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The Motor & General Finance Limited (MOTOGENFIN) Fair Value & Analysis

Real Estate · IN · Market cap ₹1.1B

TM The Motor & General Finance Limited MOTOGENFIN · NSE
Price₹28.46
Fair Value₹42.98
Upside+51.0%
Quality56/100
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Evidence: Medium Range ₹42.31 – ₹43.64

Fair value as of: Jul 3, 2026

From 9 valuation models · updated today

Share price +5.7% over the past month.

Price vs Fair Value (12 months)

₹30.44 ₹18.43 Fair Value ₹42.98 Jul 2025 Jul 2026

12‑month range ₹18.43 – ₹30.44 · fair‑value band ₹42.31 – ₹43.64 · the ₹28.46 price screens below the ₹42.98 fair value. As of Jul 3, 2026.

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Analysis

The Motor & General Finance Limited (MOTOGENFIN) currently trades at ₹28.46, while our model-based Fair Value estimate is ₹42.98 — implying the stock looks roughly 51.0% undervalued today. We read business quality at 56/100 (solid quality), in the Real Estate sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.

Over the trailing twelve months, The Motor & General Finance Limited generated revenue of ₹102M at a net margin of 12.9%. Revenue declined 13.0% year over year. It earns a return on equity of 2.0%. The balance sheet holds a net cash position of ₹1.6B. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) ₹102M
Revenue growth (YoY) -13.0%
Net margin 12.9%
Return on equity 2.0%
Free cash flow −₹447M FY2026
P/E ratio 0.8
More key figures
Operating margin 13.2%
EPS (TTM) ₹37.90
EPS growth (YoY) +263%
Net cash ₹1.6B FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

About the company

The Motor & General Finance Limited, Non-Banking Finance Company engages in the leasing and development of real estate properties in India. The company was incorporated in 1930 and is headquartered in New Delhi, India.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

The Motor & General Finance Limited reported revenue of ₹92.8M in FY2026 versus ₹60.6M in FY2022, a compound +11.3%/yr. Reported net income was ₹1.5B in FY2026.

Revenue +11.3%/yr
FY22 ₹60.6M
FY23 ₹75.2M
FY24 ₹87.4M
FY25 ₹95.4M
FY26 ₹92.8M
Net income
FY22 −₹24.6M
FY23 −₹26.2M
FY24 ₹11.6M
FY25 ₹8.0M
FY26 ₹1.5B

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Frequently asked questions

Is The Motor & General Finance Limited (MOTOGENFIN) undervalued?
As of Jul 3, 2026, our model estimates a fair value of ₹42.98 versus a price of ₹28.46 — about +51% (undervalued). Model-based estimate, not financial advice.
What is the fair value of MOTOGENFIN?
Our model-based fair value for The Motor & General Finance Limited is ₹42.98 (as of Jul 3, 2026), built from audited fundamentals. The current price is ₹28.46.
What is the quality score of MOTOGENFIN?
The Motor & General Finance Limited has a Quality Score of 56/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of The Motor & General Finance Limited (MOTOGENFIN)?
The Motor & General Finance Limited reported trailing-twelve-month revenue of about ₹102M (latest available figure, as of Jul 3, 2026).
What is the net profit margin of MOTOGENFIN?
The net profit margin of The Motor & General Finance Limited is about 12.9%, meaning it keeps roughly 12.9% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.