Pacific Current Group Ltd (PAC) fair value: what the stock is really worth
As of Nov 10, 2026: fair value (intrinsic value) of Pacific Current Group Ltd stock A$10.29, price A$10.90, that is 5.6% below the price, quality 66 out of 100. Rating: fairly valued. The value is an estimate: none of our valuation models currently carries, it draws on revenue and assets compared with similar companies. Updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 10, 2026.
How to read this chart
60‑month range A$4.72 – A$11.78 · fair‑value band A$7.71 – A$12.86 · the A$10.90 price screens above the A$10.29 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 10, 2026.
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Pacific Current Group Limited engages in multi-boutique asset management business worldwide. It manages assets for institutional and individual clients. The company was formerly known as Treasury Group Ltd and changed its name to Pacific Current Group Limited in October 2015.
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Pacific Current Group Limited is based in Melbourne, Australia.
Stock analysis
Pacific Current Group Ltd (PAC) currently trades at A$10.90, while our estimate is A$10.29, so the stock looks roughly fairly valued today (gap 5.9%).
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Valuation
None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.
Scenario range: A$7.71 (bear) to A$12.86 (bull), the price of A$10.90 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 66/100 (solid quality), in the Financial Services sector.
Mixed Growth: Spin-off in 2012: revenue and profit before it include the divested business. Growth is measured afresh from 2012.
Pacific Current Group Ltd reported revenue of A$15.7M in FY2026 versus A$43.6M in FY2022, a compound −22.5%/yr. Reported net income was −A$1.5M in FY2026.
Key figures
Market cap A$305M (≈ $211M) Micro · EPS (TTM) A$−0.0500 · Dividend yield 4.4% · Net margin −9.6% · Return on equity −0.4% · Return on assets (EBIT) 6.3% (5-year average) · Operating margin 34.7% · Revenue (TTM) −A$9.1M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).
What moves the price
The share trades about 7% below its 52-week high and 16% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −18% fair-value upside, at −6%, PAC screens cheaper than that median.
Fair Value
BearA$7.71Fair Value A$10.29BullA$12.86
Price A$10.90 · Downside -5.6%
Estimate. None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.
Quality Score breakdown
Overall quality66/100
It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.
Profitability8
How much profit the company makes from its sales and capital
Quality Growth18
Are margins and returns getting better?
Cashflow100
Do the profits arrive as real cash?
Financial strength74
Debt, balance sheet and risk of trouble
Investment100
Does it invest with discipline instead of growing at any price?
Low Volatility79
How calm the share price moves, does not count
Price momentum42
Price momentum of the last 3 to 12 months, does not count
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.55/100
Spin-off in 2012: revenue and profit before it include the divested business. Growth is measured afresh from 2012.
Revenue growth 1 year
−87.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−29.3%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−18.8%
Start year 2021 (pandemic). Over 10 years: +10.9% a year
Revenue growth 14 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+12.7%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
46.1% (2021) → −92.9% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+9.8%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Australia: IMF forecast 3.0% a year to 2030, 2.9% from 2016 to 2025) that is about +6.6% a year for the price.
Compare Pacific Current Group Ltd with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 659 stocks
Beats the industry median on 4/10 measures
A mixed picture versus its industry peers.
Valuation
Quality Score66 · Above median
Fair Value upside−5.6% · Below median
Profitability
Return on assets−0.4% · Below median
Net margin (12 months)−9.6% · Bottom 25%
Operating margin (12 months)34.7% · Below median
Growth and dividend
Revenue growth (quarter YoY)140.1% · Top 25%
Dividend yield (12 months)4.4% · Above median
Balance sheet
Debt / equity0.16× · Above median
Valuation Multiplesvs Asset Management median · lower = cheaper
P/B0.54× · Cheapest 25%
Price / free cash flow (fiscal year)17.2× · Pricier than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Pacific Current Group Ltd Fair Value". https://www.fairvalue-calculator.com/stock/PAC
Frequently asked questions
Is Pacific Current Group Ltd (PAC) overvalued or undervalued?
As of Nov 10, 2026, our estimate of fair value is A$10.29 versus a price of A$10.90, about 6% lower (fairly valued).
What is the fair value of PAC?
Our estimate for Pacific Current Group Ltd is A$10.29 (as of Nov 10, 2026), built from audited fundamentals. The current price: A$10.90.
What is the quality score of PAC?
Pacific Current Group Ltd has a Quality Score of 66/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Pacific Current Group Ltd (PAC)?
Our calculated price target is the estimate of A$10.29 (as of Nov 10, 2026). Cautious scenario A$7.71, optimistic scenario A$12.86. It is an estimate from revenue and assets compared with similar companies, because none of our valuation models currently carries, not an analyst target.
What is the Pacific Current Group Ltd stock forecast for 2026?
Our estimate puts fair value at A$10.29, about 6% lower versus a price of A$10.90 (fairly valued). Cautious scenario A$7.71, optimistic scenario A$12.86. The calculation is refreshed regularly with new filings.
Does Pacific Current Group Ltd pay a dividend?
Pacific Current Group Ltd currently shows a dividend yield of 4.40% relative to its recent price (as of Nov 10, 2026).
How much is the dividend of Pacific Current Group Ltd (PAC) and when is the ex-dividend date?
