.5B (≈ $121M) · P/E ratio 10.3 · P/S ratio 0.90 · EPS (TTM) ₹54.05 · Dividend yield 3.6% · Net margin 8.8% · Return on equity 12.9% · Return on assets (EBIT) 14.6%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 35% below its 52-week high and 20% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at 1% fair-value upside, at 65%, MONTECARLO screens cheaper than that median.
Fair Value models
Bear ₹508.64Fair Value ₹918.67Bull ₹1,238
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 5 months old). Earnings retained since then (₹15.58 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.90/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+15.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+15.5%
Revenue growth 14 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.4%
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+15.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year+12.0%
Dividend (yield on the price)3.6%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.11% vs 7%, picking up
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.13% → 13%
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+20.7%
Yearly growth needed for the next five years to justify today's price.
Compare Monte Carlo Fashions Limited with another stock
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Apparel Manufacturing · 216 stocks
Beats the industry median on 10/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score55 · Above median
Fair Value upside+60% · Top 25%
Profitability
Return on equity (TTM)13% · Top 25%
Return on assets6% · Above median
Net margin (TTM)9% · Top 25%
Operating margin (TTM)3% · Below median
Growth and dividend
Revenue growth36% · Top 25%
Dividend yield (TTM)3.6% · Above median
Valuation Multiplesvs Apparel Manufacturing median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Monte Carlo Fashions Limited Fair Value". https://www.fairvalue-calculator.com/stock/MONTECARLO
Frequently asked questions
Is Monte Carlo Fashions Limited (MONTECARLO) overvalued or undervalued?
As of Sep 13, 2026, our model estimates a fair value of ₹918.67 versus a price of ₹555.45, about +65% upside (undervalued).
What is the fair value of MONTECARLO?
Our model-based fair value for Monte Carlo Fashions Limited is ₹918.67 (as of Sep 13, 2026), built from audited fundamentals. The current price: ₹555.45.
What is the quality score of MONTECARLO?
Monte Carlo Fashions Limited has a Quality Score of 55/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Monte Carlo Fashions Limited (MONTECARLO)?
Our model-based price target is the fair value of ₹918.67 (as of Sep 13, 2026) from 26 valuation models. Cautious scenario ₹508.64, optimistic scenario ₹1,238. It is a calculation from audited fundamentals, not an analyst target.
What is the Monte Carlo Fashions Limited stock forecast for 2026?
Our models put fair value at ₹918.67, about +65% upside versus a price of ₹555.45 (undervalued). Cautious scenario ₹508.64, optimistic scenario ₹1,238. The calculation is refreshed regularly with new filings.
What is the revenue of Monte Carlo Fashions Limited (MONTECARLO)?
Monte Carlo Fashions Limited reported trailing-twelve-month revenue of about ₹12.8B (latest available figure, as of Sep 13, 2026).
Does Monte Carlo Fashions Limited pay a dividend?
Monte Carlo Fashions Limited currently shows a dividend yield of about 3.60% relative to its recent price (as of Sep 13, 2026).
What growth is priced into Monte Carlo Fashions Limited (MONTECARLO)?
For today's price to be fair in a discounted-cash-flow model, Monte Carlo Fashions Limited would have to grow free cash flow by +20.7 % per year for five years (discount rate 13.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +15.5 % per year. As of Sep 13, 2026.
What discount rate (WACC) does the fair value of MONTECARLO use?
Our models discount Monte Carlo Fashions Limited at 13.9 %: a base by market capitalisation (micro), damped by beta 0.13, country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Monte Carlo Fashions Limited that is +20.7 % per year a year over ten years, using the same discount rate (13.9 %) and the same formula as our fair value.
How much growth has Monte Carlo Fashions Limited (MONTECARLO) delivered so far?
Over the past 5 years revenue at Monte Carlo Fashions Limited grew +15.5 % a year. The price currently implies +20.7 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Monte Carlo Fashions Limited (MONTECARLO) growing?
The median revenue growth in the sector is +2.6 % a year. That is the yardstick for the growth priced into Monte Carlo Fashions Limited (+20.7 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Monte Carlo Fashions Limited (MONTECARLO)?
The free-cash-flow yield on the price is 5.45 %: that much free cash flow Monte Carlo Fashions Limited produces per unit of market value. When it exceeds the discount rate of our models (13.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Monte Carlo Fashions Limited (MONTECARLO)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Monte Carlo Fashions Limited it is ₹918.67 per share (as of Sep 13, 2026), against a price of ₹555.45. It is the blended result of 26 valuation models (cash flow, earnings, asset, dividend).
Is Monte Carlo Fashions Limited stock overvalued or undervalued in 2026?
