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Piramal Finance Limited (PIRAMALFIN) Fair Value & Analysis

Financial Services · IN · Market cap ₹447B

Price₹2,114
Fair Value₹1,331
Upside-37.0%
Quality97/100
Evidence: High Range ₹998.41 – ₹1,331

Fair value as of: Jun 25, 2026

Analysis

Piramal Finance Limited (PIRAMALFIN) currently trades at ₹2,114, while our model-based Fair Value estimate is ₹1,331 — implying the stock looks roughly 37.0% overvalued today. We read business quality at 97/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Piramal Finance Limited, a housing finance company, provides financing solutions to corporate and private customers in India. It offers housing loans, such as home, construction, and home renovation and extension loan; business loans, which include working capital loan, loan against property and secured business loan, as well as loans for growing business, consolidate business needs, and professionals; and real estate financing, corporate finance, emerging corporate lending, and capital markets and advisory services. Piramal Finance Limited was formerly known as Piramal Capital & Housing Finance Limited and changed its name to Piramal Finance Limited in March 2022. The company was incorporated in 1984 and is based in Mumbai, India.

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Frequently asked questions

Is Piramal Finance Limited (PIRAMALFIN) undervalued?
As of Jun 25, 2026, our model estimates a fair value of ₹1,331 versus a price of ₹2,114 — about −37% (overvalued). Model-based estimate, not financial advice.
What is the fair value of PIRAMALFIN?
Our 21-model fair value for Piramal Finance Limited is ₹1,331 (as of Jun 25, 2026), built from audited fundamentals. The current price is ₹2,114.
What is the quality score of PIRAMALFIN?
Piramal Finance Limited has a Quality Score of 97/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.