Osmanli Menkul Degerler AS (OSMEN) fair value: what the stock is really worth
We calculate from audited financials what Osmanli Menkul Degerler AS is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily.
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Osmanli Yatirim Menkul Degerler A.S., together with its subsidiaries, provides various investment banking services in Turkey.
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Osmanli Yatirim Menkul Degerler A.S., together with its subsidiaries, provides various investment banking services in Turkey. The company offers asset and portfolio management; custody and investment advisory services; online capital market trading platforms; financial planning and consulting; brokerage; and banking transactions, including ETF and online bank transfer transactions, credit card and bills payments, and portfolio and statements. It also provides investment products, such stocks, warrants, futures and options trading, foreign exchange, mutual and pension funds, government and private sector bonds and debentures, public bond offerings, and structured derivative instruments, as well as retirement products. The company was formerly known as Osmanli Menkul Degerler A.S. and changed its name to Osmanli Yatirim Menkul Degerler A.S. in June 2016. Osmanli Yatirim Menkul Degerler A.S. was incorporated in 1996 and is headquartered in Istanbul, Turkey.
Stock analysis
Osmanli Menkul Degerler AS (OSMEN) currently trades at 6.70 TRY, while our model-based Fair Value estimate is 13.80 TRY, implying the stock looks roughly 51.4% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of 25.85 TRY per share, and 10 of the 13 models we run sit above the 6.70 TRY price.
Bear case: the Asset-Based group reads lowest at 4.52 TRY, and 3 of the 13 models stay below the price. Evidence for this calculation is low.
Scenario range: 3.80 TRY (bear) to 19.96 TRY (bull), the price of 6.70 TRY sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 49/100 (below-average quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Osmanli Menkul Degerler AS reported revenue of 21.3B TRY in FY2025 versus 2.2B TRY in FY2021, a compound +77.0%/yr. Reported net income was 208M TRY in FY2025, compounding +30.7%/yr from FY2021. FY2021 was a trough year, so the rate overstates the trend.
Key figures
Market cap 3.1B TRY (≈ $63.2M) · P/E ratio 12.9 · P/S ratio 0.13 · EPS (TTM) 0.5200 TRY · Dividend yield 5.2% · Net margin 1.0% · Return on equity 8.7% · Return on assets (EBIT) 15.7%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 46 out of 100 (medium confidence).
What moves the price
The share trades about 38% below its 52-week high, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −26% fair-value upside, at 106%, OSMEN screens cheaper than that median.
Fair Value models
Bear 3.80 TRYFair Value 13.80 TRYBull 19.96 TRY
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 8 months old). Earnings retained since then (0.3676 TRY per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.85/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+115.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+77.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+39.8%
Revenue growth 15 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+36.0%
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What shareholders gained per year (last 5 years), in TRY ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in TRY: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−23.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year−28.8%
Dividend (yield on the price)5.2%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.2% → 2%
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−2.0%
Yearly growth needed for the next five years to justify today's price.
Compare Osmanli Menkul Degerler AS with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 460 stocks
Beats the industry median on 10/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score48 · Below median
Fair Value upside−2% · Above median
Profitability
Return on equity (TTM)9% · Above median
Return on assets4% · Above median
Net margin (TTM)1% · Bottom 25%
Operating margin (TTM)1% · Bottom 25%
Growth and dividend
Revenue growth189% · Top 25%
Dividend yield (TTM)5.2% · Top 25%
Valuation Multiplesvs Capital Markets median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Osmanli Menkul Degerler AS Fair Value". https://www.fairvalue-calculator.com/stock/OSMEN
Frequently asked questions
Is Osmanli Menkul Degerler AS (OSMEN) overvalued or undervalued?
As of Sep 13, 2026, our model estimates a fair value of 13.80 TRY versus a price of 6.70 TRY, about +106% upside (undervalued).
What is the fair value of OSMEN?
Our model-based fair value for Osmanli Menkul Degerler AS is 13.80 TRY (as of Sep 13, 2026), built from audited fundamentals. The current price: 6.70 TRY.
What is the quality score of OSMEN?
Osmanli Menkul Degerler AS has a Quality Score of 49/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Osmanli Menkul Degerler AS (OSMEN)?
Our model-based price target is the fair value of 13.80 TRY (as of Sep 13, 2026) from 13 valuation models. Cautious scenario 3.80 TRY, optimistic scenario 19.96 TRY. It is a calculation from audited fundamentals, not an analyst target.
What is the Osmanli Menkul Degerler AS stock forecast for 2026?
Our models put fair value at 13.80 TRY, about +106% upside versus a price of 6.70 TRY (undervalued). Cautious scenario 3.80 TRY, optimistic scenario 19.96 TRY. The calculation is refreshed regularly with new filings.
What is the revenue of Osmanli Menkul Degerler AS (OSMEN)?
Osmanli Menkul Degerler AS reported trailing-twelve-month revenue of about 26.1B TRY (latest available figure, as of Sep 13, 2026).
Does Osmanli Menkul Degerler AS pay a dividend?
Osmanli Menkul Degerler AS currently shows a dividend yield of about 5.16% relative to its recent price (as of Sep 13, 2026).
What growth is priced into Osmanli Menkul Degerler AS (OSMEN)?
For today's price to be fair in a discounted-cash-flow model, Osmanli Menkul Degerler AS would have to grow free cash flow by -2.0 % per year for five years (discount rate 17.2 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +39.8 % per year. As of Sep 13, 2026.
What discount rate (WACC) does the fair value of OSMEN use?