As of Sep 13, 2026, MONTECARLO trades below its calculated fair value: price ₹555.45, fair value ₹918.67, a gap of about +65% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of MONTECARLO?
No. The price is what the market pays today (₹555.45); the fair value is what the company's own numbers justify (₹918.67). For Monte Carlo Fashions Limited the two are ₹363.22 per share apart. That gap is exactly why we show both numbers side by side.
How much is Monte Carlo Fashions Limited worth?
The market values Monte Carlo Fashions Limited at about ₹11.5B (market capitalisation, as of Sep 13, 2026). Per share that is ₹555.45; our models calculate a fair value of ₹918.67 per share.
What do the bullish and bearish scenarios say about MONTECARLO?
Our models span a range for Monte Carlo Fashions Limited: cautious scenario ₹508.64, base ₹918.67, optimistic ₹1,238 per share (as of Sep 13, 2026, price ₹555.45). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of MONTECARLO?
Monte Carlo Fashions Limited trades at a price-to-earnings ratio of 10.3 (as of Sep 13, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹918.67 is built from several models across several years. Other multiples: P/B 1.3, P/S 0.9, EV/EBITDA 5.1.
How solid is the balance sheet of Monte Carlo Fashions Limited (MONTECARLO)?
Balance-sheet figures for Monte Carlo Fashions Limited (as of Sep 13, 2026): return on equity 12.9%. They feed the Quality Score of 55/100, which measures business quality independently of the share price.
How far is MONTECARLO from its 52-week high?
Monte Carlo Fashions Limited trades at ₹555.45, about 35% below its 52-week high of ₹860.95 and 20% above the low of ₹464.00 (as of Sep 13, 2026). Distance from the high says nothing about value: that is what the fair value of ₹918.67 is for.
Which stocks are comparable to Monte Carlo Fashions Limited?
From the same area (Consumer Cyclical) we also value H & M Hennes & Mauritz AB, Ralph Lauren Corporation, Moncler S.p.A, Gildan Activewear Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Monte Carlo Fashions Limited stock attractive at the current price?
The data as of Sep 13, 2026: price ₹555.45, calculated fair value ₹918.67 (+65%), Quality Score 55/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of MONTECARLO calculated?
We run Monte Carlo Fashions Limited through 26 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹918.67, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.8 % above its aggregate fair value. Monte Carlo Fashions Limited currently trades 65 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What should I pay attention to with Monte Carlo Fashions Limited right now?
Solid quality (55/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range (₹508.64 to ₹1,238) leaves room in how you read the outcome.
Where does the earnings growth of Monte Carlo Fashions Limited (MONTECARLO) come from?
Earnings per share at Monte Carlo Fashions Limited grew +5.7 % a year from 2015 to 2026. Broken into its drivers: revenue per share +8.1 %, EBIT margin −2.2 %, tax rate +1.3 %, residual (interest, one-offs) −1.2 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Monte Carlo Fashions Limited
How large is the market capitalisation of Monte Carlo Fashions Limited (MONTECARLO)?
The market capitalisation of Monte Carlo Fashions Limited is ₹11.5B (≈ $121M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Monte Carlo Fashions Limited (MONTECARLO)?
The price-to-sales ratio of Monte Carlo Fashions Limited is 0.90 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Monte Carlo Fashions Limited (MONTECARLO)?
Earnings per share at Monte Carlo Fashions Limited are ₹54.05 (price ÷ EPS = P/E 10.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Monte Carlo Fashions Limited (MONTECARLO)?
The dividend yield of Monte Carlo Fashions Limited is 3.6% (payout 37.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Monte Carlo Fashions Limited (MONTECARLO)?
The net margin of Monte Carlo Fashions Limited is 8.8% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Monte Carlo Fashions Limited (MONTECARLO)?
The return on equity (ROE) of Monte Carlo Fashions Limited is 12.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Monte Carlo Fashions Limited (MONTECARLO)?
On an EBIT basis the return on assets of Monte Carlo Fashions Limited is 14.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Monte Carlo Fashions Limited (MONTECARLO)?
The operating margin of Monte Carlo Fashions Limited is 3.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Monte Carlo Fashions Limited (MONTECARLO)?
Revenue at Monte Carlo Fashions Limited is growing +36.1% versus a year earlier (3y avg +4.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Monte Carlo Fashions Limited (MONTECARLO)?
Earnings per share at Monte Carlo Fashions Limited are growing +10.6% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Monte Carlo Fashions Limited (MONTECARLO) carry?
The net debt of Monte Carlo Fashions Limited is ₹5.8B (fiscal year 2026, ≈ 9.2 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch Monte Carlo Fashions Limited in the live analysis
One click puts Monte Carlo Fashions Limited on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
