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Onity Group (ONIT) Fair Value & Analysis

Financial Services · US · Market cap $309M

Price$36.91
Fair Value$37.26
Upside+1.0%
Quality95/100
Evidence: High Range $19.49 – $46.58

Fair value as of: Jun 26, 2026

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Analysis

Onity Group (ONIT) currently trades at $36.91, while our model-based Fair Value estimate is $37.26 — implying the stock looks roughly 1.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Onity Group Inc., a financial services company, originates and services forward and reserve mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines. The company operates through the Servicing and Originations segments. The company offers owned mortgage servicing rights and subservicing products; conventional, government-insured, and non-agency mortgage loans, as well as reverse mortgage and multi-family loans; and residential forward mortgage and small commercial mortgage loans. It also originates and purchases conventional and government-insured residential forward and reverse mortgage loans through its correspondent lending arrangements, broker relationships, and retail channels. In addition, the company engages in reinsurance business. The company offers its services under the PHH Mortgage and Liberty Reverse Mortgage brands. It serves financial institutions. The company was formerly known as Ocwen Financial Corporation and changed its na…

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Frequently asked questions

Is Onity Group (ONIT) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $37.26 versus a price of $36.91 — about +1% (undervalued). Model-based estimate, not financial advice.
What is the fair value of ONIT?
Our 21-model fair value for Onity Group is $37.26 (as of Jun 26, 2026), built from audited fundamentals. The current price is $36.91.
What is the quality score of ONIT?
Onity Group has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.