Charnic Capital Tbk PT (NICK) fair value: what the stock is really worth
As of Sep 18, 2026: fair value of Charnic Capital Tbk PT IDR 2,244, price IDR 2,820, upside -20.4%, quality 77 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range 149.00 IDR – 2,820 IDR · fair‑value band 1,598 IDR – 3,260 IDR · the 2,820 IDR price screens above the 2,244 IDR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
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PT Charnic Capital Tbk, an investment holding company, engages in the property investment business in Indonesia. It also provides office building management and rental services, as well as invests in shares of public and non-public companies. The company was founded in 2007 and is based in Jakarta, Indonesia.
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PT Charnic Capital Tbk, an investment holding company, engages in the property investment business in Indonesia. It also provides office building management and rental services, as well as invests in shares of public and non-public companies. The company was founded in 2007 and is based in Jakarta, Indonesia. PT Charnic Capital Tbk is a subsidiary of Pt Indovest Central.
Stock analysis
Charnic Capital Tbk PT (NICK) currently trades at 2,820 IDR, while our model-based Fair Value estimate is 2,244 IDR, implying the stock looks roughly 25.6% overvalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of 2,858 IDR per share, and 5 of the 13 models we run sit above the 2,820 IDR price.
Bear case: the Asset-Based group reads lowest at 320.51 IDR, and 8 of the 13 models stay below the price. Evidence for this calculation is low.
Scenario range: 1,598 IDR (bear) to 3,260 IDR (bull), the price of 2,820 IDR sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 77/100 (high quality), in the Real Estate sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Charnic Capital Tbk PT reported revenue of 110B IDR in FY2025 versus 218B IDR in FY2021, a compound −15.7%/yr. Reported net income was 108B IDR in FY2025, compounding −15.9%/yr from FY2021.
Key figures
Market cap 1.8T IDR (≈ $103M) · P/E ratio 8.5 · P/S ratio 8.40 · EPS (TTM) 329.95 IDR · Net margin 98.3% · Return on equity 10.8% · Return on assets (EBIT) 9.2% · Operating margin −16.0%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (low confidence).
What moves the price
The share trades at its 52-week high and 195% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at −37% fair-value upside, at −20%, NICK screens cheaper than that median.
Fair Value models
Bear 1,598 IDRFair Value 2,244 IDRBull 3,260 IDR
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (242.26 IDR per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.83/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+1,611.0%
Revenue growth 9 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+40.0%
’16
’17
’18
’19
’21
’24
’25
What shareholders gained per year (last 5 years), in IDR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in IDR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−95.2%
Earnings growth per share plus dividend.
Earnings per share, growth per year−95.2%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−95% vs 26%, slowing
Profit margin 2019 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.8% → 90%
Start year 2020 (pandemic)
⚠ Revenue per share shrinking 10.4%/yr over ~7Y (margins eroding too) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+18.6%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Indonesia: IMF forecast 2.6% a year to 2030, 2.9% from 2016 to 2025) that is about +15.6% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate Services · 547 stocks
Beats the industry median on 6/9 measures
Overall it ranks above its industry peers.
Valuation
Quality Score77 · Top 25%
Fair Value upside−20% · Below median
Profitability
Return on equity (TTM)11% · Top 25%
Return on assets2% · Above median
Net margin (TTM)82% · Top 25%
Operating margin (TTM)−16% · Bottom 25%
Growth and dividend
Revenue growth−82% · Bottom 25%
Valuation Multiplesvs Real Estate Services median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Charnic Capital Tbk PT Fair Value". https://www.fairvalue-calculator.com/stock/NICK
Frequently asked questions
Is Charnic Capital Tbk PT (NICK) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 2,244 IDR versus the last price from Sep 18, 2026 of 2,820 IDR, about −20% upside (overvalued).
What is the fair value of NICK?
Our model-based fair value for Charnic Capital Tbk PT is 2,244 IDR (as of Sep 24, 2026), built from audited fundamentals. Last price (from Sep 18, 2026): 2,820 IDR.
What is the quality score of NICK?
Charnic Capital Tbk PT has a Quality Score of 77/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Charnic Capital Tbk PT (NICK)?
Our model-based price target is the fair value of 2,244 IDR (as of Sep 24, 2026) from 13 valuation models. Cautious scenario 1,598 IDR, optimistic scenario 3,260 IDR. It is a calculation from audited fundamentals, not an analyst target.
What is the Charnic Capital Tbk PT stock forecast for 2026?
Our models put fair value at 2,244 IDR, about −20% upside versus the last price from Sep 18, 2026 of 2,820 IDR (overvalued). Cautious scenario 1,598 IDR, optimistic scenario 3,260 IDR. The calculation is refreshed regularly with new filings.
What is the revenue of Charnic Capital Tbk PT (NICK)?
Charnic Capital Tbk PT reported trailing-twelve-month revenue of about 37.7B IDR (latest available figure, as of Sep 24, 2026).
What growth is priced into Charnic Capital Tbk PT (NICK)?
For today's price to be fair in a discounted-cash-flow model, Charnic Capital Tbk PT would have to grow free cash flow by +18.6 % per year for five years (discount rate 15.0 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 6 years revenue grew +49.2 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of NICK use?