Pacific Current Group Ltd pays a dividend of A$0.48 per share a year, a dividend yield of 4.4%. The last ex-dividend date was Sep 3, 2026. A dividend has been paid every year since at least 1999. Free cash flow covers the dividend 0.91 times. Our assessment: Sustainable. Payout and cash coverage both look sustainable.
What growth is priced into Pacific Current Group Ltd (PAC)?
For today's price to be fair in a discounted-cash-flow model, Pacific Current Group Ltd would have to grow free cash flow by +9.8 % per year for five years (discount rate 11.0 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -18.8 % per year. As of Nov 10, 2026.
What discount rate (WACC) does the fair value of PAC use?
Our models discount Pacific Current Group Ltd at 11.0 %: a base by market capitalisation (micro), damped by beta 0.53, country premium for Australia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Pacific Current Group Ltd that is +9.8 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (11.0 %) and the same formula as our fair value.
How much growth has Pacific Current Group Ltd (PAC) delivered so far?
Over the past 5 years revenue at Pacific Current Group Ltd grew -18.8 % a year. The price currently implies free-cash-flow growth of +9.8 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Pacific Current Group Ltd (PAC) growing?
The median revenue growth in the sector is +8.7 % a year. That is the yardstick for the growth priced into Pacific Current Group Ltd (+9.8 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Pacific Current Group Ltd (PAC)?
The free-cash-flow yield on the price is 4.03 %: that much free cash flow Pacific Current Group Ltd produces per unit of market value. When it exceeds the discount rate of our models (11.0 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Pacific Current Group Ltd (PAC)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Pacific Current Group Ltd it is A$10.29 per share (as of Nov 10, 2026), against a price of A$10.90.
Is Pacific Current Group Ltd stock overvalued or undervalued in 2026?
As of Nov 10, 2026, PAC trades above its calculated fair value: price A$10.90, fair value A$10.29, a gap of about −6% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PAC?
No. The price is what the market pays today (A$10.90); the fair value is what the company's own numbers justify (A$10.29). For Pacific Current Group Ltd the two are A$0.6100 per share apart. That gap is exactly why we show both numbers side by side.
How much is Pacific Current Group Ltd worth?
The market values Pacific Current Group Ltd at about A$305M (market capitalisation, as of Nov 10, 2026). Per share that is A$10.90; our models calculate a fair value of A$10.29 per share.
What do the bullish and bearish scenarios say about PAC?
Our models span a range for Pacific Current Group Ltd: cautious scenario A$7.71, base A$10.29, optimistic A$12.86 per share (as of Nov 10, 2026, price A$10.90). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Pacific Current Group Ltd (PAC)?
Balance-sheet figures for Pacific Current Group Ltd (as of Nov 10, 2026): return on equity −0.4%, debt of 0.16 per unit of equity. They feed the Quality Score of 66/100, which measures business quality independently of the share price.
How far is PAC from its 52-week high?
Pacific Current Group Ltd trades at A$10.90, about 7% below its 52-week high of A$11.78 and 16% above the low of A$9.36 (as of Nov 10, 2026). Distance from the high says nothing about value: that is what the fair value of A$10.29 is for.
Which stocks are comparable to Pacific Current Group Ltd?
From the same area (Financial Services) we also value Blackstone Inc, KKR & Co, Brookfield Asset Management Ltd, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Pacific Current Group Ltd stock attractive at the current price?
The data as of Nov 10, 2026: price A$10.90, calculated fair value A$10.29 (−6%), Quality Score 66/100. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
Is it still worth investing in stocks now?
The global stock market currently sits 13.7% above its aggregate fair value. Pacific Current Group Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Pacific Current Group Ltd (PAC)?
The closing price on Nov 10, 2026 was A$10.90. Our estimate is A$10.29, about 6% lower (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Pacific Current Group Ltd right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Pacific Current Group Ltd
How large is the market capitalisation of Pacific Current Group Ltd (PAC)?
The market capitalisation of Pacific Current Group Ltd is A$305M (≈ $211M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What are the earnings per share of Pacific Current Group Ltd (PAC)?
Earnings per share at Pacific Current Group Ltd are A$−0.0500. Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Pacific Current Group Ltd (PAC)?
The dividend yield of Pacific Current Group Ltd is 4.4%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Pacific Current Group Ltd (PAC)?
The net margin of Pacific Current Group Ltd is −9.6% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Pacific Current Group Ltd (PAC)?
The return on equity (ROE) of Pacific Current Group Ltd is −0.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Pacific Current Group Ltd (PAC)?
On an EBIT basis the return on assets of Pacific Current Group Ltd is 6.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Pacific Current Group Ltd (PAC)?
The operating margin of Pacific Current Group Ltd is 34.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How much revenue does Pacific Current Group Ltd (PAC) generate?
Pacific Current Group Ltd generates revenue of −A$9.1M (last twelve months). Revenue of the last twelve months (TTM), the most recent full year, not the calendar year.
How fast is revenue growing at Pacific Current Group Ltd (PAC)?
Revenue at Pacific Current Group Ltd is growing +140% versus a year earlier (3y avg −29.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Pacific Current Group Ltd (PAC)?
Earnings per share at Pacific Current Group Ltd are growing +798% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Pacific Current Group Ltd (PAC) hold?
Pacific Current Group Ltd holds more cash than debt, A$37.7M net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
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Nov 10, 2026