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PAN INDIA CORPORATION LTD. (PANINDIAC) Fair Value & Analysis

Financial Services · IN · Market cap ₹381M

PI PAN INDIA CORPORATION LTD. PANINDIAC · BSE
Price₹1.56
Fair Value₹0.3200
Upside-79.5%
Quality49/100
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Weak Growth
Thin margins · 0.0% net margin
negative free cash flow
Trails peers (1/7)
Narrow moat 0/100
Evidence: Low Range ₹0.2400 – ₹0.4000 Share as image

Fair value as of: Aug 19, 2026

From 2 valuation models · updated yesterday

Below-average quality, and screening another 79% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (₹0.4000). The favourable scenario is already priced in.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
  • Solid but not exceptional quality (49/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

₹14.04 ₹0.3100 Fair Value ₹0.3200 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 19, 2026.

How to read this chart

60‑month range ₹0.3100 – ₹14.04 · fair‑value band ₹0.2400 – ₹0.4000 · the ₹1.56 price screens above the ₹0.3200 fair value. Dashed = 300-day average. As of Aug 19, 2026.

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Analysis

PAN INDIA CORPORATION LTD. (PANINDIAC) currently trades at ₹1.56, while our model-based Fair Value estimate is ₹0.3200, implying the stock looks roughly 79.5% overvalued today. The Quality Score stands at 49/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Revenue declined 89.9% year over year. It earns a return on equity of -38.3%. Fundamentals as of Aug 19, 2026

Our scenario range runs from ₹0.2400 (bear case) to ₹0.4000 (bull case); at ₹1.56, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 42% below its 52-week high and 16% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -19% fair-value upside, at -79%, PANINDIAC screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/B Multiple ₹0.2500 ₹0.3300 ₹0.4100 55
NCAV (Graham) ₹0.1900 ₹0.2600 ₹0.3900 50
All 2 models by family
Multiples
P/B Multiple ₹0.2500 ₹0.3300 ₹0.4100 55
Asset-Based
NCAV (Graham) ₹0.1900 ₹0.2600 ₹0.3900 50

Widest divergence: Multiples (₹0.3300) versus Asset-Based (₹0.2600). Highest evidence: P/B Multiple (55).

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Key figures & financial health

Revenue (TTM) −₹467
Revenue growth (YoY) -89.9%
Return on equity -38.3%
Free cash flow −₹308K FY2026
Operating margin -5,679%
EPS (TTM) ₹-0.0200

Figures from reported company fundamentals · as of Aug 19, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 49/100

Of which business quality 52 · Market factors (momentum, volatility) 27

Profitability 2
Margins and returns on capital today
Quality Growth 50
Are margins and returns improving?
Cashflow 50
Earnings quality: real cash, not paper profit
Fin. Strength 62
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 67
Calm price path (market factor)
Momentum 12
Price trend over the last 3–12 months (market factor)
52W Momentum 8
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Pan India Corporation Limited invests in, buys, sells, transfers, hypothecates, deals in, and disposes shares, stocks, debentures, debenture stocks, securities of government and local authority, bonds, certificates, and immovable or movable properties in India.

Full company description

Pan India Corporation Limited invests in, buys, sells, transfers, hypothecates, deals in, and disposes shares, stocks, debentures, debenture stocks, securities of government and local authority, bonds, certificates, and immovable or movable properties in India. The company acquires and leases industrial, office plant, equipment, and machinery, as well as vehicles, buildings, and real estate properties for manufacturing processes. It is also involved in transportation, trading, and other commercial services activities. The company was formerly known as SRG Infotec Ltd. Pan India Corporation Limited was incorporated in 1984 and is based in New Delhi, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

PAN INDIA CORPORATION LTD. reported revenue of ₹0 in FY2026 versus ₹139K in FY2022. Reported net income was −₹5.4M in FY2026.

Growth Quality 0/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
₹13.0K
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−54.6%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−30.9%
Revenue
FY22 ₹139K
FY23 −₹5.6M
FY24 −₹5.1M
FY25 ₹13.0K
FY26 ₹0
Net income
FY22 −₹1.6M
FY23 −₹8.8M
FY24 −₹805K
FY25 −₹39.4M
FY26 −₹5.4M

PANINDIAC screens 79% overvalued. Compare with Mirae Asset Securities Co →

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Cite: Fair Value Calculator (2026). "PAN INDIA CORPORATION LTD. Fair Value". https://www.fairvalue-calculator.com/stock/PANINDIAC

Peer Group

Capital Markets · 435 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 52 · Below median
Fair Value upside −80% · Bottom 25%
Return on assets -17% · Bottom 25%
Net margin (TTM) 0% · Bottom 25%
Revenue growth -90% · Bottom 25%

Valuation Multiples vs Capital Markets median · lower = cheaper

P/B 0.05× · Cheaper than 75% of peers

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 19, 2026).

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NH Investment & Securities Co 005940 28,550 KRW 22,396 KRW -22%
Samsung Securities Co 016360 93,100 KRW 75,573 KRW -19%
Kiwoom Securities Co 039490 299,000 KRW 214,812 KRW -28%
SSI Securities Corporation SSI 19,400 VND 17,375 VND -10%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 294.30 ARS -6%
Daishin Securities Co 003540 26,950 KRW 48,790 KRW +81%
SK Securities Co 001515 4,285 KRW 1,395 KRW -67%

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Frequently asked questions

Is PAN INDIA CORPORATION LTD. (PANINDIAC) overvalued or undervalued?
As of Aug 19, 2026, our model estimates a fair value of ₹0.3200 versus a price of ₹1.56, about −79% (overvalued).
What is the fair value of PANINDIAC?
Our model-based fair value for PAN INDIA CORPORATION LTD. is ₹0.3200 (as of Aug 19, 2026), built from audited fundamentals. The current price: ₹1.56.
What is the quality score of PANINDIAC?
PAN INDIA CORPORATION LTD. has a Quality Score of 49/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the net profit margin of PANINDIAC?
The net profit margin of PAN INDIA CORPORATION LTD. is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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