Our models discount Charnic Capital Tbk PT at 15.0 %: a base by market capitalisation (micro), country premium for Indonesia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Charnic Capital Tbk PT that is +18.6 % per year a year over ten years, using the same discount rate (15.0 %) and the same formula as our fair value.
How much growth has Charnic Capital Tbk PT (NICK) delivered so far?
Over the past 6 years revenue at Charnic Capital Tbk PT grew +49.2 % a year. The price currently implies +18.6 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Charnic Capital Tbk PT (NICK) growing?
The median revenue growth in the sector is +1.8 % a year. That is the yardstick for the growth priced into Charnic Capital Tbk PT (+18.6 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Charnic Capital Tbk PT (NICK)?
The free-cash-flow yield on the price is 5.08 %: that much free cash flow Charnic Capital Tbk PT produces per unit of market value. When it exceeds the discount rate of our models (15.0 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Charnic Capital Tbk PT (NICK)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Charnic Capital Tbk PT it is 2,244 IDR per share (as of Sep 24, 2026), against a price of 2,820 IDR. It is the blended result of 13 valuation models (cash flow, earnings, asset, dividend).
Is Charnic Capital Tbk PT stock overvalued or undervalued in 2026?
As of Sep 24, 2026, NICK trades above its calculated fair value: price 2,820 IDR, fair value 2,244 IDR, a gap of about −20% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of NICK?
No. The price is what the market pays today (2,820 IDR); the fair value is what the company's own numbers justify (2,244 IDR). For Charnic Capital Tbk PT the two are 575.58 IDR per share apart. That gap is exactly why we show both numbers side by side.
How much is Charnic Capital Tbk PT worth?
The market values Charnic Capital Tbk PT at about 1.8T IDR (market capitalisation, as of Sep 24, 2026). Per share that is 2,820 IDR; our models calculate a fair value of 2,244 IDR per share.
What do the bullish and bearish scenarios say about NICK?
Our models span a range for Charnic Capital Tbk PT: cautious scenario 1,598 IDR, base 2,244 IDR, optimistic 3,260 IDR per share (as of Sep 24, 2026, price 2,820 IDR). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of NICK?
Charnic Capital Tbk PT trades at a price-to-earnings ratio of 8.5 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 2,244 IDR is built from several models across several years.
How solid is the balance sheet of Charnic Capital Tbk PT (NICK)?
Balance-sheet figures for Charnic Capital Tbk PT (as of Sep 24, 2026): return on equity 10.8%. They feed the Quality Score of 77/100, which measures business quality independently of the share price.
How far is NICK from its 52-week high?
Charnic Capital Tbk PT trades at 2,820 IDR, at its 52-week high of 2,820 IDR and 195% above the low of 955.00 IDR (as of Sep 18, 2026). Distance from the high says nothing about value: that is what the fair value of 2,244 IDR is for.
Which stocks are comparable to Charnic Capital Tbk PT?
From the same area (Real Estate) we also value Vingroup Joint Stock Company, CBRE Group, Vonovia SE, Cellnex Telecom, S.A, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Charnic Capital Tbk PT stock attractive at the current price?
The data as of Sep 24, 2026: price 2,820 IDR, calculated fair value 2,244 IDR (−20%), Quality Score 77/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of NICK calculated?
We run Charnic Capital Tbk PT through 13 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 2,244 IDR, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0 % above its aggregate fair value. Charnic Capital Tbk PT itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Charnic Capital Tbk PT (NICK)?
The latest price we hold is from Sep 18, 2026 and stands at 2,820 IDR. Our model-based fair value is 2,244 IDR, about −20% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Charnic Capital Tbk PT right now?
A high-quality business (quality 77/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety. A fairly wide model range (1,598 IDR to 3,260 IDR) leaves room in how you read the outcome. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Key figures of Charnic Capital Tbk PT
How large is the market capitalisation of Charnic Capital Tbk PT (NICK)?
The market capitalisation of Charnic Capital Tbk PT is 1.8T IDR (≈ $103M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Charnic Capital Tbk PT (NICK)?
The price-to-sales ratio of Charnic Capital Tbk PT is 8.40 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Charnic Capital Tbk PT (NICK)?
Earnings per share at Charnic Capital Tbk PT are 329.95 IDR (price ÷ EPS = P/E 8.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Charnic Capital Tbk PT (NICK)?
The net margin of Charnic Capital Tbk PT is 98.3% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Charnic Capital Tbk PT (NICK)?
The return on equity (ROE) of Charnic Capital Tbk PT is 10.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Charnic Capital Tbk PT (NICK)?
On an EBIT basis the return on assets of Charnic Capital Tbk PT is 9.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Charnic Capital Tbk PT (NICK)?
The operating margin of Charnic Capital Tbk PT is −16.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Charnic Capital Tbk PT (NICK)?
Revenue at Charnic Capital Tbk PT is growing −81.8% versus a year earlier. How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Charnic Capital Tbk PT (NICK)?
Earnings per share at Charnic Capital Tbk PT are growing −88.6% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Charnic Capital Tbk PT (NICK) hold?
Charnic Capital Tbk PT holds more cash than debt, 189B IDR net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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