Our models discount Osmanli Menkul Degerler AS at 17.2 %: a base by market capitalisation (micro), country premium for Turkey. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Osmanli Menkul Degerler AS that is -2.0 % per year a year over ten years, using the same discount rate (17.2 %) and the same formula as our fair value.
How much growth has Osmanli Menkul Degerler AS (OSMEN) delivered so far?
Over the past 5 years revenue at Osmanli Menkul Degerler AS grew +39.8 % a year. The price currently implies -2.0 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Osmanli Menkul Degerler AS (OSMEN) growing?
The median revenue growth in the sector is +8.2 % a year. That is the yardstick for the growth priced into Osmanli Menkul Degerler AS (-2.0 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Osmanli Menkul Degerler AS (OSMEN)?
The free-cash-flow yield on the price is 17.11 %: that much free cash flow Osmanli Menkul Degerler AS produces per unit of market value. When it exceeds the discount rate of our models (17.2 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Osmanli Menkul Degerler AS (OSMEN)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Osmanli Menkul Degerler AS it is 13.80 TRY per share (as of Sep 13, 2026), against a price of 6.70 TRY. It is the blended result of 13 valuation models (cash flow, earnings, asset, dividend).
Is Osmanli Menkul Degerler AS stock overvalued or undervalued in 2026?
As of Sep 13, 2026, OSMEN trades below its calculated fair value: price 6.70 TRY, fair value 13.80 TRY, a gap of about +106% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of OSMEN?
No. The price is what the market pays today (6.70 TRY); the fair value is what the company's own numbers justify (13.80 TRY). For Osmanli Menkul Degerler AS the two are 7.10 TRY per share apart. That gap is exactly why we show both numbers side by side.
How much is Osmanli Menkul Degerler AS worth?
The market values Osmanli Menkul Degerler AS at about 3.1B TRY (market capitalisation, as of Sep 13, 2026). Per share that is 6.70 TRY; our models calculate a fair value of 13.80 TRY per share.
What do the bullish and bearish scenarios say about OSMEN?
Our models span a range for Osmanli Menkul Degerler AS: cautious scenario 3.80 TRY, base 13.80 TRY, optimistic 19.96 TRY per share (as of Sep 13, 2026, price 6.70 TRY). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of OSMEN?
Osmanli Menkul Degerler AS trades at a price-to-earnings ratio of 12.9 (as of Sep 13, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 13.80 TRY is built from several models across several years. Other multiples: P/B 1.1, P/S 0.1, EV/EBITDA 3.8.
How solid is the balance sheet of Osmanli Menkul Degerler AS (OSMEN)?
Balance-sheet figures for Osmanli Menkul Degerler AS (as of Sep 13, 2026): return on equity 8.7%. They feed the Quality Score of 49/100, which measures business quality independently of the share price.
How far is OSMEN from its 52-week high?
Osmanli Menkul Degerler AS trades at 6.70 TRY, about 38% below its 52-week high of 10.82 TRY (as of Sep 13, 2026). Distance from the high says nothing about value: that is what the fair value of 13.80 TRY is for.
Which stocks are comparable to Osmanli Menkul Degerler AS?
From the same area (Financial Services) we also value Morgan Stanley, a financial holding company,, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Osmanli Menkul Degerler AS stock attractive at the current price?
The data as of Sep 13, 2026: price 6.70 TRY, calculated fair value 13.80 TRY (+106%), Quality Score 49/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of OSMEN calculated?
We run Osmanli Menkul Degerler AS through 13 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 13.80 TRY, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.6 % above its aggregate fair value. Osmanli Menkul Degerler AS currently trades 106 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Osmanli Menkul Degerler AS (OSMEN)?
The closing price on Sep 15, 2026 was 6.70 TRY. Our model-based fair value is 13.80 TRY, about +106% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Osmanli Menkul Degerler AS right now?
The model range is unusually wide (3.80 TRY to 19.96 TRY). The outcome hinges heavily on assumptions, so read the point estimate with caution. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (49/100) at a price below fair value, the discount is the argument here, not the business quality. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Osmanli Menkul Degerler AS
How large is the market capitalisation of Osmanli Menkul Degerler AS (OSMEN)?
The market capitalisation of Osmanli Menkul Degerler AS is 3.1B TRY (≈ $63.2M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Osmanli Menkul Degerler AS (OSMEN)?
The price-to-sales ratio of Osmanli Menkul Degerler AS is 0.13 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Osmanli Menkul Degerler AS (OSMEN)?
Earnings per share at Osmanli Menkul Degerler AS are 0.5200 TRY (price ÷ EPS = P/E 12.9). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Osmanli Menkul Degerler AS (OSMEN)?
The dividend yield of Osmanli Menkul Degerler AS is 5.2% (payout 66.5%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Osmanli Menkul Degerler AS (OSMEN)?
The net margin of Osmanli Menkul Degerler AS is 1.0% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Osmanli Menkul Degerler AS (OSMEN)?
The return on equity (ROE) of Osmanli Menkul Degerler AS is 8.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Osmanli Menkul Degerler AS (OSMEN)?
On an EBIT basis the return on assets of Osmanli Menkul Degerler AS is 15.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Osmanli Menkul Degerler AS (OSMEN)?
The operating margin of Osmanli Menkul Degerler AS is 0.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Osmanli Menkul Degerler AS (OSMEN)?
Revenue at Osmanli Menkul Degerler AS is growing +189% versus a year earlier (3y avg +77.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Osmanli Menkul Degerler AS (OSMEN)?
Earnings per share at Osmanli Menkul Degerler AS are growing +89.1% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Osmanli Menkul Degerler AS (OSMEN) carry?
The net debt of Osmanli Menkul Degerler AS is 6.1M TRY (fiscal year 2017, ≈ 0.0 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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